Colorado Health Insurance Plans and Healthshare Programs

 

HSA for America Offers Colorado Health Insurance Plans and Healthshare programs at the Lowest Rates Available!

HSA-QUALIFIED HEALTH INSURANCE QUOTE

The word "HSA" will be in the plan name if the plan is HSA-qualified. You will also see quotes for non-HSA plans.


Learn more about available health insurance plans

HEALTH SHARING PLAN QUOTE

Health sharing plans are not insurance but a more affordable way to make sure your family is protected from unexpected medical expenses.


Learn more about healthshare programs

We have indicated the most popular option we offer in CO in the list of health insurance carriers and health sharing organizations that we represent below. Easily compare plans and rates when you run a health insurance instant quote or a healthshare instant quote.

Note: When you get an instant quote, you will only see plans available in your zip code. Some plans are not available in all areas of the state and some may be available only during certain times of the year.

 

Altrua is notable for its popular RUBY plan tier. It features extremely low monthly costs, though benefits are limited as well. 

For example, sharing benefits are capped at $150,000 per year. Unlike most other Altrua is a particularly good match for older health share members because it doesn’t have age banding.

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Read More about Altrua Healthshare

Anthem BCBS is one of the most widely known and trusted names in the health insurance industry.  Blue Cross Blue Shield has one of the most competitive HSA plans in Colorado, they have the largest PPO network, and they have a reputation for excellent customer service.

Read More about Anthem BCBS

Blue Cross Blue Shield of Colorado

Cigna Health Insurance has been considered a global leader in health care, offering various health care products over the last 25 years that now reach beyond the United States. They pride themselves on their customer relations and personalization of customer care. They are passionate about giving back to the community, and have been the recipient of many awards. Cigna offers affordably priced coverage for both HSA and non-HSA coverage.

Cigna Health Insurance Plans

Read More about Cigna Health Insurance

Denver Health Medical Plan was created in 1997 to fill a need for affordable health care coverage for employees of the Denver Health Authority and the Career Service Authority. They offer Elevate health plans, Medicare Advantage plans, and Child Health Plan Pus (CHP+).

Read More about Denver Health

Denver Health Medical Plans

DPC Direct is an affordable, cost-efficient health sharing program exclusively for Direct Primary Care patients. 

DPC clinics charge a low monthly fee to cover all primary care, including preventive care and unlimited doctor visits, while the DPC Direct protects from emergency and hospitalization expenses. (Read more about Direct Primary Care in our Complete Guide to Direct Primary Care).

Read More about DPC Direct DPC Direct

Interested in contributing to a health savings account but you’re in a health sharing plan that isn’t HSA-eligible? Then HSA MEC may be the solution for you.

HSA MEC isn’t a health sharing plan per se. Instead, HSA MEC is an add-on to your existing health sharing plan that qualifies you to make pre-tax contributions to HSAs.

So you can take advantage of the immense tax benefits of the health savings account.

Note: At this time, HSA MEC is only available to business owners, independent contractors, and those with verifiable income from self-employment. Those with DPC memberships are not allowed to make HSA contributions.

HSA MEC logo

Read More about HSA MEC

This innovative health share plan is HSA-compatible on its own. HSA Secure offers great catastrophic sharing benefits, and excellent value overall. 

Currently only available to business owners, independent contractors, or individuals with verifiable self-employment income. (If you don’t meet these criteria, consider the CARE+ plan, which has nearly identical benefits (except it does not include certain preventative screenings) and is available to anyone, including W-2 employees and those between jobs or looking for an affordable “bridge to Medicare eligibility.”

 

MPowering Benefits

Best Seller is OneShare Health

Humana offers an excellent value on HSA plans in many areas.  It is often the most attractively priced plan for large families or someone looking for a higher deductible.  In addition to hospitalization, this plan also provides coverage for doctor visits and prescription drugs, which is something many of the lowest priced HSA plans don't do.

Humana Health Insurance
Read More about Humana

Independence Holding Company (NYSE: IHC) is a holding company that is principally engaged in underwriting, administering and/or distributing group and individual specialty benefit products, including disability, supplemental health, pet, and group life insurance through its subsidiaries since 1980.

Read More about the IHC Group

Independence Holding Company (IHC) Group

JHS Community is an excellent, very low-cost choice if you want a health sharing plan focused on major and catastrophic needs and you can afford to contribute up to $10,000 to $15,000 per year in the event you unexpectedly need care.

It’s faith-based, but non-denominational. The JHS Community Divine plan is arguably the best catastrophic-focused value in the health share industry.

