My Employer Offers Health Insurance But I Can’t Afford It! What Now?
Do you also feel stuck thinking, “My employer offers health insurance but I can’t afford it”? You’re not alone. Many employees are offered job-based coverage but find the premiums, deductibles, and dependent costs simply too high to manage. Health insurance may...
Best HSA Account Custodians in 2025
According to Devenir Research’s 2024 mid-year report, HSA assets reached $137 billion across 38 million accounts, reflecting an 18% increase in assets and a 5% rise in accounts. This growth highlights the increasing recognition of HSAs as both a healthcare and...
What is a Managed Care Plan?
The term managed care plan refers to a type of traditional health insurance product designed to reduce unnecessary costs and remain affordable while still maintaining a high standard of medical care. Rather than simply paying for services as they occur, managed care...
What Is the Penalty for Not Having Health Insurance? It Depends!
Wondering what is the penalty for not having health insurance in 2025? You’re not alone—and the answer depends entirely on where you live. While the federal penalty was repealed in 2019, some states still enforce their own mandates, and the financial consequences can...
How Much Should I Contribute to My HSA?
If you have a high-deductible health plan, knowing “how much should I contribute to my HSA?” can help you save on taxes, prepare for medical costs, and build long-term financial security. Many people miss out on savings by guessing or just setting a random amount. But...
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For over 20 years we’ve helped individuals, families, and small businesses – most often with 30 employees or less – find dramatically better healthcare solutions that lower their costs and increase their healthcare freedom.
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