California Health Insurance Plans and Healthshare Programs
Whether you are looking for affordable health insurance in California for yourself, your family, or your small business, HSA for America offers access to the widest range of California health insurance plans available in the state.
We offer some of the best health insurance in California through top carriers like Blue Cross, Blue Shield, Kaiser Permanente, and Aetna. We also offer health sharing plans that can save you thousands per year compared to traditional coverage.
Our Personal Benefits Managers are here to help you compare, choose, and enroll – completely free of charge.
HSA for America Offers California Health Insurance Plans and Healthshare programs at the Lowest Rates Available!
HEALTH INSURANCE QUOTES
Get instant access to both HSA-qualified and non-HSA options. Compare plans side by side to find the best health insurance plan in your area.
**The word "HSA" will be in the plan name if the plan is HSA-qualified**
HEALTH SHARING PLAN QUOTES
Looking for an alternative to traditional health insurance? Health sharing plans provide a more affordable way to protect your family from unexpected medical expenses.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans cover only certain parts of the state. Others may offer them only during certain special enrollment periods.
We have indicated which carriers are the most popular options in CA in the list below. You can easily compare plans and rates. Simply run a health insurance instant quote or a healthshare instant quote to find affordable California health insurance.
In California there is a mandate requiring residents to carry qualified health insurance. If you are not exempt and you do not have health insurance, you must pay a penalty. The penalty is 2.5% of your income, or an annual flat rate, whichever is greater.
We believe that people should be free to make their own decisions about their healthcare. Fortunately, members of qualified health care sharing plans are exempt from this mandate. The health sharing plans we recommend include OneShare Health, Altrua Healthshare, Medi-share, HSA Secure, and Ultria.
You can also learn more about California Small Business Health Insurance and California Direct Primary Care.
If you have questions, we can help. You can also get free, one-on-one help choosing a plan, and we’ll even help you enroll. Contact one of our Personal Benefits Managers to get help.
California Health Insurance Plans & Healthsharing Programs
Aetna
Aetna is a large health insurance company. It serves 23.5 million people across the U.S. Aetna believes in health equality. It works to help communities that need it most.
Altrua Healthshare
Altrua is notable for its popular RUBY plan tier. It offers extremely low monthly costs, though it also provides limited benefits. For example, their cheapest plan caps sharing benefits at $150,000 per year.
Altrua Ruby is a particularly good match for older health share members because, unlike most plans, it does not base pricing on age.
As a faith-based health share ministry, Altrua keeps monthly contributions low. It also offers strong protection from major medical expenses.
Blue Cross of California is one of the most widely known and trusted names in the health insurance industry. They have one of the more popular plans in California, especially in the southern part of the state. The Anthem network allows you to see doctors nationwide. Anthem is the best rated health insurance in California.
Read More about Blue Cross of California
Blue Shield of California is the state's third largest health plan, with 3.3 million members and $7.5 billion in annual revenue. Founded in 1939 and based in San Francisco, Blue Shield is a not-for-profit corporation. It has about 4,500 employees and over 20 offices across California.
Read More about Blue Shield of California
CCHP offers Qualified Health Plans through Covered California in San Francisco and the San Mateo counties.
Read More about Chinese Community Health Plan
Healthnet offers plans throughout California. They have a good sized network of doctors, while their rates vary in competitiveness from year to year.
Read More about Health Net
HSA Secure
This innovative health share plan is also HSA-compatible. HSA Secure offers great catastrophic sharing benefits, and excellent value overall.
Currently available to business owners, independent contractors, or individuals with verifiable self-employment income. If you do not meet these criteria, consider the CARE+ plan. It has nearly the same benefits, but does not include some preventive screenings. Anyone can enroll.
Independence Holding Company (NYSE: IHC) is a holding company. It mainly underwrites, administers, and distributes specialty benefit products. These include disability, supplemental health, pet, and group life insurance. It offers these products through its subsidiaries and has done so since 1980.
Kaiser Permanente is a leading health insurance company serving more than 9.5 million customers nationally. They show a strong commitment to living a healthy lifestyle, and they partner with local groups to promote healthy eating. Kaiser also has an Environmental Stewardship Program, which works to eliminate environmental factors that can cause disease. Kaiser offers individual and family plans, as well as Medicare plans.
Read More about Kaiser Permanente
Medi-Share
Medi-Share is one of the largest and most trusted health share ministries in the country. It has a 25-year record of reliable cost sharing. Member satisfaction is 98%.
A clearly Christian organization. New members must attend religious services. They must also affirm the Statement of Faith.
For over 30 years, Molina Healthcare has provided quality, affordable health insurance plans for individuals, families, and businesses. A FORTUNE 500, multi-state health care organization. It provides NCQA-accredited care and services. These services help improve members' health and well-being.
Read More about Molina Healthcare
National General
National General Holdings Corp is the parent company of Accident & Health. It offers many insurance types, from auto to home to health. As a division of NGHC, National General Accident & Health provides short-term and supplemental coverage for individuals and groups.
OneShare Health
An affordable, faith-based health sharing plan with excellent maternity benefits. OneShare Health’s comprehensive Classic plan compares favorably to netWell Healthshare or Thrive.
Read More about Oneshare Health
Sedera
Sedera Health has no annual or lifetime sharing caps. Some medical care and therapies have dollar or visit limits. Secular - no religious component or requirements.
Sharp Health Plan is the the only commercial not-for-profit health plan in San Diego. Sharp Health Plan hold the ‘Commendable’ accreditation status by the National Committee for Quality Assurance. They strive to provide every customer in San Diego with a personalized, affordable experience.
Sutter Health Plus is a low-cost HMO health plan. Available to individuals, families, and businesses in the greater Sacramento area. These traditional health insurance plans offer complete coverage for outpatient services, hospital care, prescription drugs, and more.
United Healthcare
As part of UnitedHealth Group Inc, the world’s second-largest healthcare company, United Healthcare offers health plans. These plans are effective and affordable. They serve individuals and businesses across the United States.
Read More about United Healthcare
Valley Health Plan in California started in 1985, available in Santa Clara County, Aromas, Hollister, and San Juan Bautista. Five coverage levels exist: minimum, bronze, silver, gold, and platinum. Premiums and coverage increase with each tier.
WBA Plan
WBA offers a low-cost supplemental accident plan. It reduces your deductible to $100 for any accident. To learn more and sign up, visit the Accident Plans page.
Western Health Advantage has a four star rating, the highest it can receive, by Covered California. They offer individual and family health insurance plans on California's state exchange.
Read More about Western Health Advantage
Get an Instant Quote to Help You Find the Best Health Insurance in Your Area
HSA-QUALIFIED HEALTH INSURANCE QUOTE
Quickly compare HSA-qualified health insurance plans in your area. Look for the blue HSA symbol to find options that let you save on your monthly premium while also enjoying tax benefits.
Choose your state below to get a free individual health insurance quote for both HSA-qualified and non-HSA health insurance plans.
Learn more about available health insurance plans
For a group quote, please fill out this Census Form. Or schedule a consultation with one of our small business experts.
HEALTH SHARING PLAN QUOTE
Explore low-cost health sharing plans in your area. They are an economical way to protect your family health without traditional insurance. These plans let members share medical expenses while keeping monthly costs manageable.
Choose your state below to get a free individual quote on our low-cost health sharing plans.
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We do not provide accounting, legal, tax, or other professional advice on this site. Determination of the actual price is subject to the Carriers.
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