Security Health Plan of Wisconsin
Read reviews, FAQs, and get instant quotes!
By Lou Spatafore – Updated Aug 11, 2025
Reviewed by Whitney Kline – Fact checked by Wiley Long
All You Need to Know About Security Health Plan of Wisconsin
Security Health Plan of Wisconsin is a trusted regional provider offering HSA-compatible coverage options designed to deliver value, flexibility, and world-class service to individuals and families.
Founded as part of the Marshfield Clinic Health System, Security Health Plan serves thousands of members across Wisconsin with a mission to provide accessible, affordable, and person-centered care.
They have a robust regional network, including access to Marshfield Clinic Health System’s 60+ clinics, 11 hospitals, and more than 170 specialties.
For those seeking HSA-eligible high-deductible health plans, Security Health offers several tiered plan options, including SimplyOne, Select, Enrich, and Premier, designed to fit a range of care needs and budgets.
With Security Health Plan of Wisconsin, members enjoy a rich lineup of benefits that go beyond the basics to support their physical and mental well-being.
24/7 Access to Care with Care My Way
Get evaluated by a nurse practitioner anytime, anywhere by phone.
Care My Way is available in all 50 states and allows prescriptions to be issued when necessary, so you can skip the waiting room and still get care on your schedule.
Free Mental Health Treatment for PTSD & Panic Disorders
Security Health partners with Freespira to offer members a proven in-home treatment program.
This service is provided at no cost and is designed to improve long-term outcomes for those dealing with anxiety-related disorders.
$120 in Annual OTC Savings
Save up to $120 each year on health essentials.
Each member receives a $30 quarterly over-the-counter (OTC) credit to spend on wellness items through the online catalog.
Personalized Care Management
Expert care teams help you meet your health goals.
Security Health Plan offers access to registered nurses, social workers, physical therapists, and health coaches, all working together to support your unique care journey.
Enhanced Diabetic Coverage
Security Health supports diabetic members with cost-effective care.
This includes a $25 monthly insulin cap and select diabetic testing supplies at 100% coverage.
Preventive Care Coverage and HUSK
Routine preventive care is always covered.
From flu shots to screenings, your plan includes coverage for essential preventive services at no cost. Your membership also includes access to HUSK, a partner program offering savings on fitness and wellness tools.
Affordable Medications and SSIR Coverage
Certain antidepressants and anxiety medications are 100% covered.
Selective serotonin reuptake inhibitors (SSRIs) are included at no cost for Select plan members.
The Rx Savings Solutions platform notifies you and your provider when a more affordable medication is available.
Security Health Plan of Wisconsin Membership Options
Security Health Plan of Wisconsin offers four distinct membership tiers to meet the needs of individuals and families seeking high-value HSA-compatible health coverage.
SimplyOne
Simple, streamlined care through Marshfield Clinic Health System.
The SimplyOne plan provides direct access to the Marshfield Clinic Health System, featuring over 170 specialties, 11 hospitals, and more than 60 clinics across Wisconsin. This exclusive network keeps your care integrated and convenient.
SimplyOne includes perks like:
- 30% off select eyewear options from specific Marshfield locations
- Lower prescription drug copays when filled at Marshfield Clinic pharmacies
Enrich
Enhanced access to regional partners and added perks.
The Enrich plan connects you with Marshfield Clinic Health System, UW Health, and UnityPoint Health–Meriter. You’ll get access to 369 primary care providers, 1,024 specialists, and 19 hospitals, including two dedicated children’s hospitals.
Enrich members enjoy:
- Lower prescription drug copays at Marshfield Clinic pharmacies
- 30% eyewear discounts at Marshfield Medical Center, Beaver Dam locations
Select
A wide network and budget-conscious pricing
Select plans are ideal for individuals seeking a broader care network at an affordable price. You’ll have access to 757 specialists, 527 primary care providers, and 35 hospitals across Wisconsin.
