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Inherited Health Savings Accounts – What Happens to HSA Accounts When The Owner Dies? A Guide for HSA Beneficiaries

Inherited Health Savings Accounts – What Happens to HSA Accounts When The Owner Dies? A Guide for HSA Beneficiaries

Mar 3, 2026 | Health Insurance, Health Sharing Programs, Heathsharing

An HSA account is best used while we’re alive. They provide amazing benefits when it comes to paying for qualified healthcare expenses. And they’re a terrific asset to have in retirement because once the owner turns 65, the usual 20% penalty for non-qualified expenses...
How To Reduce Group Health Insurance Costs by 40%+

How To Reduce Group Health Insurance Costs by 40%+

Feb 11, 2026 | Health Insurance, Health Sharing Programs, Heathsharing

Small employers trying to reduce group health insurance costs are getting boxed in by renewals that feel harder to justify every year. Premiums keep rising, but what employees actually get out of their plans hasn’t improved much.  In most cases, it’s worse. The...
What Is a Deductible in Health Insurance? Understanding Your Healthcare Costs

What Is a Deductible in Health Insurance? Understanding Your Healthcare Costs

Nov 4, 2025 | Health Insurance, Health Sharing Programs, Heathsharing

What is a deductible in health insurance?  It’s the number that decides how much you pay before your plan begins to help. Premiums are rising again. Some marketplace plans saw double-digit price hikes in 2025. When premiums go up, your deductible suddenly matters a...
What is an Out-of-Pocket Maximum & How Do They Work?

What is an Out-of-Pocket Maximum & How Do They Work?

Oct 28, 2025 | Health Insurance, Health Sharing Programs, Heathsharing

The out-of-pocket maximum is one of the most misunderstood but important parts of your healthcare plan. Ever opened a medical bill and thought, “Wait… how much do I still owe?” Even with health insurance, unexpected costs can pile up fast, leaving you stressed,...
Health Insurance for Realtors (and Real Estate Agencies) – How Agencies Can Offer Benefits to Their Realtors

Health Insurance for Realtors (and Real Estate Agencies) – How Agencies Can Offer Benefits to Their Realtors

Sep 17, 2025 | Health Insurance, Health Sharing Programs, Heathsharing

Health insurance for realtors represents one of the biggest hidden challenges facing real estate agencies today. With 87% of realtors working as independent contractors, most lack access to traditional employer-sponsored health benefits. This gap creates recruitment...
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