Montana Health Insurance Plans and Healthshare Programs
HSA for America Offers Montana Health Insurance Plans and Healthshare programs at the Lowest Rates Available!
HEALTH INSURANCE QUOTES
Get instant access to both HSA-qualified and non-HSA options. Compare plans side by side to find the best health insurance plan in your area.
**The word "HSA" will be in the plan name if the plan is HSA-qualified**
HEALTH SHARING PLAN QUOTES
Looking for an alternative to traditional health insurance? Health sharing plans provide a more affordable way to protect your family from unexpected medical expenses.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans cover only certain parts of the state. Others may offer them only during certain special enrollment periods.
We have indicated the most popular option we offer in MT in the list of health insurance carriers and health sharing organizations that we represent below. Easily compare plans and rates when you run a health insurance instant quote or a healthshare instant quote.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans are not available in all areas of the state and some may be available only during certain times of the year.
If you have any questions or would like free personal assistance in choosing a plan and getting enrolled, reach out directly to one of our Personal Benefits Managers that handles Montana.
DPC Direct
DPC Direct is an affordable, cost-efficient health sharing program exclusively for Direct Primary Care patients.
DPC clinics charge a low monthly fee to cover all primary care, including preventive care and unlimited doctor visits, while DPC Direct protects from emergency and hospitalization expenses. (Read more about Direct Primary Care in our Complete Guide to Direct Primary Care).
HSA MEC
Interested in contributing to a health savings account but you’re in a health sharing plan that isn’t HSA-eligible? Then HSA MEC may be the solution for you.
HSA MEC isn’t a health sharing plan per se. Instead, HSA MEC is an add-on to your existing health sharing plan that qualifies you to make pre-tax contributions to HSAs.
So, you can take advantage of the immense tax benefits of the health savings account.
Note: At this time, HSA MEC is only available to business owners, independent contractors, and those with verifiable income from self-employment. Those with DPC memberships are not allowed to make HSA contributions.

HSA Secure
This innovative health share plan is also HSA-compatible. HSA Secure offers great catastrophic sharing benefits, and excellent value overall.
Currently available to business owners, independent contractors, or individuals with verifiable self-employment income. If you do not meet these criteria, consider the CARE+ plan. It has nearly the same benefits, but does not include some preventive screenings. Anyone can enroll.

Medi-Share
Medi-Share is one of the largest and most trusted health share ministries in the country. It has a 25-year record of reliable cost sharing. Member satisfaction is 98%.
A clearly Christian organization. New members must attend religious services. They must also affirm the Statement of Faith.
National General
National General Holdings Corp is the parent company of Accident & Health. It offers many insurance types, from auto to home to health. As a division of NGHC, National General Accident & Health provides short-term and supplemental coverage for individuals and groups.
netWell Healthshare
netWell’s popular health share plan is for people who want strong benefits. It includes preventive care and major sharing for primary care visits.
This company offers excellent customer service and fast claim paying. Compare with OneShare or JHS Community.
Sedera
Sedera Health has no annual or lifetime sharing caps. Some medical care and therapies have dollar or visit limits. Secular - no religious component or requirements.

Universal Thrive
Universal Thrive’s health share plan is for people who want strong benefits. It includes preventive care and substantial sharing for primary care visits.
Higher monthly costs than some other health share plans, but still much lower than unsubsidized traditional health insurance products. Compare with netWell and OneShare Health.
Read More about Universal Healthshare Universal Thrive Program


WBA Plan
WBA offers a low-cost supplemental accident plan. It reduces your deductible to $100 for any accident. To learn more and sign up, visit the Accident Plans page.

Get an Instant Quote to Help You Find the Best Health Insurance in Your Area
HSA-QUALIFIED HEALTH INSURANCE QUOTE
Quickly compare HSA-qualified health insurance plans in your area. Look for the blue HSA symbol to find options that let you save on your monthly premium while also enjoying tax benefits.
Choose your state below to get a free individual health insurance quote for both HSA-qualified and non-HSA health insurance plans.
Learn more about available health insurance plans
For a group quote, please fill out this Census Form. Or schedule a consultation with one of our small business experts.
HEALTH SHARING PLAN QUOTE
Explore low-cost health sharing plans in your area. They are an economical way to protect your family health without traditional insurance. These plans let members share medical expenses while keeping monthly costs manageable.
Choose your state below to get a free individual quote on our low-cost health sharing plans.
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Disclaimer: We work hard to keep this information accurate, but we cannot guarantee it. Information may be out of date. We provide this content for informational purposes only and do not guarantee price or coverage.
We do not provide accounting, legal, tax, or other professional advice on this site. Determination of the actual price is subject to the Carriers.
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