The Best Health Insurance and Healthshare Plans in Texas
HSA for America Offers Texas Health Plans at the Lowest Rates Available!
HEALTH INSURANCE QUOTES
Get instant access to both HSA-qualified and non-HSA options. Compare plans side by side to find the best health insurance in Florida.
**The word "HSA" will be in the plan name if the plan is HSA-qualified**
HEALTH SHARING PLAN QUOTES
Looking for an alternative to traditional insurance? Health sharing plans offer a more affordable way to make sure your family is protected from unexpected medical expenses.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans are limited to certain areas of the state, while others may only be offered during specific enrollment periods.
We have indicated the most popular option we offer in TX in the list of health insurance carriers and health sharing organizations that we represent below. Easily compare plans and rates when you run a health insurance instant quote or a healthshare instant quote.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans are not available in all areas of the state and some may be available only during certain times of the year.
If you are looking for coverage for a small group in Texas, be sure to also read this article: Best Small Business Health Insurance in Texas. And if you are looking for a DPC in Texas, check out our Texas Direct Primary Care Guide.
If you have any questions or would like free personal assistance in choosing a plan and getting enrolled, reach out directly to one of our Personal Benefits Managers that handles Texas.
Aetna
Aetna is a large health insurance company that serves 23.5 medical consumers across the U.S. Aetna believes in health equality and is working to make a difference in communities that need it most.
Altrua Healthshare
Altrua is notable for its popular RUBY plan tier. It features extremely low monthly costs, though benefits are limited as well. For example, on their cheapest plan, sharing benefits are capped at $150,000 per year.
Altrua Ruby is a particularly good match for older health share members because, unlike most plans, it does not base pricing on age.
As a faith-based health share ministry, Altrua focuses on keeping monthly contributions low while offering solid protection from major medical expenses.
Ambetter Health
Ambetter is one of the most rapidly growing health insurance companies in the country. It has become popular because of its competitive rates and reputation for customer service. Coverage includes 24-hour telehealth and incentives for healthy behavior.
Read More about Ambetter Health
Beam Benefits
Beam Benefits (previously Beam Insurance) is a leading digitally-native employee benefits company offering a full portfolio of ancillary employee benefits.
Blue Cross Blue Shield of Texas
Blue Cross Blue Shield is one of the most widely known and trusted names in the health insurance industry, and BCBS of Texas has one of the most competitive HSA plans in Texas.
The plan is popular year after year, due to the large network of doctors and hospitals and the company’s solid reputation for paying claims quickly.
Cigna Health Insurance has been considered a global leader in health care, offering various health care products over the last 25 years that now reach beyond the United States. They pride themselves on their customer relations and personalization of customer care. They are passionate about giving back to the community, and have been the recipient of many awards. Cigna offers affordably priced coverage for both HSA and non-HSA coverage.
Community Health Choice Insurance
Community Health Choice is a local, nonprofit managed care organization dedicated to improving the health and well-being of Texans.
Founded in 1997 by the Harris Health System, Community Health Choice initially provided STAR Medicaid coverage for children from low-income families. Today, the organization has grown into a comprehensive health plan provider.
DPC Direct
DPC Direct is an affordable, cost-efficient health sharing program exclusively for Direct Primary Care patients.
DPC clinics charge a low monthly fee to cover all primary care, including preventive care and unlimited doctor visits, while DPC Direct protects from emergency and hospitalization expenses. (Read more about Direct Primary Care in our Complete Guide to Direct Primary Care).
Everest
Short term health insurance plans can allow you to maintain critical health protection during life’s transition periods. Everest short term medical plans are currently available in 25 U.S. states.
Read More about Everest Short Term Medical Insurance
First Care Health Plans
Founded in Amarillo in 1985, First Care Health is a Texas-based health insurance community serving 171 counties throughout the state. In addition to affordable marketplace plans, First Care Health also operates a number of charitable events and community service projects throughout their service area. Read More About First Care Health Plans 
HSA MEC
Interested in contributing to a health savings account but you’re in a health sharing plan that isn’t HSA-eligible? Then HSA MEC may be the solution for you.
HSA MEC isn’t a health sharing plan per se. Instead, HSA MEC is an add-on to your existing health sharing plan that qualifies you to make pre-tax contributions to HSAs.
