What is a Managed Care Plan?
The term managed care plan refers to a type of traditional health insurance product designed to reduce unnecessary costs and remain affordable while still maintaining a high standard of medical care. Rather than simply paying for services as they occur, managed care...
What Is the Penalty for Not Having Health Insurance? It Depends!
Wondering what is the penalty for not having health insurance in 2025? You’re not alone—and the answer depends entirely on where you live. While the federal penalty was repealed in 2019, some states still enforce their own mandates, and the financial consequences can...
How Much Should I Contribute to My HSA?
If you have a high-deductible health plan, knowing “how much should I contribute to my HSA?” can help you save on taxes, prepare for medical costs, and build long-term financial security. Many people miss out on savings by guessing or just setting a random amount. But...
COBRA Insurance Explained: Is It the Right Choice for You?
Losing job-based health insurance can be stressful, and COBRA insurance is often one of the first options people hear about after leaving an employer. You might receive a notice in the mail or hear it mentioned during your exit interview but understanding what to do...
When Is Health Insurance Tax Deductible and Who Qualifies?
Is health insurance tax deductible? The answer depends on your employment status and how you file your taxes. Health insurance can be one of your largest annual expenses, especially if you’re self-employed or don’t receive coverage through an employer. In this guide,...
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