It’s true that low-cost Healthshare Plans were designed to provide huge healthcare savings for members of the Christian faith. But today, this flexible, affordable form of healthcare is available to anyone that wants it, regardless of their religion.

The Best Non-Religious Health Sharing Plans

The best non-religious health sharing plans work just like the faith-based ones. Members submit a monthly contribution, or share. In return, that member can have their healthcare expenses paid for by the healthshare community.

Q: Do All Healthshare Plans Have a Statement of Faith?

It’s true that most Healthcare Sharing Ministries require their members to agree to a list of faith-based beliefs. This is usually referred to as the Statement of Faith or Statement of Belief.

Secular healthshare companies like Sedera and Zion do not have a Statement of Faith. Instead, they each ask their members to comply with a list of membership principles. These include, but are not limited to, refraining from illegal drug use and living a healthy lifestyle.

The Best Non-Religious HealthShare Plans


Sedera is a membership-based secular healthshare community. Sedera offers two different programs, ACCESS and SELECT. Both of these programs allow members to choose from a range of cost options, including monthly contribution amount and Initial Unshared Amount.

  • Statement of Faith: None.
  • Provider Network: None … Choose any provider you prefer
  • Allows Pre-Existing Conditions: With a waiting period
  • Initial Unshared Amount: $500, $1000, $1500, $2500, or $5000
  • Lowest Monthly Contribution: $113

Click here to run a free quote for Sedera Healthshare

Zion / MPB Health

Zion is a non-religious health sharing organization that operates a number of smaller health sharing communities, like MPB Health. One of the plan options that is becoming increasingly popular is MPB Direct, which is designed to work in tandem with a Direct Primary Care membership (DPC).

  • Statement of Faith: None.
  • Provider Network: A PHCS Network option is available, but not required.
  • Allows Pre-Existing Conditions: With a waiting period
  • Initial Unshared Amount: $1000, $2500, or $5,000
  • Lowest Monthly Contribution: $103

Click here to run a free quote for Zion / MPB Health.

Compare Pricing on the Best Healthshare Plans Available

Secular HealthShare Comparison: Sedera vs. Zion

The best non-religious healthshare plan for you will depend on a number of factors. For example, it’s important to take full account of your current health needs. You should also consider future health needs, such as upcoming surgeries or procedures you might need.

In general, Sedera has more options to choose from than Zion or MPB Health. However, Zion tends to be more affordable and has a lower average turnaround time on cost sharing.

Find Out How Much You Can Save with Healthcare Cost Sharing

If you’re having trouble deciding between Sedera vs. Zion, give your Personal Benefits Manager a call. There could be additional factors that need to be considered, and our experts have all of the up-to-date plan info right at their fingertips.

Just want to learn a little mo re about medical cost sharing programs? Click here to read our free report, How Smart Consumers are Slashing Their Costs by Joining Healthshare Programs.”

Here are some additional articles on healthsharing programs: MediShare Review: MediShare vs. Zion Health | The 5 Best Health Sharing Plans for 2024 [Updated Comparison]

Here are some additional pages related to this article: All You Need To Know About Healthshare Plans | Healthshare FAQs

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