So, you can take advantage of the immense tax benefits of the health savings account.
Note: At this time, HSA MEC is only available to business owners, independent contractors, and those with verifiable income from self-employment. Those with DPC memberships are not allowed to make HSA contributions.
HSA Premium1
HSA Secure
This innovative health share plan is also HSA-compatible. HSA Secure offers great catastrophic sharing benefits, and excellent value overall.
Currently available to business owners, independent contractors, or individuals with verifiable self-employment income. (If you don’t meet these criteria, consider the CARE+ plan, which has nearly identical benefits (except it does not include certain preventative screenings) and is available to anyone, including W-2 employees and those between jobs or looking for an affordable “bridge to Medicare eligibility.”)
JHS Community
JHS Community is an excellent, low-cost choice if you want a health sharing plan focused on major and catastrophic needs and you can afford to contribute up to $10,000 to $15,000 per year in the event you unexpectedly need care.
It’s faith-based, but non-denominational. The JHS Community Divine plan is arguably the best catastrophic-focused value in the health share industry.
Medi-Share
Medi-Share is among the largest and most established health share ministries in the country, with a 25-year track record of reliable cost sharing and a 98% member satisfaction rate.
It’s an explicitly Christian organization: new members are expected to attend religious services and attest to their Statement of Faith.
National General
National General Holdings Corp, the parent company of Accident & Health, covers a wide range of insurances from car to homeowner to health. As a division of NGHC, National General Accident & Health is committed to bringing short-term and supplemental coverage to individuals and groups.
netWell Healthshare
Read More about netWell Healthshare Plans
OneShare Health
An affordable, faith-based health sharing plan with excellent maternity benefits. OneShare Health’s comprehensive Classic plan compares favorably to netWell Healthshare or Thrive.
Read More about Oneshare Health
Oneshare Cat365
The OneShare Catastrophic365 plan is a low-cost short-term healthshare plan.
Read more about OneShare Cat365
Sedera
Sedera Health has no annual or lifetime sharing caps, though certain dollar amounts and/or visit limits apply to specific types of medical care and therapies. Secular - no religious component or requirements.
United Healthcare
As a member of UnitedHealth Group Inc, the second-largest healthcare company in the world, United Healthcare is uniquely equipped to offer effective, affordable health insurance plans to individuals and businesses across the United States.
Read More about United Healthcare 
Universal Healthshare
Universal Healthshare is based on the principles of Unitarian Universalism.
This faith-based but non-denominational health sharing ministry is open to members of all faiths who agree to adhere to its statement of principles. A good choice for someone who wants a low initial non-shareable amount. Universal is a good choice for those with pre-existing conditions, with a short 1-year exclusion period, then a $50,000 cap for years 2 and 3.
Read More about Universal Healthshare
Universal Thrive
Universal Thrive’s health share offering is designed for people who want a benefits-rich plan that includes preventative care and significant sharing for primary care doctor visits.
Higher monthly costs than some other health share plans, but still much lower than unsubsidized traditional health insurance products. Compare with netWell and OneShare Health.
Read More about Universal Healthshare Universal Thrive Program
WBA Plan
WBA offers a very low-priced supplemental accident plan that will reduce your deductible for any accident to just $100. To learn more and sign up, visit the Accident Plans page.
Wellpoint, previously known as Anthem UniCare, is a trusted health insurance carrier operating across 23 states and Puerto Rico.
Serving over 3 million members, Wellpoint is committed to providing affordable, high-quality healthcare solutions.
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HSA-QUALIFIED HEALTH INSURANCE QUOTE
Quickly compare HSA-qualified health insurance plans in Florida. Look for the blue HSA symbol to find options that let you save on premiums while also enjoying tax benefits.
Choose your state below to get a free individual health insurance quote for both HSA-qualified and non-HSA health insurance plans.
HEALTH SHARING PLAN QUOTE
Explore low-cost health sharing plans in Florida—one of the most affordable ways to protect your family without relying on traditional insurance. These plans let members share medical while keeping monthly costs manageable.
Choose your state below to get a free individual quote on our low-cost health sharing plans in Florida.
Learn more about healthshare programs
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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of the actual price is subject to the Carriers.