Read More about JHS Community...

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Kaiser Permanente is a leading health insurance company serving more than 9.5 million customers nationally. They offer a strong commitment to living a healthy lifestyle, and partner with various organizations in the community to encourage healthy eating. Kaiser also has an Environmental Stewardship Program, which works to eliminate environmental factors that can cause disease. Kaiser offers individual and family plans, as well as Medicare plans.

Read More about Kaiser Permanente

Kaiser Permanente

Medi-Share is among the largest and most established health share ministries in the country, with a 25-year track record of reliable cost sharing and a 98% member satisfaction rate.

It’s an explicitly Christian organization: new members are expected to attend religious services and attest to their Statement of Faith.

Medishare Plans

Read More about Medi-Share

National General Holdings Corp, the parent company of Accident & Health, covers a wide range of insurances from car to homeowner to health. As a division of NGHC, National General Accident & Health is committed to bringing short-term and supplemental coverage to individuals and groups.

National General Holdings Corp
Read More about National General

One of our most popular healthshare plans, netWell has a great comprehensive option (Elite+) for those who want a broad plan with a wide range of benefits that includes doctor visits and preventative care. The Elite+ tier also has excellent maternity benefits.

netWell’s “Advantage” tier also works well for those who want lower costs and more focus on catastrophic care.

Both tiers include access to an extensive pharmaceutical discount plan with hundreds of generics available for free. Compare this with Prosper or OneShare Health.

Read More about netWell Healthshare Plans   

netWell Healthsharing Plans

An affordable, faith-based health sharing plan with excellent maternity benefits. OneShare Health’s comprehensive Classic plan compares favorably to netWell Healthshare or Prosper.

Read More about Oneshare Health

 

OneShare Health

 

Prosper’s  health share offering is designed for people who want a benefits-rich plan that includes preventative care and significant sharing for primary care doctor visits

Higher monthly costs than some other health share plans, but still much lower than unsubsidized traditional health insurance products. Compare with netWell and OneShare Health.

Read More about Universal Healthshare Prosper Program

netWell Healthshare

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Sedera Health has one of the shortest waiting periods for pre-existing conditions (36 months) in the health share industry. 

No annual or lifetime sharing caps, though certain dollar amounts and/or visit limits apply to specific types of medical care and therapies. Secular - no religious component or requirement.Sedera Health Plans

Read More about Sedera Health Plans

As a member of UnitedHealth Group Inc, the second-largest healthcare company in the world, United Healthcare is uniquely equipped to offer effective, affordable health insurance plans to individuals and businesses across the United States.

Read More about United Healthcare                                                                                                                                                                                  unitedhealthcare-logo

 

Rocky Mountain Health Plans (RMHP) has been serving Colorado since 1974. Its ACA-qualified plans include Health Savings Account options for its membership that tops 200,000 customers. RMHP is rated with an A+ by Weiss Ratings for its financial strength.

Read More about UnitedHealthcare Rocky Mountain Health Plans

united healthcare rocky-mountain

Universal Healthshare is based on the principles of Unitarian Universalism. 

This faith-based but non-denominational health sharing ministry is open to members of all faiths who agree to adhere to its statement of principles. A good choice for someone who wants a low initial non-shareable amount. Universal is a good choice for those with pre-existing conditions, with a short 1-year exclusion period, then a $50,000 cap for years 2 and 3.

Read More about Universal Healthshare

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WBA offers a very low-priced supplemental accident plan that will reduce your deductible for any accident, to just $100. To learn more and sign up, visit the Accident Plans page.

Read More about WBA Plans

Accident Health Plans

HSA-QUALIFIED HEALTH INSURANCE QUOTE

Health insurance plans that are HSA qualified can be viewed in our health insurance instant quote results. HSA-qualified plans will have a blue HSA symbol.
 
Choose your state below to get a free individual health insurance quote for both HSA-qualified and non-HSA health insurance plans. For a quote on a group, please fill out this Census Form, or schedule a consultation with one of our small business experts.

Learn more about available health insurance plans

HEALTH SHARING PLAN QUOTE

Health sharing plans are not insurance but a more affordable way to make sure your family is protected from unexpected medical expenses. Health sharing means that the group is helping to cover each other's medical bills.
Choose your state below to get a free individual quote on our low-cost health sharing plans. For a quote on a small group, please fill out this Census Form, or schedule a consultation with one of our small business experts.

Learn more about healthshare programs
 
1001-A E. Harmony Rd #519 Fort Collins, CO 80525
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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.