Texas Health Insurance Plans and Healthshare Programs
Affordable Health Insurance in Texas Through HSA for America
Finding the right coverage can feel overwhelming, but we make it simple. At HSA for America, we connect you with a wide range of Texas medical insurance plans as well as cost-effective health sharing plans.
Whether you need full coverage, short-term care, or an option beyond standard insurance, we can help. We’ll help you find the best health insurance in Texas.
HEALTH INSURANCE QUOTES
Get instant access to both HSA-qualified and non-HSA options. Compare plans side by side to find the best health insurance plan in your area.
**The word "HSA" will be in the plan name if the plan is HSA-qualified**
HEALTH SHARING PLAN QUOTES
Looking for an alternative to traditional health insurance? Health sharing plans provide a more affordable way to protect your family from unexpected medical expenses.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans cover only certain parts of the state. Others may offer them only during certain special enrollment periods.
We have shown our most popular option in TX below. The list of health insurance carriers and health sharing organizations we represent includes it. Easily compare plans and rates when you run a health insurance instant quote or a healthshare instant quote.
Note: When you get an instant individual health insurance Texas quote, you will only see plans available in your zip code. Some plans are not available in all areas of the state and some may be available only during certain times of the year.
For small-group health coverage in Texas, read this article: Best Small Business Health Insurance in Texas. And if you are looking for a DPC in Texas, check out our Texas Direct Primary Care Guide.
If you have questions, we can help. For free, personal help choosing a plan, contact one of our Personal Benefits Managers.
Aetna
Aetna is a large health insurance company. It serves 23.5 million people across the U.S. Aetna believes in health equality. It works to help communities that need it most.
Altrua Healthshare
Altrua is notable for its popular RUBY plan tier. It offers extremely low monthly costs, though it also provides limited benefits. For example, their cheapest plan caps sharing benefits at $150,000 per year.
Altrua Ruby is a particularly good match for older health share members because, unlike most plans, it does not base pricing on age.
As a faith-based health share ministry, Altrua keeps monthly contributions low. It also offers strong protection from major medical expenses.
Ambetter Health
Ambetter is one of the most rapidly growing health insurance companies in the country. It has become popular because of its competitive rates and reputation for customer service. Coverage includes 24-hour telehealth and incentives for healthy behavior.
Read More about Ambetter Health
Beam Benefits
Beam Benefits (previously Beam Insurance) is a leading digitally-native employee benefits company offering a full portfolio of ancillary employee benefits.
Blue Cross Blue Shield of Texas
Blue Cross Blue Shield is a well-known and trusted name on the health insurance marketplace. BCBS of Texas also offers one of the most competitive HSA plans in Texas.
The plan stays popular each year, thanks to many doctors and hospitals. The company also has a strong record of paying claims fast.
Community Health Choice Insurance
Community Health Choice is a local nonprofit managed care organization. It works to improve the health and well-being of Texans.
Founded in 1997 by the Harris Health System, Community Health Choice began offering STAR Medicaid coverage. It first served children in low-income families. Today, the organization has grown into a comprehensive health plan provider.
Everest
Short term health insurance plans can allow you to maintain critical health protection during life’s transition periods. Everest short term medical plans are currently available in 25 U.S. states.
Read More about Everest Short Term Medical Insurance
First Care Health Plans
Founded in Amarillo in 1985, First Care Health is a Texas health insurance community. It serves 171 counties across the state. Along with affordable marketplace plans, First Care Health runs charitable events and community service projects across its service area. Read More About First Care Health Plans
JHS Community
JHS Community is an excellent, low-cost choice for a health sharing plan focused on major and catastrophic needs. However, if you unexpectedly need care, you need to prepare to pay $10,000 to $15,000 per year.
Faith-based but non-denominational. The JHS Community Divine plan is arguably the best catastrophic-focused value in the health share industry.
Medi-Share
Medi-Share is one of the largest and most trusted health share ministries in the country. It has a 25-year record of reliable cost sharing. Member satisfaction is 98%.
A clearly Christian organization. New members must attend religious services. They must also affirm the Statement of Faith.
Medi-Share
Moda Health has been around for many years. It has seen healthcare change many times. That history still shapes its plans today.
The company started in 1955 with a small footprint. Its mission was simple: give people dependable coverage through networks they recognize. Since then, growers have expanded it across several states, but the style has stayed steady.
Moda Health leans on the idea that care works better when the network feels local and the benefits are simple.
National General
National General Holdings Corp is the parent company of Accident & Health. It offers many insurance types, from auto to home to health. As a division of NGHC, National General Accident & Health provides short-term and supplemental coverage for individuals and groups.
netWell Healthshare
netWell’s popular health share plan is for people who want strong benefits. It includes preventive care and major sharing for primary care visits.
This company offers excellent customer service and fast claim paying. Compare with OneShare or JHS Community.
Read More about netWell Healthshare Plans
OneShare Health
An affordable, faith-based health sharing plan with excellent maternity benefits. OneShare Health’s comprehensive Classic plan compares favorably to netWell Healthshare or Thrive.
Read More about Oneshare Health
Sedera
Sedera Health has no annual or lifetime sharing caps. Some medical care and therapies have dollar or visit limits. Secular - no religious component or requirements.
United Healthcare
As part of UnitedHealth Group Inc, the world’s second-largest healthcare company, United Healthcare offers health plans. These plans are effective and affordable. They serve individuals and businesses across the United States.
Read More about United Healthcare
Universal Thrive
Universal Thrive’s health share plan is for people who want strong benefits. It includes preventive care and substantial sharing for primary care visits.
Higher monthly costs than some other health share plans, but still much lower than unsubsidized traditional health insurance products. Compare with netWell and OneShare Health.
Read More about Universal Healthshare Universal Thrive Program
WBA Plan
WBA offers a low-cost supplemental accident plan. It reduces your deductible to $100 for any accident. To learn more and sign up, visit the Accident Plans page.
Wellpoint, previously known as Anthem UniCare, is a trusted health insurance carrier operating across 23 states and Puerto Rico.
Wellpoint serves over 3 million members and commits to providing affordable, high-quality healthcare solutions.
Get an Instant Quote to Help You Find the Best Health Insurance in Your Area
HSA-QUALIFIED HEALTH INSURANCE QUOTE
Quickly compare HSA-qualified health insurance plans in your area. Look for the blue HSA symbol to find options that let you save on your monthly premium while also enjoying tax benefits.
Choose your state below to get a free individual health insurance quote for both HSA-qualified and non-HSA health insurance plans.
Learn more about available health insurance plans
For a group quote, please fill out this Census Form. Or schedule a consultation with one of our small business experts.
HEALTH SHARING PLAN QUOTE
Explore low-cost health sharing plans in your area. They are an economical way to protect your family health without traditional insurance. These plans let members share medical expenses while keeping monthly costs manageable.
Choose your state below to get a free individual quote on our low-cost health sharing plans.
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