West Virginia Health Insurance Plans and Healthshare Programs
HSA for America Offers West Virginia Health Insurance Plans and Healthshare programs at the Lowest Rates Available!
HEALTH INSURANCE QUOTES
Get instant access to both HSA-qualified and non-HSA options. Compare plans side by side to find the best health insurance plan in your area.
**The word "HSA" will be in the plan name if the plan is HSA-qualified**
HEALTH SHARING PLAN QUOTES
Looking for an alternative to traditional health insurance? Health sharing plans provide a more affordable way to protect your family from unexpected medical expenses.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans cover only certain parts of the state. Others may offer them only during certain special enrollment periods.
We have indicated the most popular option we offer in WV in the list of health insurance carriers and health sharing organizations that we represent below. Easily compare plans and rates when you run a health insurance instant quote or a healthshare instant quote.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans are not available in all areas of the state and some may be available only during certain times of the year.
If you have any questions or would like free personal assistance in choosing a plan and getting enrolled, reach out directly to one of our Personal Benefits Managers that handles West Virginia.
Altrua Healthshare
Altrua is notable for its popular RUBY plan tier. It offers extremely low monthly costs, though it also provides limited benefits. For example, their cheapest plan caps sharing benefits at $150,000 per year.
Altrua Ruby is a particularly good match for older health share members because, unlike most plans, it does not base pricing on age.
As a faith-based health share ministry, Altrua keeps monthly contributions low. It also offers strong protection from major medical expenses.
Everest
Short term health insurance plans can allow you to maintain critical health protection during life’s transition periods. Everest short term medical plans are currently available in 25 U.S. states.
Read More about Everest Short Term Medical Insurance
Highmark BCBS offers Affordable Care Act (ACA) plans both on and off the health insurance marketplace in central and western Pennsylvania.
HSA Secure
This innovative health share plan is also HSA-compatible. HSA Secure offers great catastrophic sharing benefits, and excellent value overall.
Currently available to business owners, independent contractors, or individuals with verifiable self-employment income. If you do not meet these criteria, consider the CARE+ plan. It has nearly the same benefits, but does not include some preventive screenings. Anyone can enroll.
JHS Community
JHS Community is an excellent, low-cost choice for a health sharing plan focused on major and catastrophic needs. However, if you unexpectedly need care, you need to prepare to pay $10,000 to $15,000 per year.
Faith-based but non-denominational. The JHS Community Divine plan is arguably the best catastrophic-focused value in the health share industry.
Medi-Share
Medi-Share is one of the largest and most trusted health share ministries in the country. It has a 25-year record of reliable cost sharing. Member satisfaction is 98%.
A clearly Christian organization. New members must attend religious services. They must also affirm the Statement of Faith.
National General
National General Holdings Corp is the parent company of Accident & Health. It offers many insurance types, from auto to home to health. As a division of NGHC, National General Accident & Health provides short-term and supplemental coverage for individuals and groups.
netWell Healthshare
netWell’s popular health share plan is for people who want strong benefits. It includes preventive care and major sharing for primary care visits.
This company offers excellent customer service and fast claim paying. Compare with OneShare or JHS Community.
Read More about netWell Healthshare Plans
OneShare Health
An affordable, faith-based health sharing plan with excellent maternity benefits. OneShare Health’s comprehensive Classic plan compares favorably to netWell Healthshare or Thrive.
Read More about Oneshare Health
Sedera
Sedera Health has no annual or lifetime sharing caps. Some medical care and therapies have dollar or visit limits. Secular - no religious component or requirements.
Universal Thrive
Universal Thrive’s health share plan is for people who want strong benefits. It includes preventive care and substantial sharing for primary care visits.
Higher monthly costs than some other health share plans, but still much lower than unsubsidized traditional health insurance products. Compare with netWell and OneShare Health.
Read More about Universal Healthshare Universal Thrive Program
WBA Plan
WBA offers a low-cost supplemental accident plan. It reduces your deductible to $100 for any accident. To learn more and sign up, visit the Accident Plans page.
Get an Instant Quote to Help You Find the Best Health Insurance in Your Area
HSA-QUALIFIED HEALTH INSURANCE QUOTE
Quickly compare HSA-qualified health insurance plans in your area. Look for the blue HSA symbol to find options that let you save on your monthly premium while also enjoying tax benefits.
Choose your state below to get a free individual health insurance quote for both HSA-qualified and non-HSA health insurance plans.
Learn more about available health insurance plans
For a group quote, please fill out this Census Form. Or schedule a consultation with one of our small business experts.
HEALTH SHARING PLAN QUOTE
Explore low-cost health sharing plans in your area. They are an economical way to protect your family health without traditional insurance. These plans let members share medical expenses while keeping monthly costs manageable.
Choose your state below to get a free individual quote on our low-cost health sharing plans.
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