OneShare Health Review – 2025 Update

OneShare Health is a medical cost-sharing community that provides low-cost healthshare plans. OneShare Health is not insurance, but rather a Health Care Sharing Ministry that is dedicated to providing a more affordable path to healthcare.

OneShare Health is not insurance, but rather a Health Care Sharing Ministry that is dedicated to providing a more affordable path to healthcare.

In this OneShare Health review, we will look at the different available plan options, as well as the primary risks and benefits of choosing OneShare.

OneShare Health Review: Why OneShare is Considerably More Affordable than Health Insurance

Skipping right to the real meat of the story: a plan with OneShare Health is going to save you money.

On average it will cost about half as much per month as an unsubsidized insurance plan. Under the Affordable Care Act (ACA), subsidies are only available to certain people. Make even $1 too much, and you’re left out. These unsubsidized plans can be devastatingly expensive, and the result is that many people have decided to just go uninsured.

Forcing everybody into the same plan does not work. As a cheaper, simpler alternative to health insurance, OneShare makes it possible for everyone to find a coverage option that works for them. Even among other healthcare sharing programs, OneShare Health has emerged as one of the most impressive to insurance professionals and policyholders alike.

Compare Pricing on the Best HealthShare Plans Available

What is Health Care Sharing, & Why Is Everyone Talking About it?

Known as Health Care Sharing Ministries (HCSMs) or simply Health Sharing Programs, plans like the ones offered through OneShare are actually not health insurance at all. Instead they are a membership-based group that provides cost-sharing services in exchange for a monthly membership contribution.

This definition under the law means that health sharing isn’t regulated the way health insurance is. This increased flexibility alongside the lower cost that has made health sharing increasingly popular.

Is Health Care Cost Sharing Right for Me?

Most of us humans learn early on that there is no such thing as free money.

Thus far this is just as much the case with health insurance as it is with anything else. The reduced monthly costs of health care sharing programs are partially due to the reduced coverage options that are offered, as well as the more significant membership and qualification restrictions.

For example, healthshare plans are not required to cover birth control, preventative care, or even pre-existing conditions. This means that health sharing is not the best option for everyone, and if that’s the case for you, we’ll be sure to let you know.

OneShare Health Benefits in 2024

OneShare Health offers a comprehensive suite of features and benefits aimed at providing its members with affordable and accessible healthcare solutions. 

Let’s take a look at some of the benefits you’re sure to get when you sign up to OneShare Health:

1. Yearly Exams

OneShare Health understands the importance of preventive care in maintaining overall health and well-being. 

Members have access to annual preventative exams, including physicals, GYN visits, and immunizations, which become eligible for sharing after a 180-day waiting period. This way you can identify and address potential health issues before they escalate.

2. Telemedicine

With OneShare Health, you can conveniently consult with a doctor 24/7 for acute care needs through telemedicine services. 

This allows you to receive medical advice, diagnosis, and even prescriptions if medically appropriate, all with a $0 fully shared consult fee.  

3. Medical Care – from Primary Care to Hospitalization

OneShare Health offers a wide range of affordable health care services including primary care, specialists, urgent care, hospitals, outpatient therapy, and more, depending on the program enrolled in. 

This flexibility ensures that you have access to care when you need it, without the restrictions often associated with traditional health insurance plans.

4. Preventative Care

Members enrolled in the Classic program benefit from 100% shared coverage for preventive care services, up to $1,000. 

This includes screenings, vaccinations, and other preventive measures aimed at maintaining optimal health and preventing chronic conditions.

5. Diabetic Discount Supplies 

OneShare Health provides diabetic members with access to discounted supplies, offering up to 75% off retail prices. This ensures that members can manage their condition effectively while minimizing out-of-pocket expenses.

6. Disposable Medical Supplies 

Members can enjoy discounts of 20% to 40% off retail prices on disposable medical supplies, including items essential for managing various health conditions and improving quality of life.

7. Dental Discount Services

Dental health is an integral part of overall well-being, and OneShare Health recognizes this by offering dental discount services. 

You can save up to 50% on most dental procedures, including routine oral exams, cleanings, and major work such as root canals, crowns, and dentures. Additionally, orthodontic treatments are discounted by 20%.

8. Prescription Discounts

Access to affordable prescription medications is vital for maintaining health, and OneShare Health provides members with access to over 60,000 pharmacies nationwide. 

Members can enjoy significant discounts of 15% to 80% on generic drugs and 15% to 25% on brand-name medications, ensuring that essential medications are accessible and affordable.

9. Vision Discounts

Eye health is equally important, and OneShare Health offers vision discount services to its members. 

With savings of up to 50% off the retail price of eyewear, including exams, eyewear, and contact lenses from a vast network of providers nationwide, you can maintain optimal vision health without breaking the bank.

10. Special Services

Oneshare Health provides special services for users such as a dedicated prayer line and support call line to receive encouragement and prayers during their time of need.

Why We Recommend OneShare Over Other HCSMs

One of the unfortunate truths about health care sharing is that there are not as many options as there used to be, so it says a lot that OneShare is currently one of the fastest growing health sharing programs in the country.

Here’s why:

OneShare Health Sharing Programs

OneShare Catastrophic [Most Affordable]

For people who are in good health and plan on maintaining a healthy lifestyle, the OneShare Catastrophic Plan starts at $115 per month and provides only the most important health services.

OneShare Classic [Most Popular]

The OneShare Classic Plan has the best balance of service options and overall costs. It also offers preventative care services that most health sharing programs simply do not. The comprehensive benefits and low cost make this the most popular option.

OneShare Complete [Most Comprehensive]

The Complete plan offers the most amount of services as well as adequate coverage for people with ongoing health issues and concerns.

Learn More About Healthcare Sharing

We published this OneShare review because we’ve been impressed by the company for a number of reasons. But it is not the only health cost sharing program that we offer. Nor is health sharing in general the only option for anyone looking to reduce their healthcare expenses. With a quick phone call, our experts can walk you through all the options on the table so that you can feel confident enough to make the call for yourself.

Here are some additional articles on healthsharing programs: Best Healthshare Plans Comparison Guide 2025 | 4 Reasons Why the Popularity of Healthshare Programs is Skyrockeeting | Health Care Sharing Ministries: An Affordable Alternative to Traditional Insurance

Here are some additional pages related to this article: OneShare Health Main Page | OneShare Statement of Belief

You can also visit HSA for America for immediate information on other ways we can help you formulate your health care strategies.