Blue Cross Blue Shield of Texas

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All About Blue Cross Blue Shield of Texas

BCBS of Texas is the only statewide, non-investor owned health coverage provider in Texas, serving more than 3.3 million members in all 254 counties.

BCBS of TX is a division of Health Care Service Corporation (HCSC), a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. HCSC is an independent licensee of the Blue Cross and Blue Shield Association.

Blue Cross Blue Shield of Texas has been given an A+ (Superior) from the A.M. Best Company, an independent insurance rating organization.

HSA for America is an independent authorized Blue Cross Blue Shield of Texas agent.

BCBS of TX PPO Network

BCBS of Texas has an extensive network, working with the majority of the health care providers and hospitals in the state. To see a list of doctors and hospitals, visit the BCBS of TX Provider Finder’s website and choose the “PPO” plan. You can see doctors outside of your network, but you’ll pay more out-of-pocket. Certain tests or services may require pre-authorization, but you’ll never need to get pre-authorization to see a specialist or mental health care provider, or visit a hospital.

Effective Dates
Coverage can go into effect as early as the day your application is approved, especially if you apply online; you can pick an effective date starting the day you sign up and up to 60 days after. Your billing will begin on that effective date. If you need your coverage to kick in by a certain date, you should apply ahead of time to make sure your coverage takes effect in time, ideally a few weeks in advance.

Effective Dates

Coverage can go into effect as early as the day your application is approved, especially if you apply online; you can pick an effective date starting the day you sign up and up to 60 days after. Your billing will begin on that effective date. If you need your coverage to kick in by a certain date, you should apply ahead of time to make sure your coverage takes effect in time, ideally a few weeks in advance.

Blue Cross Blue Shield of Texas BlueEdge HSA Plan

Blue Cross Blue Shield of Texas has one of the most competitive health savings account plans in the state of Texas. They offer the BlueEdge HSA, an integrated, consumer-driven health plan, which gives access to Blue Cross Blue Shield’s extensive PPO hospital and physician networks and excellent customer service.

The BCBS of TX BlueEdge HSA plan is HSA-eligible.

Health savings accounts (HSAs) are savings accounts that allow you to contribute tax-deductible, pre-tax money to pay for medical expenses. The money in the account can only be used for qualifying medical expenses.

For example, it can be used for alternative medicine like acupuncture, which a lot of insurances don’t cover. If the money is used for a non-qualifying medical expense, you’ll have to pay a penalty tax of 20%. The money accumulates tax-deferred interest even if it’s not used, and once you turn 65, you can use the money as you wish without penalty.

Ready to sign up for a BCBS of TX plan?

At HSA for America, we are here to guide you through the many questions that can arise while trying to find the right health insurance plan. Our Personal Benefits Managers partner with you by taking advantage of all of the money-saving tools available, with the goal in mind saving you as much money as possible.

This professional relationship continues on after you have your health plan secured – to ensure your medical needs are being met and your money is being saved.

Helping Thousands Lower Health Insurance Costs Since 2004!

Contact Information:

1001-A E. Harmony Rd #519 Fort Collins, CO 80525
800-913-0172
info@HSAforAmerica.com

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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of the actual price is subject to the Carriers.