Select Health Insurance
Read Reviews, Plan Information, FAQs, & Get Instant Quotes!
By Lou Spatafore – Updated April 10th, 2025
Reviewed by Whitney Kline – Fact checked by Wiley Long
All About Select Health Insurance
Select Health insurance is one of the fastest-growing health providers in Colorado, offering affordable, high-quality coverage for individuals and families.
With a strong reputation built over 40 years, Select Health is known for its comprehensive benefits, top-tier provider network, and member-focused perks.
What makes Select Health stand out? $0 virtual visits for primary care and mental health (on most plans), free preventive care, and access to leading healthcare providers like Intermountain Health, UCHealth, and AdventHealth. Their plans are designed to keep costs low while ensuring members receive the care they need.
Beyond just insurance, Select Health rewards healthy habits. Members can earn up to $580 per year through wellness incentives, making healthcare not only more affordable but also more rewarding. With a wide range of plan options and strong customer support, Select Health is quickly becoming a preferred choice for Colorado residents.
Comprehensive Provider Network
Select Health gives members access to 50+ facilities and 9,000+ providers in Colorado, including Intermountain Health, UCHealth, and Monument Health.
Affordable Virtual Care
Most plans include $0 virtual visits for primary care and mental health. 24/7 urgent care is available through Intermountain Connect Care and UCHealth.
Wellness Rewards Program
Members can earn up to $580 per year for completing wellness activities. Stay active, get rewarded, and lower healthcare costs.
Preventive Care Coverage
Preventive services are 100% covered, including check-ups, screenings, and vaccines. Stay healthy with no extra out-of-pocket costs.
Flexible Plan Options
Choose from Copay Plans with predictable costs or HSA-Compatible High Deductible Plans for tax savings and long-term benefits.
Prescription Drug Coverage
$0 copay for Tier 1 preventive drugs and essential generic medications.
Exclusive Member Discounts
Get discounts on fitness gear and equipment. Save money while investing in a healthier lifestyle.
Select Health Insurance Plans
Individual and Family Plans
Select Health offers Bronze, Silver, and Gold plans, along with Colorado Option plans for more structured pricing. Plans are available through Connect for Health Colorado, making enrollment simple.
Eligible members get Cost-Share Reductions, lowering out-of-pocket costs for deductibles, copays, and coinsurance. These plans provide affordable, flexible coverage for individuals and families.
Medicare Advantage Plans
Select Health’s Medicare Advantage plans cover medical, dental, vision, and prescriptions—all in one plan. Members enjoy $0 copays for primary care and select services, making routine visits more affordable.
Rx Savings Solutions helps lower prescription costs by finding cheaper medication alternatives. These plans give comprehensive coverage with cost-saving benefits for Medicare-eligible individuals.
Dual Special Needs Plans
(D-SNP)
For individuals with both Medicare and Medicaid, Select Health offers $0 premiums, copays, and deductibles. Members receive enhanced dental and vision coverage, ensuring access to essential care. These plans provide a complete solution for those needing extra financial support.
Get a Quote & Enroll in Select Health Insurance Today
Thousands of Colorado residents trust Select Health for affordable, high-quality coverage.
With multiple plan options and financial assistance available, finding the right plan has never been easier.
-
-
- Select your State above, then click “Instant Quote” to get started.
- Enter your personal information into the quote form, then click the “Show Quotes Now” button.
- Find the plan you want and click the “Add to Cart” button.
- Scroll down to the very bottom of the quotes and click the “View Cart” button.
- Then click the “Checkout” button and follow the instructions.
-
Need Help?
You can also give us a call at 800-913-0172, or schedule a free phone consultation and we’ll help you get signed up for a Select Health plan.
Choosing the Right Select Health Insurance Plan
Plan Features | Select Health |
|---|---|
| Deductible | Varies by plan; as low as $0 on some Gold plans. |
| Copays | PCP: $30, Specialist: $90, Urgent Care: $45 |
| Preventive Care | 100% covered with no copay or deductible |
| Virtual Visits | $0 for primary care, mental health, and urgent care |
| Prescription Drugs | $0 for preventive drugs; 6-tier system in 2025 |
| Out-of-Pocket Max | Individual: $9,450; Family: $18,900 (Silver plan) |
| Inpatient Hospital | $3,150/day after deductible (3-day max copay) |
| Emergency Room | $1,500 copay after deductible |
| HMO/PPO Network | HMO-based; network includes Intermountain Health, UCHealth, and AdventHealth |
| Maternity Coverage | Covered under all ACA-compliant plans |
| Specialist Visits | $90 copay after deductible |
| Rehabilitation Services | Covered; costs vary by plan |
| Mental Health Services | $0 virtual therapy visits; in-person visits vary by plan. |
Select Health Insurance Pros & Cons
Select Health Insurance Pros
- Many members appreciate Select Health’s fair claims handling and commendable customer service.
- Access to renowned providers like Intermountain Health, UCHealth, and AdventHealth ensures quality care.
- Offers various plans, including HSA-compatible options, catering to different budget needs.
- Provides free preventive services, promoting overall health and early issue detection.
- Members can earn up to $580 annually by participating in approved wellness activities.
Select Health Insurance Cons
- Limited options for Health Savings Account (HSA)-qualified high-deductible health plans (for an HSA-qualifying plan that uses the cost-saving health sharing approach, consider the HSA Secure plan.)
