Why HSA for America is Better Than eHealth (the ‘Big Guys’) at Getting You Covered

These days, it doesn’t matter what you’re shopping for. Just type it into your browser’s search bar and let the algorithm do the work for you. But, just because something is at the top of the list doesn’t mean that it’s the best deal on the market.

HSA for America vs. eHealth

This is especially true with health insurance companies. The first offers you find are rarely going to be the best ones for you. In order to find a quality health plan, whether it’s traditional insurance or a low-cost health sharing option, you need to go over your needs with an expert.

At HSA for America, our mission is to create a better buying experience. We provide ongoing, one-on-one support for all of our clients–something the big digital markets like eHealth simply cannot do. In the long run, that kind of personal service goes a long way.

If you’re still looking at options with health insurance companies or for a health sharing plan, then keep reading!

Disadvantages of eHealth (and Other Insurance Marketplaces)

Insurance marketplaces — such as and including eHealth — market themselves as organizations that take the guesswork out of choosing insurance companies for you. But, is that really what you want when it comes to your healthcare? Here are a few reasons why the insurance marketplace model of healthcare management isn’t the greatest: 

  • Impersonal –  Go ahead and try it: Type “health insurance” into your search bar and see what comes up. Chances are, eHealth is one of the first results. That’s definitely not by accident; that’s by design. In fact, they pay quite a bit of money to have that top slot. Now, there’s nothing wrong with a bit of aggressive digital advertising. But, with so much spent on marketing and web design, how much do you think they have left to invest in their people?
  • Automation – Websites like eHealth are obsessed with automating the price of buying health insurance. Unfortunately, that’s not to make it easier for you; it’s to make it easier for them. They want to spend as little time as possible with their customers, which is why they very rarely connect you with a real person.
  • “One-Size” Plans for All – Your healthcare needs aren’t a cookie cutter array of requirements, so why manage your healthcare that way? Insurance marketplaces return the same results for anyone their algorithm thinks entered the same information, though. Your health is way too important to leave in the hands of an AI machine.
  • Limited Options – Since healthcare management isn’t a “one-size fits all” thing, you should have options that fit your budget. Sometimes this means choosing traditional health insurance, and other times, it means choosing an alternative to traditional health insurance. Insurance marketplaces don’t even make these available, so it’s no surprise if this is the first you’ve ever heard of alternatives existing.

Why HSA for America is Different than eHealth

At HSA for America, we take a different approach. We believe that health coverage can be one of the most important purchases in a person’s life. It doesn’t come down to equations and algorithms. After all, people aren’t computers.

That’s why we connect each one of our clients with a licensed insurance agent (we refer to these as Personal Benefits Managers). From the moment you contact us, you will have a one-on-one guide through the entire buying experience. We’ll start by discussing your personal health and financial needs, and then we’ll walk you through the best options available for you.

Better yet, you’ll be speaking with a real-life person–one who genuinely cares about helping you. No matter how much assistance you need, you’ll never have to pay us anything.

Compare Pricing on the Best HSA Plans Available

Health Sharing Plans: Low-cost Insurance Alternatives 

For millions of people across the country, health insurance has become so expensive that it seems like a better financial idea to simply go without it. One thing’s for sure:: Going without protection from large medical expenses is never a good idea.

That’s why HSA for America also makes Health Sharing plans available to all of our clients. This is a flexible, low-cost alternative to traditional insurance that helps make it possible for people of every income level to stay protected no matter what.

Health Sharing isn’t something that you can access through eHealth. Additionally, our Personal Benefits Managers are some of the most experienced people in the field and are equipped to help you make the best choice for managing your healthcare.

Did you know: Health Sharing Plans are also available for small businesses. Click here to learn more.  

Compare Pricing on the Best Healthshare Plans Available

Meet Your Personal Benefits Manager Today

Whether you’re shopping for a traditional health insurance plan or a low-cost health sharing program, we’re here to help. All you have to do is make the call (or click) and we’ll pair you with a Personal Benefits Manager to walk you through the process.

Call 800-913-0172 to get started, or click here to get a free quote on a health insurance plan in your area. You can also visit the HSA for America blog for a wealth of free tips and tutorials on how to save money on health insurance.

Here are some additional articles from HSA for America: Did You Receive Unemployment Benefits in 2021? Here’s How to Get $0 Health Insurance for the Rest of the Year | All You Need to Know About Healthshare Programs – Review & Video

Here is some additional information from HSA for America: Getting Affordable Health Coverage Shouldn’t Be so Expensive and Confusing | How to Maximize your HSA