Michigan Health Insurance Plans and Healthshare Programs

HSA for America Offers Michigan Health Insurance Plans and Healthshare programs at the Lowest Rates Available!


Health sharing plans are not insurance but a more affordable way to make sure your family is protected from unexpected medical expenses.

Learn more about healthshare programs


The word "HSA" will be in the plan name if the plan is HSA-qualified. You will also see quotes for non-HSA plans.

We have indicated the most popular option we offer in MI in the list of health insurance carriers and health sharing organizations that we represent below. Easily compare plans and rates when you run a health insurance instant quote or a healthshare instant quote.

Note: When you get an instant quote, you will only see plans available in your zip code. Some plans are not available in all areas of the state and some may be available only during certain times of the year.

Best Seller is OneShare Health

OneShare Health is the most popular medical cost sharing program we offer. Monthly contributions vary by state, so in some states it is not priced as well, but it often offers the best combination of price and benefits.

This is not health insurance, but rather a more affordable alternative, particularly if you do not qualify for health insurance subsidies.

Read More about Oneshare Health

OneShare Health

Altrua Healthshare has thousands of members in a majority of the states. Members of healthshare plans are exempt from the requirements of the Affordable Care Act, including the requirement to purchase a government-approved health insurance plan.

Altrua is known as being very easy to work with.


Read More about Altrua Healthshare

Founded in 1998, Blue Care Network (BCN) of Michigan is a nonprofit health maintenance organization owned by Blue Cross Blue Shield (BCBS) of Michigan. BCN has over 900,000 members, and their network network includes almost 6,000 primary care physicians and over 23,000 specialists. BCN has been the largest HMO in MI for 20 years.

Blue Care Network of MichiganRead More about Blue Care Network of MI

BCBS  is one of the most widely known and trusted names in the health insurance industry.  Blue Cross Blue Shield has one of the most competitive HSA plans in the state of Michigan.

Blue Cross Blue Shield of Michigan

Read More about BCBS

Covenant HealthShare is the first and only African American operated and led Health Care Sharing Ministry (HCSM) in the country. Several program levels are available, including a low-cost catastrophic option.

This healthshare program also offers the best options for smokers over the age of 50.
Covenant Healthshare

Read More about Covenant Healthshare

McLaren Health Care is one of the newer health care systems in the United States, serving over 260,000 members in the Michigan area.
McLaren Health Plans

Read More about McLaren Health Care

National General Holdings Corp, the parent company of Accident & Health, covers a wide range of insurances from car to homeowner to health. As a division of NGHC, National General Accident & Health is committed to bringing short-term and supplemental coverage to individuals and groups.

National General Holdings Corp
Read More about National General

With three different plan options available, netWell members have access to health plans that are suited to them. Note that health sharing is NOT the same thing as health insurance. In addition to free 24/7 telemedicine, netWell also offers preventive screening benefits that other healthshare plans do not.

Read More about netWell Healthshare Plans

netWell Healthsharing Plans

In 1980, Physicians Health Plan was born from Sparrow Health System and a group of physicians. Together, they created an independent practice association (IPA), which is made from local physicians, hospitals, and other medical professionals.

Physicians Health PlansRead More about Physicians Health Plans

Priority Health is a Michigan-based health insurance company with a 20 year history and offers a variety of health plans to choose from for both individuals and families. In 2012, Priority Health earned Excellent accreditation from the National Committee for Quality Assurance, which is the highest level a health plan can earn.

Priority HealthRead More about Priority Health

Medi-share has a strongly worded faith statement, and is popular with people who want a healthshare program with a strong Christian faith component.

Monthly contribution amounts are sometimes not as competitive as other health sharing organizations.
Medishare Plans

Read More about Medi-Share

For over 30 years, Molina Healthcare continues to provide quality and affordable health insurance plans to individuals, families and businesses. It is a FORTUNE 500 multi-state health care organization that provides NCQA-accredited care and services designed to promote and improve the health and well-being of their members.
Molina Healthcare
Read More about Molina Healthcare

MPowering Benefits offers an HSA-qualified MEC insurance plan, combined with a health sharing program that offers unlimited lifetime benefits. The result is a very low-cost program that combines the tax benefits of an HSA with all the flexibility and savings of a healthshare plan.

This is one of our most popular options, and highly recommended. Available to both individuals and small groups.
MPowering BenefitsRead More about MPowering Benefits

Founded in 2012, Oscar Health Insurance is available New York, New Jersey, California, Texas, Ohio, Tennessee, Arizona, Michigan, Florida, Georgia, Colorado, Kansas, Missouri, Pennsylvania, and Virginia.

Read More about Oscar Health Insurance


Sedera is one of the most popular health sharing programs available to small groups.

Health sharing programs are not health insurance, but they do serve the same purpose. Monthly contribution amounts are typically less than half the cost of health insurance.
Sedera Health Plans

Read More about Sedera Health Plans

WBA offers a very low-priced supplemental accident plan that will reduce your deductible for any accident, to just $100. To learn more and sign up, visit the Accident Plans page.

Read More about WBA Plans

Accident Health Plans


Health insurance plans that are HSA qualified can be viewed in our health insurance instant quote results. HSA-qualified plans will have a blue HSA symbol.

Choose your state below to get a free health insurance quote for both HSA-qualified and non-HSA health insurance plans.

Learn more about available health insurance plans


Health sharing plans are not insurance but a more affordable way to make sure your family is protected from unexpected medical expenses. Health sharing means that the group is helping to cover each other's medical bills.

Choose your state below to get a free quote on our low-cost health sharing plans.

Learn more about healthshare programs

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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.