Arizona Health Insurance Plans and Healthshare Programs
HSA for America Offers Arizona Health Insurance Plans and Healthshare programs at the Lowest Rates Available!
HEALTH INSURANCE QUOTES
Get instant access to both HSA-qualified and non-HSA options. Compare plans side by side to find the best health insurance plan in your area.
**The word "HSA" will be in the plan name if the plan is HSA-qualified**
HEALTH SHARING PLAN QUOTES
Looking for an alternative to traditional health insurance? Health sharing plans provide a more affordable way to protect your family from unexpected medical expenses.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans cover only certain parts of the state. Others may offer them only during certain enrollment periods.
We have indicated the most popular option we offer in AZ in the list of health insurance carriers and health sharing organizations that we represent below. Easily compare plans and rates when you run a health insurance instant quote or a healthshare instant quote.
Note: When you get an instant quote, you will only see plans available in your zip code. Some plans are not available in all areas of the state and some may be available only during certain times of the year.
If you have any questions or would like free personal assistance in choosing a plan and getting enrolled, reach out directly to one of our Personal Benefits Managers that handles Arizona.
Aetna
Aetna is a large health insurance company. It serves 23.5 million people across the U.S. Aetna believes in health equality. It works to help communities that need it most.
Altrua Healthshare
Altrua is notable for its popular RUBY plan tier. It offers extremely low monthly costs, though it also provides limited benefits. For example, their cheapest plan caps sharing benefits at $150,000 per year.
Altrua Ruby is a particularly good match for older health share members because, unlike most plans, it does not base pricing on age.
As a faith-based health share ministry, Altrua keeps monthly contributions low. It also offers strong protection from major medical expenses.
Ambetter Health
Ambetter is one of the most rapidly growing health insurance companies in the country. It has become popular because of its competitive rates and reputation for customer service. Coverage includes 24-hour telehealth and incentives for healthy behavior.
Read More about Ambetter Health
Ambetter Health
Antidote Health offers individual and family plans across Arizona and Ohio, each with clear Bronze, Silver, and Gold levels. The plans are straightforward: no hidden fees, no long waits, and no guessing what’s covered. Just care when you need it, wherever you are.
The most popular plan offered by Blue Cross® Blue Shield® of Arizona is their Blue Preferred Saver; an HSA qualified high deductible health plan. Blue Cross Blue Shield is an association of independent licensees, each representing the Blue Cross and Blue Shield Association in their own region. High deductible plans have always been a smart way for consumers to better manage their health care dollars.
Cigna Health Insurance has been considered a global leader in health care, offering various health care products over the last 25 years that now reach beyond the United States. They pride themselves on their customer relations and personalization of customer care. They are passionate about giving back to the community, and have been the recipient of many awards. Cigna offers affordably priced coverage for both HSA and non-HSA coverage.
DPC Direct
DPC Direct is an affordable, cost-efficient health sharing program exclusively for Direct Primary Care patients.
DPC clinics charge a low monthly fee to cover all primary care, including preventive care and unlimited doctor visits, while DPC Direct protects from emergency and hospitalization expenses. (Read more about Direct Primary Care in our Complete Guide to Direct Primary Care).
Everest
Short term health insurance plans can allow you to maintain critical health protection during life’s transition periods. Everest short term medical plans are currently available in 25 U.S. states.
Read More about Everest Short Term Medical Insurance
HSA MEC
Interested in contributing to a health savings account but you’re in a health sharing plan that isn’t HSA-eligible? Then HSA MEC may be the solution for you.
HSA MEC isn’t a health sharing plan per se. Instead, HSA MEC is an add-on to your existing health sharing plan that qualifies you to make pre-tax contributions to HSAs.
So, you can take advantage of the immense tax benefits of the health savings account.
Note: At this time, HSA MEC is only available to business owners, independent contractors, and those with verifiable income from self-employment. Those with DPC memberships are not allowed to make HSA contributions.
HSA Premium1
Our most popular HSA-compatible healthshare plan for age 50+. The HSA Premium1 healthshare combines full preventive benefits with a low-cost health sharing plan with no lifetime limits. The plan is HSA compatible, enabling you to put thousands of dollars in pre-tax money in your health savings account.
This plan is available to anyone who has self-employment income, or businesses with 3 - 49 employees. See any doctor you choose, slash prescription drug costs, and get free access to mental health care.
HSA Secure
This innovative health share plan is also HSA-compatible. HSA Secure offers great catastrophic sharing benefits, and excellent value overall.
Currently available to business owners, independent contractors, or individuals with verifiable self-employment income. If you do not meet these criteria, consider the CARE+ plan. It has nearly the same benefits, but does not include some preventive screenings. Anyone can enroll.
JHS Community
JHS Community is an excellent, low-cost choice if you want a health sharing plan focused on major and catastrophic needs and you can afford to contribute up to $10,000 to $15,000 per year in the event you unexpectedly need care.
It’s faith-based, but non-denominational. The JHS Community Divine plan is arguably the best catastrophic-focused value in the health share industry.
Medi-Share
Medi-Share is one of the largest and most trusted health share ministries in the country. It has a 25-year record of reliable cost sharing. Member satisfaction is 98%.
A clearly Christian organization. New members must attend religious services. They must also affirm the Statement of Faith.
National General
National General Holdings Corp is the parent company of Accident & Health. It offers many insurance types, from auto to home to health. As a division of NGHC, National General Accident & Health provides short-term and supplemental coverage for individuals and groups.
netWell Healthshare
Read More about netWell Healthshare Plans
OneShare Health
An affordable, faith-based health sharing plan with excellent maternity benefits. OneShare Health’s comprehensive Classic plan compares favorably to netWell Healthshare or Thrive.
Read More about Oneshare Health
Sedera
Sedera Health has no annual or lifetime sharing caps. Some medical care and therapies have dollar or visit limits. Secular - no religious component or requirements.
United Healthcare
As part of UnitedHealth Group Inc, the world’s second-largest healthcare company, United Healthcare offers health plans. These plans are effective and affordable. They serve individuals and businesses across the United States.
Read More about United Healthcare
Universal Thrive
Universal Thrive’s health share offering is designed for people who want a benefits-rich plan that includes preventative care and significant sharing for primary care doctor visits.
Higher monthly costs than some other health share plans, but still much lower than unsubsidized traditional health insurance products. Compare with netWell and OneShare Health.
Read More about Universal Healthshare Universal Thrive Program
WBA Plan
WBA offers a low-cost supplemental accident plan. It reduces your deductible to $100 for any accident. To learn more and sign up, visit the Accident Plans page.
Get an Instant Quote to Help You Find the Best Health Insurance in Your Area
HSA-QUALIFIED HEALTH INSURANCE QUOTE
Quickly compare HSA-qualified health insurance plans in your area. Look for the blue HSA symbol to find options that let you save on premiums while also enjoying tax benefits.
Choose your state below to get a free individual health insurance quote for both HSA-qualified and non-HSA health insurance plans.
Learn more about available health insurance plans
For a quote on a group, please fill out this Census Form or schedule a consultation with one of our small business experts.
HEALTH SHARING PLAN QUOTE
Explore low-cost health sharing plans in your area. They are an economical way to protect your family without traditional insurance. These plans let members share medical expenses while keeping monthly costs manageable.
Choose your state below to get a free individual quote on our low-cost health sharing plans.
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