Cigna Health Insurance Plans

Cigna Health Insurance is a global company with a clear simple goal: guiding customers to improve their own health and well-being as well as their sense of security.  They offer a variety of health care products and services.

Cigna has been the recipient of several awards including the 2014 MSCI Global Sustainability Index – honoring them for their strong management of their environmental, social, governance and risks and opportunities.  FTSE4Good also honored Cigna with becoming a constituent of the FTSE4Good Index Series.  This means they have met high standards in terms of social, environmental, and governance criteria.

We’re Here to Help

HSA for America’s Personal Benefit Managers are here to guide you through the process of choosing the right health care plan for you and your family.  You can rest assured knowing your personal needs will be met in terms of finding the plan that will serve you best, while saving you money.

HSA for America Terms & Conditions

Last Updated: [Insert Publishing Date]

Please read these Terms & Conditions carefully before using our website or services. By accessing our website or working with our agency, you agree to the terms outlined below.

1. Agreement to Terms

These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and HSA for America ("HSA for America," "Company," "we," "us," or "our"), concerning your access to and use of the https://hsaforamerica.com website as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected thereto (collectively, the "Site").

You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY.

2. Our Services; Insurance and Healthshare Disclosures

The information provided on our website and by our Personal Benefits Managers is for informational purposes only. It does not constitute a guarantee of coverage, pricing, or eligibility. Final coverage terms are determined solely by the insurance carrier you choose.

3. Accuracy of Information

We make every effort to ensure the information on our website is accurate and up to date. However, insurance plan details, premiums, and availability are subject to change without notice. We recommend confirming all plan details directly with the insurance carrier before enrolling.

4. No Obligation

Using our website or speaking with one of our Personal Benefits Managers does not create any obligation on your part. There is no sales pressure and no commitment required at any stage of the process.

5. Privacy & Personal Information

Any personal information you share with us is used solely to help find the right insurance plan for your needs. We do not sell your personal information to third parties. Please refer to our Privacy Policy for full details on how we collect, store, and use your data.

6. SMS & Text Messaging Terms

If you opt in to receive text messages from HSA for America, message and data rates may apply. Message frequency will vary based on your requests and quote updates.

• Opt-Out: You can cancel the SMS service at any time by replying "STOP". After you send the SMS message "STOP" to us, we will send you a confirmation that you have been unsubscribed and will no longer receive SMS messages from us.
• Help: If you are experiencing issues with the messaging program, reply with the keyword "HELP" for more assistance, or contact us directly at info@hsaforamerica.com or 800-913-0172.
• Liability: Carriers are not liable for delayed or undelivered messages.

7. Third-Party Links

Our website may contain links to third-party websites, including insurance carrier websites. We are not responsible for the content, accuracy, or privacy practices of any third-party websites. Visiting these links is done at your own discretion.

8. Licensing

Our agents are licensed insurance brokers operating in accordance with applicable state laws and regulations. Licensing information is available upon request.

9. Limitation of Liability

To the fullest extent permitted by law, our agency is not liable for any direct, indirect, or consequential damages arising from the use of our website or reliance on the information provided. All decisions regarding insurance coverage are the sole responsibility of the individual.

10. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be posted on this page with an updated date. Continued use of our website following any changes constitutes acceptance of the revised terms.