The Select plan network includes:
- Marshfield Clinic Health System
- Essentia Health
- Hospital Sisters Health System (HSHS)
- Prevea Health
- OakLeaf Medical Network (select providers)
Premier
The most extensive network for maximum flexibility.
The Premier plan offers a powerful combination of coverage and choice. With 9,000+ providers across 2,400+ clinic locations, Premier gives you unmatched access to top-tier care throughout the state.
Premier network highlights:
- Marshfield Clinic Health System
- Aspirus
- Essentia Health
- Mayo Clinic Health System
- Prevea Health
- UW Health
- UnityPoint Health – Meriter
- OakLeaf, St. Luke’s, Tamarack Health, ThedaCare, and more
How to Enroll
Signing up for coverage with Security Health Plan of Wisconsin is a quick and easy process.
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- Select your State, then click “Instant Quote” to get started.
- Enter your personal information into the quote form then continue.
- Find the plan you want and click “Add to Cart”.
- Then finally, enter your payment information at check out and complete the application process.
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You can also give us a call at 800-913-0172, or schedule a free phone consultation and we’ll help you get signed up for Security Health Plan.
Security Health Plan of Wisconsin Plan Features
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Gold
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Gold
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Silver
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Silver (HDHP)
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Expanded Bronze (HDHP)
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Expanded Bronze
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Bronze
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Catastrophic | |
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| HSA Eligible | No | No | No | Yes | Yes | No | No | No |
| Annual Max Out-of-Pocket (Individual) | $7,800 | $6,500 | $8,000 | $7,050 | $7,550 | $9,200 | $9,200 | $9,200 |
| Deductible (Individual) | $1,500 | $3,500 | $5,000 | $4,100 | $6,200 | $7,500 | $9,200 | $9,200 |
| Coinsurance After Deductible | 25% | 30% | 40% | 0% | 0% | 50% | 0% | 0% |
| Primary Care Visit | N/A | 1 visit/year at 100% | N/A | N/A | N/A | 3 visits/year at 100% | N/A | N/A |
| Office Visit (PCP/Specialist) | $30/$60 | $25/$75 | $40/$80 | Deductible then $25/$75 | Deductible then $75 | $50/$100 | Deductible | Deductible |
| Urgent Care | $45 | $75 | $60 | Deductible then $75 | Deductible then $75 | $75 | Deductible | Deductible |
| Care My Way® | 100% Covered | 100% Covered | 100% Covered | Subject to deductible | Subject to deductible | 100% Covered | 100% Covered | 100% Covered |
| Emergency Room | Deductible + Coinsurance | Deductible + Coinsurance | Deductible + Coinsurance | Deductible then $450 | Deductible then $450 | Deductible + Coinsurance | Deductible | Deductible |
| Maternity | Deductible + Coinsurance | Deductible + Coinsurance | Deductible + Coinsurance | Subject to deductible | Subject to deductible | Deductible + Coinsurance | Subject to deductible | Subject to deductible |
Security Health Plan Pros and Cons
Choosing the right healthcare plan means weighing both the strengths and potential limitations of each carrier.
Pros
- HSA-Compatible Options: Multiple high-deductible plans are eligible for Health Savings Accounts (HSAs), offering tax advantages and long-term savings potential.
- Award-Winning Customer Experience: Recognized with SQM’s World-Class Customer Experience Certification, proving a strong track record in support and satisfaction.
- Exceptional Provider Network: From Marshfield Clinic Health System to UW Health, Mayo Clinic, and Aspirus, plan options include access to some of Wisconsin’s top hospitals and over 9,000 providers.
- Innovative Virtual Care: Care My Way offers 24/7 access to nurse practitioners by phone, available nationwide, helping you avoid unnecessary in-person visits.
- Affordable Prescription Drug Support: With tools like Rx Savings Solutions and covered SSRIs, Security Health helps reduce out-of-pocket medication costs.
