Top 10 Employee Benefits to Attract and Keep Top Talent in 2025
If you want to attract great talent and keep them around, offering the top 10 employee benefits in 2025 is a smart place to start. These days, small businesses don’t just compete on salary—benefits matter more than ever. The right perks can set you apart, even if you...
Max Out Your Allowable HSA Family Contributions With This One Weird Trick!
If you’re covered under a high-deductible health plan, maximizing your HSA family contributions is a great way to accumulate savings and shelter money from the IRS at the same time. In fact, maxing out your HSA contribution for the year is one of the most...
How to Budget for Employee Benefits: A Guide for Business Owners
Wondering how to budget for employee benefits at a time when costs and employee expectations are increasing? The job market in the USA is competitive – attracting and retaining top talent depends on more than just offering staff competitive salaries. Team members want...
How to Avoid the ACA Shared Responsibility Penalty
If you’re an applicable large employer (ALE) under the Affordable Care Act, you’re required to offer a qualified group health plan or face the ACA shared responsibility penalty. This requirement is also known as the ACA employer mandate. If you don’t comply, and your...
The Most Effective Employer Strategies for Cost Containment in Healthcare
Cost containment in healthcare benefits is becoming increasingly critical for employers of all sizes. Cost Containment in Healthcare In 2025, the average annual premium for family coverage under employer-sponsored health plans exceeds $25,000. This represents a 20%...
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For over 20 years we’ve helped individuals, families, and small businesses – most often with 30 employees or less – find dramatically better healthcare solutions that lower their costs and increase their healthcare freedom.
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