netWell Healthshare

Health Care Cost Sharing Plans to Fit Your Lifestyle

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netWell Healthshare

netWell’s perfect-fit health sharing plans offer more options and more customization

With three different plan options available, netWell members have access to health plans that are suited to them. Note that health sharing is NOT the same thing as health insurance. In addition to free 24/7 telemedicine, netWell also offers preventive screening benefits that other healthshare plans do not.

Membership options: netWell Healthshare


netwell advantage hospitalization

netWell Advantage: Catastrophic option

The netWell Advantage plan is designed for people who want to stay protected against unexpected healthcare costs, like sudden accidents or hospitalization. The Advantage plan includes free 24/7 telemedicine support, but does not include the preventive care or primary care options that come with the upper-level plans.

netwell primary care

netWell Superior: Primary care option

The netWell Superior plan offers a balance of preventive and primary care options. This plan is popular with people who want to pay the lowest monthly contribution while using their preventive care services to stay healthy. Superior plans do not include sharing for emergency room, hospitalization, or surgery.


netWell Elite: All-inclusive option

The netWell elite plan provides more comprehensive sharing options. Elite plans have a higher monthly contribution, but also a higher annual sharing limit ($1,000,000) and a lower Member Commitment Portion (as low as $2,500). The netWell Elite plan also comes with additional sharing for Maternity Care, something very few healthshare plans offer.

What is health care cost sharing (Healthshare)?

Health sharing plans are a low-cost alternative to ‘traditional’ health insurance. These innovative, independent health organizations give their members an opportunity to share medical costs with other members of the community, often united under the Christian ideals of charity and brotherhood.

Today, health sharing plans are available for more people than ever before. They’re giving Americans the opportunity to ditch their overpriced and over-complicated insurance plans for something better.

Healthshare plans are not a great match for everybody. Many plans include a waiting period for pre-existing conditions, as well as other restrictions that insurance plans don’t have. Your Personal Benefits Manager can help you decide if health sharing is a good choice for you.

Ready to sign up for coverage with netWell healthshare?

If you’re thinking about making the switch to low-cost health sharing, give us a call. Our team at HSA for America is composed of some of the best experts in the business, here to give you the one-on-one service you need to find the perfect plan.

Call 800-913-0172 and we’ll connect you with your own Personal Benefits Manager. You can also click below to run a free quote on netWell healthshare plans.

netWell Healthshare Reviews Section

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Rated 4.1 out of 5
4.1 out of 5 stars (based on 12 reviews)
5 star50%
4 star34%
3 star0%
2 star8%
1 star8%

The Elite plan has everything… still cheaper than insurance

Rated 5 out of 5
July 12, 2022

Go with the elite plan if you want great healthcare. Don’t give any more money to the government or the insurance companies. This is still the cheaper option.

Lawrence D.


Rated 1 out of 5
May 30, 2022

Not a good health share bad service and they won’t even pay all of your bills you have to pay some of it yourself.

Zach M.

Here for the maternity care

Rated 4 out of 5
May 26, 2022

Our advisor said that netwell would be a good fit because we were trying to start a family. The elite plan has all that included, plus primary care and preventive benefits stuff. It’s been more expensive that the sedera plan that we use to have, but we feel a lot more protected.

Mikhail A.

$35 doctor visits

Rated 5 out of 5
May 12, 2022

My last healthshare plan didn’t cover doctor visits at all. They’re not unlimited with netwell, but you only have to pay $35. So far the Advantage level program is working really well for me and the fam.

Jeff N.

Superior plan is a great deal

Rated 4 out of 5
April 15, 2022

I’m in the ‘superior’ plan. You get multiple doctor visits, unlimited telemedicine, and a lot of preventive screening stuff as well. Hopefully this is enough to keep me healthy, because it doesn’t cover hospitalization.

Wanda K.

I’m switching back to Medishare

Rated 2 out of 5
February 28, 2022

Doesn’t seem as good as my Medishare plan was. Netwell is maybe 50 bucks cheaper per month but it just doesn’t feel the same after the last two years.

Richard W.

Easy to sign up … Don’t need to go to church every week

Rated 5 out of 5
February 10, 2022

I used to be enrolled in a different Christian healthshare, but it was through our church and I felt bad because we weren’t going that much. NetWell is based in the bible which is something I want for my family. But it’s more relaxed than other programs.

Johnathan V.

Great healthcare protection for only a few hundred

Rated 5 out of 5
January 8, 2022

I’ve never heard of Netwell before … seems like there are more healthshare companies out there than there used to be. Anyway, they’ve been on point so far. I had a quick trip to the E.R. two months ago and the cost-sharing came through without issue.

Daniel B

They’re pretty good with prescriptions

Rated 4 out of 5
December 16, 2021

The website is really clean and easy to use. That’s important to me. They let me use their online prescription look-up thingy before I signed up, and that let me know how much I’d be paying for my current prescriptions. Pretty cool.

Gabriel A.

It’s really easy once the account is setup

Rated 5 out of 5
November 28, 2021

Our family just used our Elite program for the first time. It was really easy … we knew what our Member Portion was so we had that ready to go. Then the rest of the costs were shared by other members, pretty much automatically through our healthshare account. Surprisingly stress-free.

Marta S.

Good so far

Rated 4 out of 5
November 22, 2021

My friends convinced me to switch to healthcare sharing and decided that Netwell was as good as any. I’m definitely paying less than I used to per month, that’s for sure. I just haven’t had to use the sharing yet because I’ve been healthy. Will update in a few months!

Amar D.

The Elite plus is well worth it

Rated 5 out of 5
October 21, 2021

I used to be enrolled in the Catastrophic option, which was good, because it was so cheap. I recently upgraded to the Elite plus program, which adds in some regular doctor visits. I also get a ton of discounts on dental and vision. It’s not even that much more expensive than the other options.

Teri A.

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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.