OneShare Health is a health care sharing ministry founded by a team of expert health care professionals. OneShare Health offers three levels of health care sharing programs — Classic, Complete, and Catastrophic — for individuals and families. These programs are not health insurance but rather health care sharing programs in which groups of like-minded people come together to share medical expenses.
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The most popular program is the OneShare Health Classic Crown, which combines low contribution rates with a $1,000,000 lifetime maximum, and a $500,000 sharing limit per incident. Up to five doctor visits are included with a $20 visit fee.
The OneShare Catastrophic is is a less expensive designed for major expenses, and does not include doctor visits.
100% shared up to $1,000
Annual preventative exams, including physicals, GYN visits, and immunizations, are eligible for sharing after a 90-day waiting period.
OneShare Health program eligibility
Includes services such as primary care, specialists, urgent care, hospitals, outpatient therapy, and more depending on the program you enroll in.
Talk to a doctor 24/7 for your acute care needs and even get a prescription if medically appropriate– all with a $0 consult fee.
Diabetic discount supplies
20% – 30% off retail price.
Disposable medical supplies
20% – 40% off retail price
Dental discount services
Save 20% – 60% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as root canals, crowns and dentures. Save 20% on orthodontics
Vision discount services
Save 20% – 40% off the retail price of eyewear with the EyeMed Vision Care Access Plan D discount program. Discounts on exams, eyewear, and contact lenses from more than 90,000 providers nationwide.
Prescription discount services
Access to over 60,000 pharmacies. Get 15% – 80% off on generic drugs and 15% – 25% on brand name drugs.
All three programs have a choice of three tier levels to choose from – Basic, Enhanced, or Crown. There is a maximum lifetime sharing amount up to $1,000,000 depending on the tier level you enroll in. Monthly contributions start as low as $125 for individuals, $210 for individuals + one, and $310 for families.
OneShare Health PPO Network
The Provider Network for this membership is First Health, the nation’s first Provider Network specifically designed for a health sharing organization.
First Health’s network includes over 5,700 hospitals, over 120,000 ancillary facilities, and over 780,000 professional providers at over 1.5 million health care service locations in all 50 states.
- Contact your telemedicine provider if it is something you may be able to handle over phone or video.
- If you still need non-emergency treatment, contact OneShare’s concierge service or First Health, to find a provider.
Conditions and Restrictions
Because these programs are not traditional insurance, they are not regulated the same way insurance plans are.
Members are immediately eligible for sharing for accidents, injuries, or acute illnesses. There is a 90-day waiting period for all other medical expenses to be eligible for sharing.
Pre-Existing Condition means any sickness or injury for which you or your enrolling dependents received medical treatment, advice, care or services, including diagnostic measures, took prescribed drugs, or showed signs or symptoms whether treated or not, within 24 months before the Member’s effective date of their program. Eligibility for a Pre-Existing Condition has a 24- month waiting period. However, certain chronic conditions that require treatment to maintain current condition and prevent further problems may be eligible for immediate sharing.
In/outpatient surgery typically has a waiting period of 6 months, but life-threatening emergency services available immediately.
Once the individual share amount (ISA) is met, specialist visits and diagnostic imaging is eligible for sharing.
To see a more in-depth look at each plan, please follow the link below.
Ready to sign up for OneShare Health?
To review rates and options and to enroll online, click here. Your membership can be effective as quickly as tomorrow.
If you’d like assistance comparing options and choosing a plan, schedule a call with one of our Person Benefits Manager, or give us a call at 800-913-0172.
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Disclaimer: All information on this website is relayed to the best of the Company’s ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.