Massachusetts Health Insurance Plans and Healthshare Programs
HSA for America Offers Massachusetts Health Insurance Plans and Healthshare programs at the Lowest Rates Available!
HEALTH INSURANCE QUOTES
Get instant access to both HSA-qualified and non-HSA options. Compare plans side by side to find the best health insurance plan in your area.
**The word "HSA" will be in the plan name if the plan is HSA-qualified**
HEALTH SHARING PLAN QUOTES
Looking for an alternative to traditional health insurance? Health sharing plans provide a more affordable way to protect your family from unexpected medical expenses.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans cover only certain parts of the state. Others may offer them only during certain special enrollment periods.
We have indicated the most popular option we offer in MA in the list of health insurance carriers and health sharing organizations that we represent below. Easily compare plans and rates when you run a health insurance instant quote or a healthshare instant quote.
In Massachusetts there is a mandate requiring residents to carry qualified health insurance. If you are not exempt from this requirement and do not have health insurance, you will be required to pay a penalty of 2.5% of your income, and no less than $695 per person and an additional $347.50.
We believe that people should be free to make their own decisions about their healthcare. Fortunately, members of qualified health care sharing plans are exempt from this mandate. The health sharing plans in Massachusetts that we recommend include Altrua Healthshare, Medi-share, Mpowering Benefits, and Sedera.
If you have any questions or would like free personal assistance in choosing a plan and getting enrolled, reach out directly to one of our Personal Benefits Managers that handles Massachusetts.
Altrua Healthshare
Altrua is notable for its popular RUBY plan tier. It offers extremely low monthly costs, though it also provides limited benefits. For example, their cheapest plan caps sharing benefits at $150,000 per year.
Altrua Ruby is a particularly good match for older health share members because, unlike most plans, it does not base pricing on age.
As a faith-based health share ministry, Altrua keeps monthly contributions low. It also offers strong protection from major medical expenses.
Altrua Healthshare
This budget-friendly health sharing solution is designed for statutory employees rather than business owners or independent contractors.
The CARE+ plan is closely based on our popular HSA Secure plan. It provides all the same protections against medical emergencies and catastrophic medical expenses as that plan but at a slightly lower monthly cost.
Read More about The Care Plus Plan
DPC Direct
Fallon Community Health Plan is unique – they are the only health insurance plan that is both an insurer and provider. They boast several accolades, including Excellent Accreditation from the National Committee for Quality Assurance (NCQA).
Fallon Health care won these awards in the following categories: HMO/POS, Medicare, Medicaid and Physician and Hospital Quality (Distinction). They offer innovative plans, which include many services that offer both flexibility and no-cost copayments for routine physicals, eye exams and various other preventive services.
Harvard Pilgrim is a not-for-profit organization that has been around for 50 years and now serves more than 3 million Americans in Connecticut, Massachusetts, Maine, and New Hampshire. (Individual and family plans are not available in Connecticut).
Read More about Harvard Pilgrim
With 30 years of experience, Mass General Brigham Health Plan – formerly Neighborhood Health Plan (NHP) – is a not-for-profit, NCQA-accredited health plan that offers coverage for individuals and families in Massachusetts.
Read More about Mass General Brigham Health Plan
National General
National General Holdings Corp is the parent company of Accident & Health. It offers many insurance types, from auto to home to health. As a division of NGHC, National General Accident & Health provides short-term and supplemental coverage for individuals and groups.
Sedera
Sedera Health has no annual or lifetime sharing caps. Some medical care and therapies have dollar or visit limits. Secular - no religious component or requirements.
The number one health plan in the country, Tufts Health Plan has been providing quality healthcare to Massachusetts residents since 1979. They have a strong commitment to their community through the promotion of healthy living in a variety of programs and activities.
Read More About Tufts Health Plan…
Universal Thrive
Universal Thrive’s health share plan is for people who want strong benefits. It includes preventive care and substantial sharing for primary care visits.
Higher monthly costs than some other health share plans, but still much lower than unsubsidized traditional health insurance products. Compare with netWell and OneShare Health.
Read More about Universal Healthshare Universal Thrive Program
WBA Plan
WBA offers a low-cost supplemental accident plan. It reduces your deductible to $100 for any accident. To learn more and sign up, visit the Accident Plans page.
WBA Plan
Zion HealthShare is a non-profit medical cost sharing community that is open to everyone. Zion HealthShare’s most popular healthshare membership include options built specifically for Health Savings Accounts and Direct Primary Care, two tools that can further increase the value of your health membership.
For an HSA-qualified plan, you may want to review the HSA Secure, also powered by Zion HealthShare.
Get an Instant Quote to Help You Find the Best Health Insurance in Your Area
HSA-QUALIFIED HEALTH INSURANCE QUOTE
Quickly compare HSA-qualified health insurance plans in your area. Look for the blue HSA symbol to find options that let you save on your monthly premium while also enjoying tax benefits.
Choose your state below to get a free individual health insurance quote for both HSA-qualified and non-HSA health insurance plans.
Learn more about available health insurance plans
For a group quote, please fill out this Census Form. Or schedule a consultation with one of our small business experts.
HEALTH SHARING PLAN QUOTE
Explore low-cost health sharing plans in your area. They are an economical way to protect your family health without traditional insurance. These plans let members share medical expenses while keeping monthly costs manageable.
Choose your state below to get a free individual quote on our low-cost health sharing plans.
Available Plans | HSA Info | HealthShare Info | FAQS | Blog | News | About Us | Contact Us | Privacy Policy | Agents Needed
Contact Information:
1001-A E. Harmony Rd #519 Fort Collins, CO 80525
Disclaimer: We work hard to keep this information accurate, but we cannot guarantee it. Information may be out of date. We provide this content for informational purposes only and do not guarantee price or coverage.
We do not provide accounting, legal, tax, or other professional advice on this site. Determination of the actual price is subject to the Carriers.
© 2026 - All Rights Reserved