New York Health Insurance Plans and Healthshare Programs
Explore affordable health insurance in NY and find the best healthshare programs tailored to your lifestyle and budget.
HSA for America Offers New York Health Insurance Plans and Healthshare programs at the Lowest Rates Available!
HSA-QUALIFIED HEALTH INSURANCE QUOTE
Rates shown are non-subsidized premiums. Most people will have lower rates than this after tax credits. Contact us for an exact quote.
These health insurance plans in NY are a great option if you're self-employed or want to make tax-deductible contributions to an HSA.
HEALTH SHARING PLAN QUOTE
Health sharing plans are not insurance, but a more affordable way to make sure your family is protected from unexpected medical expenses.
They offer excellent cost-sharing and flexibility, especially for those who don't qualify for ACA subsidies.
We have indicated the most popular option we offer in NY in the list of health insurance carriers and health sharing organizations that we represent below. Easily compare plans and rates when you run a health insurance instant quote or a healthshare instant quote.
Thanks to New York’s community rating law, health insurance premiums must be the same regardless of age or gender. This often results in higher premiums for younger individuals. If you’re looking for more flexible healthcare choices in NY, consider a New York healthshare program with age-based tiers.
If you have any questions or would like free personal assistance in choosing a plan and getting enrolled, reach out directly to one of our Personal Benefits Managers who handles New York.
Need help finding the best health insurance in NYC? We’re here to guide you.
Altrua Healthshare
Altrua is notable for its popular RUBY plan tier. It offers extremely low monthly costs, though it also provides limited benefits. For example, their cheapest plan caps sharing benefits at $150,000 per year.
Altrua Ruby is a particularly good match for older health share members because, unlike most plans, it does not base pricing on age.
As a faith-based health share ministry, Altrua keeps monthly contributions low. It also offers strong protection from major medical expenses.
Empire Blue Cross Blue Shield of NY
Empire Blue Cross Blue Shield started in 1934 and continues to offer a vast portfolio of health insurance plans and high-quality health care services to individuals, families, and employers in the United States.
Excellus Blue Cross Blue Shield of NY
Excellus BCBS has more than 80 years of experience within the health insurance industry. They are known for strong customer service and comprehensive health care plans for NY residents.
Healthfirst Insurance Company of New York
Healthfirst Insurance Company offers a range of ACA-approved marketplace health plans for New York residents. Options are available for both individuals and families, as well as small business owners looking for group plans.
HSA Secure
This innovative health share plan is also HSA-compatible. HSA Secure offers great catastrophic sharing benefits, and excellent value overall.
Currently available to business owners, independent contractors, or individuals with verifiable self-employment income. If you do not meet these criteria, consider the CARE+ plan. It has nearly the same benefits, but does not include some preventive screenings. Anyone can enroll.
Medi-Share
Medi-Share is one of the largest and most trusted health share ministries in the country. It has a 25-year record of reliable cost sharing. Member satisfaction is 98%.
A clearly Christian organization. New members must attend religious services. They must also affirm the Statement of Faith.
National General
National General Holdings Corp is the parent company of Accident & Health. It offers many insurance types, from auto to home to health. As a division of NGHC, National General Accident & Health provides short-term and supplemental coverage for individuals and groups.
netWell Healthshare
netWell’s popular health share plan is for people who want strong benefits. It includes preventive care and major sharing for primary care visits.
This company offers excellent customer service and fast claim paying. Compare with OneShare or JHS Community.
Read More about netWell Healthshare Plans
OneShare Health
An affordable, faith-based health sharing plan with excellent maternity benefits. OneShare Health’s comprehensive Classic plan compares favorably to netWell Healthshare or Thrive.
Read More about Oneshare Health
Sedera
Sedera Health has no annual or lifetime sharing caps, though certain dollar amounts and/or visit limits apply to specific types of medical care and therapies. Secular - no religious component or requirements.
Read More about Sedera Health Plans
United Healthcare
As part of UnitedHealth Group Inc, the world’s second-largest healthcare company, United Healthcare offers health plans. These plans are effective and affordable. They serve individuals and businesses across the United States.
Read More about United Healthcare 
Univera Healthcare
Univera offers plans for both individuals and businesses, as well as the MyHealth Medicaid program sponsored by the state of New York.
Universal Thrive
Universal Thrive’s health share plan is for people who want strong benefits. It includes preventive care and substantial sharing for primary care visits.
Higher monthly costs than some other health share plans, but still much lower than unsubsidized traditional health insurance products. Compare with netWell and OneShare Health.
Read More about Universal Healthshare Universal Thrive Program
WBA Plan
WBA offers a low-cost supplemental accident plan. It reduces your deductible to $100 for any accident. To learn more and sign up, visit the Accident Plans page.
Get an Instant Quote to Help You Find the Best Health Insurance in Your Area
HSA-QUALIFIED HEALTH INSURANCE QUOTE
Quickly compare HSA-qualified health insurance plans in your area. Look for the blue HSA symbol to find options that let you save on your monthly premium while also enjoying tax benefits.
Choose your state below to get a free individual health insurance quote for both HSA-qualified and non-HSA health insurance plans.
Learn more about available health insurance plans
For a group quote, please fill out this Census Form. Or schedule a consultation with one of our small business experts.
HEALTH SHARING PLAN QUOTE
Explore low-cost health sharing plans in your area. They are an economical way to protect your family health without traditional insurance. These plans let members share medical expenses while keeping monthly costs manageable.
Choose your state below to get a free individual quote on our low-cost health sharing plans.
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