HSA for America Privacy Policy

We only collect information that you voluntarily provide, in order to present you with an instant health insurance quote, newsletter subscription, special reports, or other information you request from us.  When visiting our website, only you choose when to voluntarily provide us with personal information.  We do not collect personal information in any deceptive ways.

Instant Quote Information

When you run an instant quote, you must provide us with information about yourself.  This information is needed in order to determine available plans and quotes for your individual situation.  We may contact you occasionally via email to inform you about ways to reduce your health insurance and medical expenses.

Email Information

We find email is the best and easiest way to communicate with our customers, and we want to make the process as easy as possible.  If you choose to correspond with us through email, we will not share your email address with any third party.

Newsletter and Free Report Information

When you sign up for our Maximize Your HSA newsletter or any one of our free reports, your personal information will never be sold or distributed to a third party.  We may contact you occasionally via email to inform you about Health Savings Accounts.

Application Information

All of your personal information on any application you submit with HSA for America will only be shared with the insurance company of the plan for which you are applying.

Generally, we use personal information for purposes of managing and expanding our business activities, providing customer service and making available other products and services to our customers and prospective customers.  Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services and special offers we think you will find valuable.

Choice/Opt-out

All of our email correspondence will give you an option to Opt-out of future emailings at the bottom of the email.

Secure Information Transmissions

The information you enter on our Website is transmitted securely via Secure Sockets Layer SSL, 128 bit encryption services.  Pages utilizing this technology will have URLs that start with HTTPS instead of HTTP.  Please contact us if you have any questions or concerns.

How Can You Access and Correct Your Information?

You may request access to all your personally identifiable information that we collect online and maintain in our database by contacting us, see the above contact information.

What About Other Web Sites Linked to Our Web Site?

We are not responsible for the practices employed by websites linked to or from our website nor the information or content contained therein.  Often links to other websites are provided solely as pointers to information on topics that may be useful to the users of our website.  Please remember that when you use a link to go from our website to another website, our Privacy Policy is no longer in effect.  Your browsing and interaction on any other website, including websites which have a link on our website, is subject to that Website’s own rules and policies.  Please read over those rules and policies before proceeding.

Your Consent

By using our website you consent to our collection and use of your personal information as described in this Privacy Policy.  If we change our privacy policies and procedures, we will post those changes on our website to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it.  At any time you may request to view any and all changes and updates, via surface mail.

Notification of Changes

We reserve the right to change this notice and make the new notice apply to information we already have as well as any information we receive in the future.  We will post a copy of our current notice here on our website.  The notice will contain the effective date on the first page, in the top right-hand corner.

Our No-Risk, Extremely Satisfied, Money-Back Guarantee

We are so confident that doing business with HSA for America will save you time, money, and frustration, that we guarantee it. If you purchase a health insurance plan from HSA for America and are not totally blown away by the service you receive from us before you apply, while your application is in the approval process, or up to 10 days after you receive your policy, you may cancel and receive an 100% refund.

In return for providing outstanding service and helping you continue to save money, we expect you to be a client for life, and to refer your friends our way as well!

Delivery Method and Timing

Once you have scheduled your consultation, we will contact you by phone promptly at the scheduled appointment time, and take you through our seven step Health Coverage Optimization Program, in order to determine:

• Which insurance companies or healthshare plans will offer the best value for your needs
• Which plan deductibles, coinsurance options, and elective options you should consider
• Any underwriting issues that may affect which company you wish to apply with
• What your contribution plans are for your HSA, and which administrator would best meet your needs