Available Healthshare Options at HSA for America

Altrua is notable for its popular RUBY plan tier. It features extremely low monthly costs, though benefits are limited as well. 

For example, sharing benefits are capped at $150,000 per year. Unlike most other Altrua is a particularly good match for older health share members because it doesn’t have age banding.

Read More about Altrua Healthshare

DPC Direct is an affordable, cost-efficient health sharing program exclusively for Direct Primary Care patients. 

DPC clinics charge a low monthly fee to cover all primary care, including preventive care and unlimited doctor visits, while the DPC Direct protects from emergency and hospitalization expenses. (Read more about Direct Primary Care in our Complete Guide to Direct Primary Care).

Read More about DPC Direct

Interested in contributing to a health savings account but you’re in a health sharing plan that isn’t HSA-eligible? Then HSA MEC may be the solution for you.

HSA MEC isn’t a health sharing plan per se. Instead, HSA MEC is an add-on to your existing health sharing plan that qualifies you to make pre-tax contributions to HSAs.

So you can take advantage of the immense tax benefits of the health savings account.

Note: At this time, HSA MEC is only available to business owners, independent contractors, and those with verifiable income from self-employment. Those with DPC memberships are not allowed to make HSA contributions.

Read More about HSA MEC

JHS Community is an excellent, very low-cost choice if you want a health sharing plan focused on major and catastrophic needs and you can afford to contribute up to $10,000 to $15,000 per year in the event you unexpectedly need care.

It’s faith-based, but non-denominational. The JHS Community Divine plan is arguably the best catastrophic-focused value in the health share industry.

Read More about JHS Community...

Medi-Share is among the largest and most established health share ministries in the country, with a 25-year track record of reliable cost sharing and a 98% member satisfaction rate.

It’s an explicitly Christian organization: new members are expected to attend religious services and attest to their Statement of Faith.

Read More about Medi-Share

One of our most popular healthshare plans, netWell has a great comprehensive option (Elite+) for those who want a broad plan with a wide range of benefits that includes doctor visits and preventative care. The Elite+ tier also has excellent maternity benefits.

netWell’s “Advantage” tier also works well for those who want lower costs and more focus on catastrophic care.

Both tiers include access to an extensive pharmaceutical discount plan with hundreds of generics available for free. Compare this with Prosper or OneShare Health.

Read More about netWell Healthshare Plans   

An affordable, faith-based health sharing plan with excellent maternity benefits. OneShare Health’s comprehensive Classic plan compares favorably to netWell Healthshare or Prosper.

Read More about Oneshare Health

Sedera Health has one of the shortest waiting periods for pre-existing conditions (36 months) in the health share industry. 

No annual or lifetime sharing caps, though certain dollar amounts and/or visit limits apply to specific types of medical care and therapies. Secular - no religious component or requirement.

Read More about Sedera Health Plans

Prosper’s  health share offering is designed for people who want a benefits-rich plan that includes preventative care and significant sharing for primary care doctor visits. 

Higher monthly costs than some other health share plans, but still much lower than unsubsidized traditional health insurance products. Compare with netWell and OneShare Health.

Read More about Universal Healthshare Prosper Program

WBA offers a very low-priced supplemental accident plan that will reduce your deductible for any accident, to just $100. To learn more and sign up, visit the Accident Plans page.

Read More about WBA Plans