Harvard Pilgrim Healthcare

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Harvard Pilgrim

Harvard Pilgrim is a not-for-profit organization that has been around for 50 years and now serves more than 3 million Americans in Connecticut, Massachusetts, Maine, and New Hampshire. (Individual and family plans are not available in Connecticut.) 

Harvard Pilgrim Benefits

When you’re a member of Harvard Pilgrim Health Care, staying healthy is a priority. There are lots of wellness programs designed to prevent disease and strengthen the body and mind, including resources that help members quit smoking and manage stress.

No matter what plan you chose, the following is covered: 

  • 20 acupuncture visits a year 
  • in and outpatient care
  • ambulatory trips to the ER when necessary
  • one preventive screening every year
  • laboratory services 
  • counseling and psychotherapy 
  • pregnancy, maternity, and newborn care
  • preventive care and chronic disease management, and rehabilitation & habilitative services and devices
  • telehealth services at no cost


Prescription drug coverage is based on a tier system, 1 – 5. Copayments for Tier 1 (lower cost generics) are less than Tier 2 (higher cost generics). 

Harvard Pilgrim HSA Plans

Some of the Harvard Pilgrim HMO and PPO plans are HSA-eligible. Health savings accounts are tax-deferred and are meant to pay for medical expenses. If you don’t use the money, it rolls over yearly and continues to grow tax-free. HSAs are an excellent way to save money.

Harvard Pilgrim’s Hospital and Physician Network

Harvard Pilgrim’s network is comprised of 182 hospitals and over 80,000 doctors, so you don’t have to worry about not being able to find a quality doctor. Havard Pilgrim offers both HMO and PPO plans.

Got Questions?

If you have questions about the plans offered through Harvard Pilgrim or health saving accounts in general, you can give us a call at 800-913-0172, so an HSA Personal Benefit Manager can help you with whatever you need.  


1001-A E. Harmony Rd #519 Fort Collins, CO 80525
Telephone: 800-913-0172 | Fax: 970-999-0989
info@HSAforAmerica.com | © 2022 - All Rights Reserved

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