DPC Direct Healthshare
Read reviews, FAQs, and get instant quotes on all DPC Direct Healthshare!
By Lou Spatafore – Updated Oct 28th, 2024
Reviewed by Misty Berryman – Fact checked by Mike Montes
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or compare DPC Direct to other healthshare options available at HSA for America
All You Need To Know About DPC Direct Healthshare
Join DPC Direct Healthshare, which combines Direct Primary Care (DPC) with health sharing for a cost-effective healthcare solution.
If you are currently enrolled in a Direct Primary Care membership (or you want to be), you can now enroll in a health sharing program tailored exclusively to DPC members.
Our DPC Direct option gives you access to low-cost medical cost-sharing to protect you from high medical bills due to hospitalization, surgery, and other medical issues that your DPC won’t handle.
Meanwhile, your DPC doctor will provide all the routine and preventive services you need.
Pairing a DPC membership with health sharing is a simplified way to build a more comprehensive healthcare strategy while still paying considerably less than you would with traditional health insurance.
Read more – DPC Direct brochure (pdf).
Significant Cost Savings:
With fixed membership costs for primary care, enjoy lower monthly fees, slashing your out-of-pocket expenses.
Community Support:
Share medical costs within a caring community and get financial assistance for major expenses, ensuring you’re never alone in facing medical challenges.
Enhanced Access to Care:
Enjoy direct access to primary care providers with same-day or next-day appointments and extended consultation times for personalized
Comprehensive Coverage:
Seamlessly combine primary care and medical cost-sharing to cover routine and unexpected needs effectively, ensuring complete and affordable healthcare.
Personalized Healthcare:
Forge strong doctor-patient relationships for customized, ensuring your unique health needs are met effectively and proactively.
Improved Health Outcomes:
Prioritize preventive care and dedicated primary care, ensuring long-term health and vitality through regular, personalized attention.
How Much Does DPC Direct Cost?
If you’re an individual, membership in DPC Direct can be as low as $190 per month. However, your actual cost will depend on your age, your IUA option, and which additional options you choose to add to your membership.
In addition to hospitalization and surgery, this plan has sharing benefits for colonoscopies and mammograms, services that your DPC does not usually provide.
The DPC Direct plan also has sharing for maternity, alternative medicine, and prescription drugs, with certain limitations. Please see the DPC Direct brochure for a good overview or the Member Guidelines for complete details.
Enroll in a DPC membership
Make an appointment with your Personal Benefits Manager
Choose an Initial Unshared Amount (IUA).
Simply submit a
cost-sharing request
Continue to work with your Personal Benefits Manager
Get a Quote & Enroll in DPC Direct Healthshare Today
Join the hundreds of thousands of DPC Direct Healthshare plan members that have discovered DPC Direct Healthshare works for their family’s healthcare needs.
- To get a quote: Select Your State then click the INSTANT QUOTE button.
- To apply online: After you get a quote, click on the Apply Now button, and then click ENROLL TODAY.
- On the next page, select the Enroll button under the DIRECT plan section. Simply follow the instructions to signup.
- Make sure to choose an Initial Unshared Amount (IUA). This is the dollar amount that you will need to pay out-of-pocket before you can access cost sharing, similar to a deductible. (IUA options include $1,000, $2,500, or $5,000).
- When you incur a medical bill, simply submit a cost-sharing request. As long as your IUA has been met, and it’s an eligible medical need, the DIRECT Healthshare community will pay the rest of your bill.
- Continue to work with your Personal Benefits Manager year after year to keep your healthcare strategy optimized and up to date. Your PBM’s services are 100% free to you, for as long as you have your plan. Read more details in the DPC Direct brochure (pdf).
DPC Direct Pros & Cons
Thinking of switching to DPC Direct? Here are pros and cons to be aware of.
DPC Direct Pros
- This unique plan combines primary care with broader medical cost-sharing, addressing routine medical expenses, as well as unexpected needs.
- Shared medical costs and financial aid for major expenses within a supportive community
- Sharing for high-cost preventive procedures like mammograms and colonoscopies
- Much lower monthly cost than health insurance
- Direct access to primary care, same/next-day appointments, and extended consultation times
- Tailored care through stronger doctor-patient relationships, focusing on preventive health and early intervention
DPC Direct Cons
- DPC availability varies by location and may not be available in all areas
- There are waiting periods for pre-existing conditions, so this may not be ideal for everyone.
- Out-of-pocket costs may arise for services not covered by DPC or health sharing, and some expenses aren’t eligible.
- There are limitations on sharing for specialists; members should know the scope of benefits.
- Health sharing plans have different regulations from traditional insurance, affecting legal protections.
Where Can I Find A DPC Practice?
Use the map below to find a DPC practice in your area. Note that some may not be accepting new patients at this time.
The drop pins that are Blue are DPC offices with whom we have a personal relationship, and that are currently accepting new patients. You can also see past issues of our DPC Newsletter that we mail out to our DPC Partners. (Attention doctors and patients: if you do not see your DPC clinic on the map, please click here to add your clinic.)
View DPC Direct Plans & Pricing in Your Area
or compare DPC Direct to other healthshare options available at HSA for America
Frequently Asked Questions about Healthshare + DPC
Q: What is a DPC Arrangement?
A: Direct Primary Care, or DPC for short, is a membership-based healthcare model where the patient pays a monthly fee in exchange for ongoing preventive and routine medical care. DPC arrangements can be lower than the cost of your monthly phone bill, and provide unrestricted access to your primary physician to help keep you healthy.
However, DPC arrangements do not cover ER or hospital visits, as well as some specialist visits, lab tests, and more. This is why pairing DPC with health sharing is so effective.
Q: How does DPC + Healthshare work?
A: Pairing a DPC membership with a specialized DPC healthshare plan can reduce your healthcare risk without forcing you to pay for an expensive health insurance plan. DPC Direct, for example, provides access to cost sharing for emergency medical bills, something that is not included in DPC memberships.
Q: Is a DPC Healthshare plan right for me?
A: DPC + health sharing is a great alternative for anyone who is looking for a simpler and more affordable health plan, and a better primary care experience. However, if you have a serious health condition or ongoing medical needs, a healthshare might not be best for you.
Direct Primary Care in Your State
We’ve helped over 16 thousand people find health insurance or a health sharing plan.
Each customer gets the same amazing service.
Lou (Personal Benefits Manager) made me feel comfortable with the new concept of Health Sharing by being himself, honest, and sharing his own experiences.
Neil DeFrancisco, MD
Mike Montes (Personal Benefits Manager) is my go-to referral for my clients.
Daniel DuBois, TN
Misty Berryman (Personal Benefits Manager) was fantastic to work with! I explained our situation/needs to her and she went through a number of options very thoroughly. We (Misty and I) worked through each of our options and determined the best path forward for my family. She is the best and any time we are in need for insurance, she will be our first call!
Travis Lawler, TX
The process of how everything went through the process and with Leslie (Personal Benefits Manager) was great! Things went smoothly and promptly, and all the information I needed was construed concisely.
Ted Chiero, WI
Whitney Kline (Personal Benefits Manager) was amazing and went far above my expectations in customer service. She answered every question and so far everything has been just like she said it would be!!! thank you
Wendy Skeesick, LA
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