netWell Healthshare
Read reviews, FAQs and get instant quotes on all netWell Healthshare plans!
By Leslie Jablonski – Updated September 18, 2024
Reviewed by Whitney Kline – Fact checked by Wiley Long
View netWell Plans & Pricing in Your Area
or compare netWell to other healthshare options available at HSA for America
All You Need To Know About netWell Healthshare
netWell Healthshare is consistently one of our most popular, best-selling healthshare plans we offer.
NetWell stands out as our top choice for health sharing, offering affordable member contributions, 24/7 telemedicine access, and three membership tiers that deliver exceptional value.
As a growing nonprofit with over 25,000 members, NetWell welcomes individuals regardless of their religious practices, making it an inclusive option.
Note that NetWell is a health sharing ministry, not an insurance company, facilitating voluntary sharing of medical expenses among its members.
Affordable Plans:
Options start at $195 per month, offering essential health coverage.
Pre-existing Condition Support:
Shares costs for pre-existing conditions after 24 months
Comprehensive Coverage:
Elite+ plan includes preventive care, primary and specialist visits, maternity, and mental health services
Generous Medical Cost Sharing:
Significant financial support for ambulance costs, surgeries, and cancer treatment
Freedom of Choice:
Flexibility to see any doctor or hospital, with additional network discounts available
netWell Plans
Advantage and Elite+
netWell Healthshare Advantage:
Advantage is the most budget-friendly of the two plans, and is for the individual or family that wants to protect themselves from the major expenses, but are ok with paying for the more routine doctor visits out-of-pocket. Read more details in the netWell Advantage brochure.
netWell Healthshare Elite+:
Elite+ is the most comprehensive and the most popular of the netWell membership options. It features full-spectrum cost-sharing from primary to catastrophic hospitalizations and surgeries. Read more details in the netWell Elite+ brochure.
Get a Quote & Enroll in netWell Healthshare Today
Join the hundreds of thousands of netWell Healthshare plan members that have discovered netWell Healthshare works for their family’s healthcare needs.
- To get a quote, Select Your State and click the Instant Quote button.
- To apply online, after you get a quote, click on the Enroll Today button.
- Enter Personal Information like your name, date of birth, and contact information.
- Add dependents and include names and dates of birth for any dependents you wish to cover.
- Select your plan and choose your desired membership level (e.g., Advantage or Elite+).
- Review statements and agree to the Statement of Faith and any other required declarations.
- Provide payment information, enter your payment details, either bank ACH draft or credit/debit card.
- Complete and submit your application.
- Check for any error messages and confirm your application was successfully submitted.
netWell Pros & Cons
netWell Pros
- High $2 million lifetime cost sharing limit (in Elite + plan)
- Innovative drug access program with hundreds of drugs available free
- Excellent maternity benefits
- Catastrophic “Advantage” membership tier dovetails well with direct primary care strategy
- Great track record paying qualified sharing requests
- Can be used at any provider you choose
- Preventive Visit after 90 days, shareable up to $1500 yearly
netWell Cons
- No HSA-qualifying High Deductible Health Plan available (for an HSA-qualifying plan that uses the cost-saving health sharing approach, consider the HSA Secure plan.)
- Two-year restrictions on sharing of bills arising from treatment of pre-existing conditions (netWell members can utilize their PCP or Specialist visits to maintain any pre-existing condition after the 90 wait period is satisfied.)
- There may be a 2-year, 4-year or Lifetime pre-existing limitation for a surgery or hospitalization related to a pre-existing condition (depending on the condition).
Boost Your netwell Benefits with HSA MEC
Optimize your netwell coverage by integrating the HSA MEC from HSA for America.
Tailored to enhance netwell’s community sharing model, our HSA-qualified, preventive-only plan enriches your healthcare savings with impressive tax benefits.
Why Pair netWell with HSA MEC?
- Tax Savings: Benefit from significant tax deductions and tax-free saving growth.
- Investment Excellence: Experience the best in tax-favored investment options with HSAs.
- Healthcare Freedom: Use your funds tax-free for any medical expense, worldwide.
Maximize your Medi-Share plan with the added advantages of HSA MEC.
View netWell Plans & Pricing in Your Area
or compare netWell to other healthshare options available at HSA for America
netWell Frequently Asked Questions
We’ve helped over 16 thousand people find health insurance or a health sharing plan.
Each customer gets the same amazing service.
Leslie (Personal benefits Manager) is always informed about the plans and helps me to make a wise decision on which one is best for me. Can’t ask for anything more.
Beth Patterson
IL
Mike (Personal benefits Manager) was great! He answered all our questions and was really helpful and patient with us while we were making our decisions.
Stacy Longoria
FL
HSA for America, and Lou Spatafore (Personal benefits Manager), provided a way to pay for healthcare costs, that is affordable and provides what is needed. I appreciated that Lou explained everything so that we understood how the health sharing works, and he was available whenever we had questions.
Scott Egbers
IA
Misty (Personal benefits Manager) was very helpful. We really appreciated her help getting us set up with our Marketplace plan.
Reverend Joan Kistler
TX
Whitney (Personal benefits Manager) was amazing and went far above my expectations in customer service. She answered every question and so far everything has been just like she said it would be!!! Thank you
Wendy Skeesick, LA
Need Assistance?
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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.