Rocky Mountain Health Insurance Plans

HSA for America is an independent authorized Rocky Mountain Health Plans agent. As an authorized agent, HSA for America is proud to offer the lowest rates available for Monument One Plans. Our site has complete information and instant quotes, and we are also available to answer your questions.

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Plans at a Glance

Rocky Mountain Health Plans offers three tier levels (bronze, silver, and gold) for HMO, PPO, and HSA plans. Bronze covers approximately 60% of your total medical costs. Silver covers 70%. Gold covers 80%. The lower the coverage, the lower the premium. 

The Health Savings Account (HSA) plans allow you to start a tax-deferred savings account. HSA plans are our most popular plans because they offer low premiums and tax advantages, such as tax-free earnings and tax deductions to lower taxable income.

Most of RMHP’s drug plans have tier levels, 1 – 6. This means you’ll pay different copayments depending on the prescription. Tier 1 (which is high value drugs, such as primary generic drugs) has a lower copayment than Tier 2 (which is preferred drugs, such as brand-name drugs).

How to Apply

Rocky Mountain Health Plans are not quoted using our main quote service.

Click here to view quotes and apply for the plan you prefer. 

The initial payment can be paid through a debit or credit card; however, online monthly payments cannot be paid through credit or debit cards. Instead, you can link your bank account and have your payments taken out that way. If you choose to be billed instead, payments will switch from monthly to quarterly.

About Rocky Mountain Health Plans

Rocky Mountain Health Plans (RMHP) is an independent, not-for-profit health benefits provider that has served the health care needs of Coloradans for more than 45 years.  Founded in 1974, they offer a wide range of medical benefit options, including PPO, HMO, and Health Savings Account-eligible plans.

The organization’s headquarters is in Grand Junction and regional offices are located in Colorado Springs, Denver, Durango and Pueblo.

For more than 45 years, Rocky Mountain Health Plans has remained independent in an industry where buyouts and consolidations are routine. They continue to make decisions at the local level.

They currently serve the needs of nearly 211,000 members. They have been rated A+ (Excellent Financial Strength) by Weiss Ratings. The A+ rating is the highest grade possible from Weiss and places them on the Recommended List of companies, an elite group of 22 health insurance companies representing the top 3.8 percent of the industry.

We’re here to help!

Learn more about Rocky Mountain Health Plans or call us at 800-913-0172 to discuss your options with a Personal Benefits Manager.

749 S. Lemay Ave, Suite A3-116, Fort Collins, CO 80524
Telephone: 800-913-0172 | Fax: 970-999-0989 
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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.