Blue Cross Blue Shield of Texas

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Blue Cross Blue Shield of Texas

Blue Cross Blue Shield of Texas has one of the most competitive health savings account plans in the state of Texas. They offer the BlueEdge HSA, an integrated, consumer-driven health plan, which gives access to Blue Cross Blue Shield’s extensive PPO hospital and physician networks and excellent customer service.

Blue Cross Blue Shield of Texas BlueEdge HSA Plan

The Blue Cross Blue Shield of Texas BlueEdge HSA plan is HSA-eligible. Health savings accounts (HSAs) are savings accounts that allow you to contribute tax-deductible, pre-tax money to pay for medical expenses. The money in the account can only be used for qualifying medical expenses. For example, it can be used for alternative medicine like acupuncture, which a lot of insurances don’t cover. If the money is used for a non-qualifying medical expense, you’ll have to pay a penalty tax of 20%. The money accumulates tax-deferred interest even if it’s not used, and once you turn 65, you can use the money as you wish without penalty.

Rate Information

You can use our instant quote system to get the current rates. Rates are based on age, health status, type of product and requested deductible.

Blue Cross Blue Shield of Texas PPO Network

BCBS of Texas has an extensive network, working with the majority of the health care providers and hospitals in the state. To see a list of doctors and hospitals, visit the BCBS of TX Provider Finder’s website and choose the “PPO” plan. You can see doctors outside of your network, but you’ll pay more out-of-pocket. Certain tests or services may require pre-authorization, but you’ll never need to get pre-authorization to see a specialist or mental health care provider, or visit a hospital.  

Effective Dates

Coverage can go into effect as early as the day your application is approved, especially if you apply online; you can pick an effective date starting the day you sign up and up to 60 days after. Your billing will begin on that effective date. If you need your coverage to kick in by a certain date, you should apply ahead of time to make sure your coverage takes effect in time, ideally a few weeks in advance.

HSA Administrators

Your health savings account is separate from your health insurance, and you may use any approved bank or trustee as your HSA administrator. We recommend you choose one from our HSA administrator page, where you can compare rates and features.

About Blue Cross Blue Shield of Texas

Blue Cross Blue Shield of Texas is the only statewide, non-investor owned health coverage provider in Texas, serving more than 3.3 million members in all 254 counties. BCBS of TX is a division of Health Care Service Corporation (HCSC), a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. HCSC is an independent licensee of the Blue Cross and Blue Shield Association.

Blue Cross Blue Shield of Texas has been given an A+ (Superior) from the A.M. Best Company, an independent insurance rating organization. 

HSA for America is an independent authorized Blue Cross Blue Shield of Texas agent.

Ready to sign up for a Blue Cross Blue Shield of Texas plan?

Schedule a Free Consultation or call us at 800-913-0172 to discuss your options with a Personal Benefits Manager.

1001-A E. Harmony Rd #519 Fort Collins, CO 80525
Telephone: 800-913-0172 | © 2023 - All Rights Reserved

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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.