- Extra Perks & Wellness Benefits: Members can save up to $120/year on OTC products, receive eyewear discounts, and access HUSK fitness and wellness discounts.
Cons
- Limited to Wisconsin Residents: Security Health Plan is only available to people living in Wisconsin. Moving out of state may require new coverage.
- Pediatric Dental Not Included: These plans do not include pediatric dental coverage. Families needing this must purchase it separately via the Marketplace.
- Plan Complexity: With several tiers and variable networks, choosing the right plan may require extra research or professional guidance.
- Deductible Variation: High-deductible HSA-compatible plans may be challenging for those expecting frequent care or prescriptions early in the year.
Frequently Asked Questions About Security Health Plan
Q: Is Security Health Plan of Wisconsin a licensed insurance provider?
A:Yes, Security Health Plan of Wisconsin is a fully licensed health insurance provider offering Affordable Care Act (ACA)-compliant plans for individuals and families in Wisconsin.
Q: Does Security Health Plan provide nationwide coverage?
A: Security Health Plan’s service area is limited to Wisconsin, but emergency and urgent care are covered outside the state. This includes coverage for services received while traveling in the U.S.
Q: How do I know which providers are in-network?
A: Each Security Health Plan product has its own network. For example, SimplyOne uses Marshfield Clinic Health System exclusively, while the Premier plan includes Mayo Clinic, UW Health, and several other major systems.
Q: How can I pay my monthly premium?
A: Members can pay online through their My Security Health Plan account, set up automatic bank drafts, or mail in a check.
Q: Which Security Health Plan options are eligible for a Health Savings Account (HSA)?
A: Both the Silver HDH and Expanded Bronze HDH plans from Security Health Plan of Wisconsin are eligible for Health Savings Accounts. You can find information about them on the carrier website.
Q: Are pediatric dental benefits included in Security Health Plan policies?
A: No. Pediatric dental services are not included in Security Health Plan coverage. However, you can purchase stand-alone dental plans separately through the Marketplace if needed.
Q: Does Security Health Plan include mental health coverage?
A: Yes. Mental health services are covered under all Security Health Plan options. Additionally, Select plan members receive SSRIs at no cost, and all members can access free in-home treatment for PTSD and panic disorders through Freespira.
Q: Can I use my coverage while traveling?
A: Yes. If you need emergency or urgent care while away from home, your plan will cover these services, even if you’re outside of Wisconsin.
We’ve helped over 16 thousand people find health insurance or a health sharing plan.
Each customer gets the same amazing service.
Lou (Personal Benefits Manager) made me feel comfortable with the new concept of Health Sharing by being himself, honest, and sharing his own experiences.
Neil DeFrancisco
Mike Montes (Personal Benefits Manager) was a great help! He helped me to find affordable health insurance, registered me in the system, and set up automatic payments for me. He also later helped me to find a primary care provider in my area. I was really pleased with his services!
Svetlana Nakrokhina
Misty Berryman (Personal Benefits Manager) was fantastic to work with! I explained our situation/needs to her and she went through a number of options very thoroughly. We (Misty and I) worked through each of our options and determined the best path forward for my family. She is the best and any time we are in need for insurance, she will be our first call!
Travis Lawler
The process of how everything went through the process and with Leslie (Personal Benefits Manager) was great! Things went smoothly and promptly, and all the information I needed was construed concisely.
Ted Chiero
Whitney Kline (Personal Benefits Manager) was amazing and went far above my expectations in customer service. She answered every question and so far everything has been just like she said it would be!!! thank you
Wendy Skeesick
We’re Here to Help!
HSA for America can offer you free and professional advice so you can make the best choice possible regarding your health care plan. Your Personal Benefits Manager is available to answer any questions about Security Health Plans, ultimately maximizing the amount of money you can save annually while truly understanding the type of health care you will receive.
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Contact Information:
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800-913-0172
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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of the actual price is subject to the Carriers.