HSA for America Terms & Conditions

Last Updated: April 1, 2026

Please read these Terms & Conditions carefully before using our website or services. By accessing our website or working with our agency, you agree to the terms outlined below.

1. About Our Services

We are a licensed health insurance broker agency. We provide guidance, information, and recommendations to help individuals and families find health insurance coverage. We do not underwrite or issue insurance policies. All policies are issued by licensed third-party insurance carriers.

2. No Guarantee of Coverage

The information provided on our website and by our Personal Benefits Managers is for informational purposes only. It does not constitute a guarantee of coverage, pricing, or eligibility. Final coverage terms are determined solely by the insurance carrier you choose.

3. Accuracy of Information

We make every effort to ensure the information on our website is accurate and up to date. However, insurance plan details, premiums, and availability are subject to change without notice. We recommend confirming all plan details directly with the insurance carrier before enrolling.

4. No Obligation

Using our website or speaking with one of our Personal Benefits Managers does not create any obligation on your part. There is no sales pressure and no commitment required at any stage of the process.

5. Privacy & Personal Information

Any personal information you share with us is used solely to help find the right insurance plan for your needs. We do not sell your personal information to third parties. Please refer to our Privacy Policy for full details on how we collect, store, and use your data.

6. Third-Party Links

Our website may contain links to third-party websites, including insurance carrier websites. We are not responsible for the content, accuracy, or privacy practices of any third-party websites. Visiting these links is done at your own discretion.

7. Licensing

Our agents are licensed insurance brokers operating in accordance with applicable state laws and regulations. Licensing information is available upon request.

8. Limitation of Liability

To the fullest extent permitted by law, our agency is not liable for any direct, indirect, or consequential damages arising from the use of our website or reliance on the information provided. All decisions regarding insurance coverage are the sole responsibility of the individual.

9. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be posted on this page with an updated date. Continued use of our website following any changes constitutes acceptance of the revised terms.