- Primarily operates in Utah, Idaho, Nevada, and Colorado, which may limit access for those outside these areas.
- Some plans may have network limitations, requiring members to use specific providers to receive full benefits.
- While many reviews are positive, some members have reported issues with coverage and claims processing.
Maximize Your Select Health Insurance Plan with an HSA
If you choose an HSA-qualified plan, you can take your Select Health coverage to the next level by pairing it with a Health Savings Account (HSA).
With an HSA-qualified High Deductible Health Plan (HDHP), you can save on taxes, reduce healthcare costs, and build long-term financial security.
Why Pair Select Health Insurance with an HSA?
Tax Savings
Contributions are tax-deductible, and withdrawals for medical expenses are tax-free, lowering your overall tax burden.
Investment Growth
HSA funds roll over every year, and you can invest your savings tax-free for long-term financial security.
Lower Monthly Premiums
HSA-compatible HDHPs often come with lower premiums, helping you save on upfront healthcare costs.
More Flexibility
Use HSA funds to cover deductibles, copays, prescriptions, dental, vision, and more—without tax penalties.
If you choose an HSA-qualified plan, pairing your Select Health plan with an HSA will give you greater control over your healthcare spending and future financial well-being.
Select Health Insurance FAQs
Q: How does Select Health support preventive care?
A: Select Health covers routine screenings, annual check-ups, immunizations, and wellness exams at 100% on most plans. Preventive care also includes screenings for cancer, diabetes, and cholesterol, ensuring early detection and better long-term health.
Q: How can I manage my health plan online?
A: By logging into the Select Health Member Portal, you can track claims, view benefits, pay premiums, update personal info, and download your ID card. The mobile app also provides easy access to coverage details on the go.
Q: How do I find a specialist within the network?
A: Use the “Find a Doctor” tool on Select Health’s website to search for in-network specialists by location, specialty, and provider name. You can also call Member Services for help selecting the right specialist based on your condition.
Q: What support is available for mental health?
A: Select Health offers $0 virtual therapy visits on most plans, in-network counseling, and crisis support. Members also get access to Behavioral Health Advocates who help find therapists, manage mental health treatments, and connect to additional resources.
Q: How can I estimate the cost of a medical procedure?
A: The Select Health cost estimator tool provides real-time estimates based on your plan, provider, and location. It helps members compare costs for surgeries, imaging, and outpatient treatments, ensuring transparency and better financial planning.
Q: What wellness resources are available to members?
A: Members can access wellness rewards, fitness discounts, and personalized health coaching. Select Health also offers chronic disease management programs, mental health support, and virtual wellness tools to encourage healthier lifestyles and proactive healthcare habits.
Q: Does Select Health offer virtual care options?
A: Yes, members get $0 virtual visits for primary care, urgent care, and mental health on most plans. Virtual care lets you see a provider 24/7 from home via phone or video, saving time and money.
Q: Are there programs for managing chronic conditions?
A: Select Health provides personalized care management for diabetes, heart disease, and other chronic conditions. Members get one-on-one coaching, medication management, and preventive screenings to help improve their long-term health and quality of life.
Q: What should I know about prescription drug coverage?
A: Select Health uses a six-tier prescription drug system to ensure cost-effective medication access. Preventive drugs have $0 copays, and members can use Rx Savings Solutions to compare prices, find lower-cost alternatives, and maximize their pharmacy benefits.
Q: What languages does Select Health support for member services?
A: Select Health provides customer support in multiple languages, including Spanish. Members can also request free interpreter services for calls, medical visits, and documents to ensure they fully understand their coverage and healthcare options.
We’ve helped over 16 thousand people find health insurance or a health sharing plan.
Each customer gets the same amazing service.
Lou (Personal Benefits Manager) made me feel comfortable with the new concept of Health Sharing by being himself, honest, and sharing his own experiences.
Neil DeFrancisco, MD
Mike Montes (Personal Benefits Manager) is my go-to referral for my clients.
Daniel DuBois, TN
Misty Berryman (Personal Benefits Manager) was fantastic to work with! I explained our situation/needs to her and she went through a number of options very thoroughly. We (Misty and I) worked through each of our options and determined the best path forward for my family. She is the best and any time we are in need for insurance, she will be our first call!
Travis Lawler, TX
The process of how everything went through the process and with Leslie (Personal Benefits Manager) was great! Things went smoothly and promptly, and all the information I needed was construed concisely.
Ted Chiero, WI
Whitney Kline (Personal Benefits Manager) was amazing and went far above my expectations in customer service. She answered every question and so far everything has been just like she said it would be!!! thank you
Wendy Skeesick, LA
We’re Here to Help!
HSA for America can offer you free and professional advice so you can make the best choice possible regarding your health care plan. Your Personal Benefits Manager is available to answer any questions about Select Health Colorado insurance plans, ultimately maximizing the amount of money you can save annually while truly understanding the type of health care you will receive.
Select Health Insurance Reviews
Note: Your email will not be displayed - for verification purposes only
There are no reviews yet. Be the first one to write one.
Available Plans | HSA Info | Healthshare Info | FAQS | Blog | About Us | Contact Us | Privacy Policy | Agents Needed
Contact Information:
1001-A E. Harmony Rd #519 Fort Collins, CO 80525
800-913-0172
[email protected]
Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.