But in recent times, these programs have evolved beyond their religious roots to make non-religious health sharing plans accessible to everyone.
Instead of being limited to specific religious affiliations, some health share plans now focus on bringing people together to support one another in covering medical costs, regardless of their religious beliefs.
Non-religious health sharing plans work so well partly due to the rising costs and limitations of traditional healthcare options. People are seeking alternatives that offer more flexibility and support without breaking the bank. And that’s where these non-religious health sharing plans shine as they provide a way to share the financial burden of healthcare while fostering a sense of community.
So, whether you’re religious or not, you should consider joining forces with others to get the best value for your health using non-religious health sharing.
How Does Non-Religious Health Sharing Work?
Most Healthcare Sharing Ministries require their members to agree to a list of faith-based beliefs. This is usually referred to as the Statement of Faith or Statement of Belief.
However, secular health share companies like Sedera, HSA Secure, and DPC Direct do not have a Statement of Faith. Instead, they each ask their members to comply with a list of membership principles. These include but are not limited to, refraining from illegal drug use and living a healthy lifestyle.
The best non-religious health sharing plans work just like the faith-based ones. Members submit a monthly contribution or share. In return, that member can have their healthcare expenses paid for by the health sharing community.
The Best Non-Religious HealthShare Plans
Sedera
Sedera is a membership-based secular healthshare community. Sedera offers two different programs, ACCESS and SELECT. Both of these programs allow members to choose from a range of cost options, including monthly contribution amount and Initial Unshared Amount.
- Statement of Faith: None.
- Provider Network: None … Choose any provider you prefer
- Allows Pre-Existing Conditions: With a waiting period
- Initial Unshared Amount: $500, $1000, $1500, $2500, or $5000
- Lowest Monthly Contribution: $113
Click here to run a free quote for Sedera Healthshare
HSA Secure
HSA Secure is a double benefit package since it’s both a healthshare community and allows you to utilize a health savings account (HSA).
With HSA, there is no maximum sharing amount for members. This means no medical cost is too high to be shared. Also, you can enjoy benefits like chiropractic care, maternity, Colonoscopies, mammograms, ER Visits among others.
In addition to the health benefits, you can use the money accumulated in your account to invest in stocks, gold or others if you do not use it for health purposes. Your money also grows if you don’t use it just like a traditional IRA.
- Statement of Faith: None.
- Provider Network: A PHCS Network option is available, but not required.
- Allows Pre-Existing Conditions: With a waiting period
- Initial Unshared Amount: $1000, $2500, or $5,000
- Lowest Monthly Contribution: $225
Click here to run a free quote on HSA Secure
DPC Direct
With DPC Direct, you can combine Direct Primary Care which offers preventive and routine medical care with healthshare plans which cover procedures like ER visits or emergency medical bills.
This means you enjoy 360 degree medical protection for a low price.
- Statement of Faith: None.
- Provider Network: None… choose your DPC provider.
- Allows Pre-Existing Conditions: With a waiting period.
- Initial Unshared Amount: $1000, $2500 or $5000
- Lowest Monthly contribution: $170
Compare Pricing on the Best HealthShare Plans Available
Find Out How Much You Can Save with Healthcare Cost Sharing
If you’re having trouble deciding which non-religious health sharing plan will suit your unique needs, give your Personal Benefits Manager a call. They will give you professional advice on which plan to choose free of charge.
Just want to learn a little mo re about medical cost sharing programs? Click here to read our free report, “How Smart Consumers are Slashing Their Costs by Joining Healthshare Programs.”
Here are some additional articles on healthsharing programs: MediShare Review: MediShare vs. Zion Health | The 5 Best Health Sharing Plans for 2025 [Updated Comparison]
Here are some additional pages related to this article: All You Need To Know About Healthshare Plans | Healthshare FAQs
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Hi! I’m Mike Montes, and I’m one of your Personal Benefits Managers. I like working with HSA for America because we’re creating solutions to healthcare problems. Our focus on money-saving alternatives like HSA plans and health sharing programs, and the variety of health share programs we offer, are what set us apart. Read more about me on my Bio page.
