What is a Managed Care Plan?
The term managed care plan refers to a type of traditional health insurance product designed to reduce unnecessary costs and remain affordable while still maintaining a high standard of medical care. Rather than simply paying for services as they occur, managed care...
What Is the Penalty for Not Having Health Insurance? It Depends!
Wondering what is the penalty for not having health insurance in 2025? You’re not alone—and the answer depends entirely on where you live. While the federal penalty was repealed in 2019, some states still enforce their own mandates, and the financial consequences can...
How Much Should I Contribute to My HSA?
If you have a high-deductible health plan, knowing “how much should I contribute to my HSA?” can help you save on taxes, prepare for medical costs, and build long-term financial security. Many people miss out on savings by guessing or just setting a random amount. But...
Employee Benefit Communications: How to Boost Engagement and Retention
Good employee benefit communications can make the difference between a satisfied workforce and a revolving door of frustrated employees. In today’s competitive job market, clear and transparent messaging is essential. Effective communication helps keep your best...
COBRA Insurance Explained: Is It the Right Choice for You?
Losing job-based health insurance can be stressful, and COBRA insurance is often one of the first options people hear about after leaving an employer. You might receive a notice in the mail or hear it mentioned during your exit interview but understanding what to do...
Take Back Your Power from Health Insurance Companies
For over 20 years we’ve helped individuals, families, and small businesses – most often with 30 employees or less – find dramatically better healthcare solutions that lower their costs and increase their healthcare freedom.
Get Help in Figuring Out the Best Plan For You
Schedule a free appointment with our Personal Benefit Managers. It’s fast, friendly and easy with no obligation.