California residents have plenty of time to get health insurance in 2021, but it may benefit you to get coverage as early as possible.
If the last year has made anything clear, it’s just how important it is to have a health plan in place. Even the healthiest of us can get sick at a moment’s notice and, as always, there’s no telling when an accident might happen.
Fortunately, California health insurance open enrollment will last all year. With the newly expanded subsidies, your health insurance will be a lot more affordable than you might think.
When is the Health Insurance Open Enrollment in California for 2021?
In response to COVID-19, the California health insurance marketplace is staying open until the end of the year. But the sooner you apply, the sooner you will be covered. And it may be much cheaper than you expect.
Did You Receive Unemployment in 2021?
If you’re one of the countless California residents who received an unemployment benefit in 2021, then you qualify for a health insurance plan with a $0 premium. This is a temporary measure that is only guaranteed to extend through the end of 2021, so the sooner you enroll, the more money you’re going to save.
Did you receive an unemployment benefit but still have health insurance? You can switch to a $0 premium plan, and have it activated retroactively for 2021. Your new reduced premiums will be factored into your tax return and will last until the end of 2021.
Compare Pricing on the Best Insurance Plans Available
Are You Looking for a Good Alternative to California Health Insurance?
Whether it’s too expensive, too rigid, or just not your style, traditional marketplace health insurance is not your only option.
Healthcare cost sharing, also known as health share plans, are an affordable and legal alternative. They’re generally around half the monthly cost of an unsubsidized insurance plan, and there are a growing number of options to choose from. Some health share plans can even be set up to work with your HSA.
California Health Insurance Special Open Enrollment Lasts All Year
Again, this is a terrible time to go without a health plan. If you’ve been meaning to buy coverage but just haven’t yet, or if you’re not even sure if you can afford it, give us a call. Your Personal Benefits Manager will connect with you one-on-one to discuss your options, choose a plan, and get you enrolled fast.
Here is some additional information related to this article: Did You Receive Unemployment Benefits in 2021? Here’s How to Get $0 Health Insurance for the Rest of the Year | Best Healthshare Plans Comparison Guide – 2021 Update