Does Health Insurance Backdate Coverage?
Imagine needing medical care before your insurance coverage even starts. If you’re suddenly hit with an illness, or injury, or for some reason, you missed open enrollment, the question “Does health insurance backdate?” quickly becomes urgent and confusing. While most...
Frequently Asked Questions About HSA Employer Contributions Answered
A well-timed HSA employer contribution can make a big difference in your health savings, and your taxes. For many employees and business owners, understanding how employer contributions to a Health Savings Account work seems complex. The good news? It’s simpler than...
Health Insurance Plans for Small Businesses with 2 to 10 Employees – 2025 Guide
Small business owners face unique challenges when selecting health insurance plans for small business teams. Key Takeaways Here are the most important points about health insurance plans for small business owners with 2-10 employees: Traditional group insurance offers...
My Employer Offers Health Insurance But I Can’t Afford It! What Now?
Do you also feel stuck thinking, “My employer offers health insurance but I can’t afford it”? You’re not alone. Many employees are offered job-based coverage but find the premiums, deductibles, and dependent costs simply too high to manage. Health insurance may...
Best HSA Account Custodians in 2025
According to Devenir Research’s 2024 mid-year report, HSA assets reached $137 billion across 38 million accounts, reflecting an 18% increase in assets and a 5% rise in accounts. This growth highlights the increasing recognition of HSAs as both a healthcare and...
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