Max Out Your Allowable HSA Family Contributions With This One Weird Trick!
If you’re covered under a high-deductible health plan, maximizing your HSA family contributions is a great way to accumulate savings and shelter money from the IRS at the same time. In fact, maxing out your HSA contribution for the year is one of the most...
How to Budget for Employee Benefits: A Guide for Business Owners
Wondering how to budget for employee benefits at a time when costs and employee expectations are increasing? The job market in the USA is competitive – attracting and retaining top talent depends on more than just offering staff competitive salaries. Team members want...
How to Avoid the ACA Shared Responsibility Penalty
If you’re an applicable large employer (ALE) under the Affordable Care Act, you’re required to offer a qualified group health plan or face the ACA shared responsibility penalty. This requirement is also known as the ACA employer mandate. If you don’t comply, and your...
The Most Effective Employer Strategies for Cost Containment in Healthcare
Cost containment in healthcare benefits is becoming increasingly critical for employers of all sizes. Cost Containment in Healthcare In 2025, the average annual premium for family coverage under employer-sponsored health plans exceeds $25,000. This represents a 20%...
How to Escape the Health Insurance Scam
Have you been caught by the health insurance scam—paying high premiums, dealing with endless red tape, and still facing massive out-of-pocket costs? You’re not alone. Many people feel trapped in a system that seems designed to benefit big insurance companies rather...
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For over 20 years we’ve helped individuals, families, and small businesses – most often with 30 employees or less – find dramatically better healthcare solutions that lower their costs and increase their healthcare freedom.
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