OneShare Health Plans

My wife and I are Christian and strongly pro-life. We didn’t want to support an Obamacare insurance company or anyone else that covered abortions. So we looked around at several faith-based health sharing ministries. We considered several, and we chose OneShare.

They aren’t perfect. We’ve had some issues in the past getting an ER bill paid. Our dermatologist’s office wouldn’t work with us. But that’s because they didn’t understand how health sharing programs work. Once we ironed that out the process was pretty easy.

Had a bunch of questions but Lou spent a good deal of time on the phone with me and took his time answering them signed up on the spot because it’s much cheaper than my Obamacare Humana plan without a subsidy.

After I signed up they kept emailing me to sell me for some reason but overall I like the program. They shared a bunch of bills when my husband got COVID and spent a week in the hospital

My wife is 61 and was afraid to go to the doctor’s office because of Covid but OneShare came to the rescue. They have a really good telemedicine program and we were able to do all our consults and checkups over a cell phone.

We also like being able to save so much money in monthly premiums. We haven’t had to do a big claim yet so we’ll see.

My spouse and myself joined One Share last year because we could save almost half on health insurance premiums (we’re self employed digital nomads and we didn’t want an HMO with a limited network since we travel so much) Anyway, my wife got hit by a car while riding her bike nd we had over 28000 in medical bills.

We had to pay 5000 out of pocket but One Share picked up the rest no problem. It probably helped that the hospital billing staff understood how health sharing works. 10/10 would recommend.

Had them for two years. Then I broke my ankle skiing and had to go to the ER. Had a lot of trouble submitting the paperwork. I submitted everything twice. Had to make several phone calls to supervisors. First they only payed a third of the amount had to through it all over again, and use their appeal process.

Eventually they paid the amount, minus my contribution or whateve rthy call it. Not too impressed with their first outing.

You can definitely save money with OneShare Health. We earned too much to qualify for an Obamacare subsidy but not enough to afford health insurance for our whole family because we live in a high cost of living area. We used HSA for America who suggested we consider a health sharing ministry. With my husband, me, and my three children we’re able to save over 40 percent compared to our previous family plan from Aetna. Definitely continuing with OneShare!

Our PBM recommended that we choose OneShare because of my husband’s diabetic needs. It came with a great discount program that is making all our supplies a lot cheaper, just for being a member. Most health shares don’t seem to care about diabetics.

OneShare claims to be a healthshare ministry but I don’t see much evidence of that. They just let everybody in. I miss the smaller Christian community that we used to have. I’m switching to MediShare.

I looked at every “catastrophic” healthshare plan on the market, and this one is by far the best. I’m paying just over a hundred bucks a month, and I still get access to telemedicine services and a mental health program. Now all I have to do is stay healthy!

I was in a serious accident last year … with some huge bills. My OneShare plan maxed out at $500K for the year. I know that’s a lot, but it still left me with some pretty serious bills to cover on my own. Check your plan’s annual limits before you sign up!

Although One Share isn’t as openly Christian as some of the other companies, I have no doubt that they are truly doing the Lord’s work with their cost sharing programs. I have a friend who has been getting free help with her mental health through OneShare … multiple free sessions a year and a 24/7 crisis line that she’s used on more than one occasion. That’s why I switched to OneShare, and probably for good.

My health insurance guy told me that OneShare had some of the lowest monthly costs out of all the healthshare plans, so I decided to give it a shot. I’m in the “Catastrophic” plan, and I’m paying just over a hundred bucks a month for decent health protection. Thinking of upgrading to the Complete option next year because there’s no limit on sharing amounts.

I had to go with health sharing because I missed the insurance deadline or whatever. I was able to sign up with OneShare right away. As in right away. My plan was up and running within 24 hours of when I first made the call. The folks that were helping me were really nice, too!

My advisor told me to take a look at One Share ever since they expanded their preferred networks. She was right … OneShare has a lot of options to choose from if you’re looking to keep your costs down. Totally satisfied so far … Will update my review if anything changes.

Since meeting my annual portion, I’ve used my OneShare plan twice. Both times they processed the cost sharing in under a month, which is a bit faster than what the other healthshare companies can do from what I’m told. Just make sure that you’re submitting a medical receipt that is “qualified”. Actually it’s best to check beforehand, because if it isn’t on their list, they won’t approve it for sharing.

Our family switched to One Share once we found out about their prescription drug program. We both take various medications, and having a little help with the cost each month is really nice. On top of that, we’re getting health protection for the ‘bigger’ stuff just in case anything happens. Super happy with OneShare.

I switched to OneShare because an agent told me I’d be saving a few hundred bucks a month. So far, the savings have been pretty good. I’m in the Catastrophic program, which I think is the lowest cost.

My wife and I switched to OneShare from a different sharing program because we were looking for more help with our prescription drugs. OneShare has a discount prescription program that included the medications that we both needed. We’ve been super happy since making the switch.

OneShare is better than a lot of the other HCSMs out there, primarily because they offer free mental health services. All members get 4 counseling sessions per year, as well as access to a 24/7 crisis line. This used to be one of the big things lacking with health sharing, but it’s good to know that at least one company knows how important it is.

I was surprised at how fast it was to sign up for OneShare. Our family had a healthshare program up and running by the very next day. We haven’t been enrolled for that long, but if their service department is any indicator, I think we’re going to stick with these guys for a while.

OneShare’s concierge people are great. They’ve helped me find a network provider more than once, and since they merged with First Health Network, I’ve got more options than I used to. I used to be on MediShare, but I’d say that OneShare is just a bit more modern.

The cost sharing is pretty fast with OneShare… Usually I get paid out within a month. But I didn’t realize that my Catastrophic plan had a per-incident limit on it. I’m thinking of changing it from $150,000 to $250,000 just in case something happens.