OneShare Health

OneShare Health is a health care sharing ministry founded by a team of expert health care professionals. OneShare Health offers three levels of healthshare programs — Classic, Complete, and Catastrophic — for individuals and families. These programs are not health insurance but rather health care sharing programs in which groups of like-minded people come together to share medical expenses.

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Shared Expenses

Monthly contributions start as low as $125 for individuals; $210 for individuals + one; and $310 for families.

Preventative care
100% shared (in-network)

Yearly exams

Yearly exams
Annual preventative exams, including physicals, GYN visits, and immunizations, are eligible for sharing after a 90-day waiting period.

OneShare Health sharing eligibility

 OneShare Health sharing eligibility
Includes services such as primary care, specialists, urgent care, hospitals, counseling, outpatient therapy, and more.

OneShare Health Telemedicine

Talk to a doctor 24/7 for your acute care needs and even get a prescription if medically appropriate– all with a $0 consult fee.

OneShare Health Preventative care

Diabetic discount supplies
20% – 30% off retail price.

Disposable medical supplies

Disposable medical supplies
20% – 40% off retail price

OneShare Health Dental discount services

Dental discount services
Save 20% – 60% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as root canals, crowns and dentures. Save 20% on orthodontics

OneShare Health Vision discount services

Vision discount services
Save 20% – 40% off the retail price of eyewear with the EyeMed Vision Care Access Plan D discount program. Discounts on exams, eyewear, and contact lenses from more than 90,000 providers nationwide.

OneShare Health Prescription discount services

Prescription discount services
Access to over 60,000 pharmacies. Get 15% – 80% off on generic drugs and 15% – 25% on brand name drugs.

For more details, click here to download the OneShare Health brochure.

All three programs have a maximum lifetime sharing amount of $1,000,000. Monthly contributions start as low as $125 for individuals, $210 for individuals + one, and $310 for families.

PPO Network

The PPO Network for this plan is First Health, the nation’s first Provider Network specifically designed for a health sharing organization.

    1. Contact your telemedicine provider if it is something you may be able to handle over phone or video.
    2. If you still need non-emergency treatment, contact OneShare’s concierge service.
    3. The concierge service will set an appointment for you with a local provider, and provide you all the details.

Conditions and Restrictions

Because these programs are not traditional insurance, they are not regulated the same way insurance plans are.

Members are immediately eligible for sharing for accidents, injuries, or acute illnesses. There is a 90-day waiting period for all other medical expenses to be eligible for sharing.

Pre-existing conditions are considered to be illnesses treated 24 months prior to your membership effective date. After a 24-month waiting period from that effective date, pre-existing conditions are covered. However, certain chronic conditions that require treatment to maintain current condition and prevent further problems may be eligible for immediate sharing. 

In/outpatient surgery typically has a waiting period of 6 months, but life-threatening emergency services available immediately.

Once the individual share amount (ISA) is met, specialist visits are $0 for the rest of the plan year, and diagnostic imaging is eligible for sharing.

To see a more in-depth look at each plan, please follow the link below.

Ready to sign up?

OneShare Catastrophic is best suited for individuals and families who are primarily healthy and looking to join a program that shares mainly just catastrophic medical needs.

OneShare Classic is for individuals and families who are primarily concerned about medical needs as well as hospital concerns, and is the most popular choice.

OneShare Complete is designed for individuals and families who want a more complete sharing program.

Sign up online. Or you can always call us at 800-913-0172 to discuss your options with a Personal Benefits Manager.

749 S. Lemay Ave, Suite A3-116, Fort Collins, CO 80524
Telephone: 800-913-0172 | Fax: 970-999-0989 | © 2020 - All Rights Reserved

BBB for HSA for America

Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.