Altrua HealthShare

I’ve been a member of Altrua HealthShare for about a year, and the enrollment process was very easy. The representatives were friendly and explained how the program worked, including what was covered and what wasn’t. I appreciated that they were upfront about the limitations, so I felt informed before I joined. I didn’t have any trouble signing up, and the whole process was quick and painless.

It has been relatively affordable, but the claims process needed to be more convenient than expected. Navigating through the paperwork and documentation required for reimbursement has been time-consuming and, at times, confusing. Streamlining the claims process would significantly enhance the overall customer experience. While the coverage meets our needs, the administrative hassles have yet to detract from our overall satisfaction with the plan.

Altrua is a scam. They don’t even deserve a 1/5. We were members for years and their ambiguity and deceitfulness is beyond words. In most recent events, our son broke his arm and Altrua has manipulated, lied, avoided, and ignored our coverage leaving us exposed to a hospital and their collections department. We have paid the MRA in full plus a thousand dollars extra and Altrua still is avoiding their responsibility. Altrua staff play dumb by telling us they lost files or didn’t receive files. They claim to be making payment to the hospital and suddenly checks are lost in transit. This is not a Christian or a reputable business. This is a clown show. We have the most expensive plan you can buy at around 0 monthly and it gets you nothing but stress and neglect. My wife has been spending hundreds of hours talking to Altrua team who all claim docs are missing or have no knowledge. It’s like dealing with idiots and unprofessional jokesters daily. They blame everyone but themselves. They offer no support. Every answer is ambiguous. Anyone that uses them needs to know that your premiums are going up in smoke. This isn’t a health share. It’s a scam where to you pay and trust and find out you have zero coverage and support. Run away as fast as you can.

I went to the doctor with a nasty sinus problem. When I sent the bill to Altrua, they assumed I blew out my sinuses snorting cocaine (this is a lie) and denied the claim. Later, I got diagnosed with granulomatosis (Wegener’s disease) which is an autoimmune disorder that attacks sinuses and the upper respiratory system. But they stll fought me. The bill wound up in collections, ruining my credit. This never would have happened with Blue Cross. I wound up switching back. Premiums are higher, but you get what you pay for.

I have 15 employees. We started offering Altrua healthsharing as an alternative to our group health insurance plan that was easier for our workers to afford. So far it’s been a big hit. It saves both the company and the employees money. We were able to take some of the money we saved and reinvest it back into our employee benefits package with health reimbursement arrangements and hospital insurance. So far very happy with the value that Altrua provides.

Caveat: Nobody’s had a big medical emergency yet! We’ll be watchint to see how well they do when it counts!

I had a complicated medical situation. Plus my doctor’s office never heard of Altrua, so that was stressful. I called the companyt and spoke with Anna who was very patient and helped me. I had the Ruby plan so I had to pay a lot but they reimbursed me what they were supposed to.

My husband and joined Altrua because it saved us 400 every month compared to our medical plan from before. We don’t get an obamacare subsidy, so we couldn’t afford the exchange. Our new plan works well for us, especially with a direct primary care plan. Now we can save more for a house!

Altrua sucks! I had to go to the ER. I got discharged that night. Didn’t think anything of it. I got a bill in the mail a couple of weeks later. I sent it in to Altrua for healthsharing, and they rejected it on a technicality because I didn’t contact them within 96 hours.

I dropped them and went with someone else.

Our last healthshare company went out of business last year so we had to find a new one. Only went with Altrua because of a recommendation from another business owner. We’re pretty happy with them so far. The plans are bit more expensive but not by much. We dealt with our first cost sharing requests this week and everything went smoothly.

My husband and I signed up last year. They’ve been okay so far. We’re in one of the upper-level plans and we’re only paying a few hundred bucks a month. It’s way better than our old insurance plan. But we had to set aside some money to cover our Member Amount, which is what we have to pay before the plan kicks in.

My Altrua program has a $1,000,000 sharing limit. I thought that was a lot when I signed up, but now, I’m not so sure. Hospitals are charging a lot these days and I’m worried how much it will cost if I get into a car accident or something. I don’t know. Other than that, I guess they are okay. I only have to pay about $200 per month.

Have had altrua diamond for a few years felt safe that i had a policy. until I called for help to find a podiatry. I looked up their list 2 pages none of the doctor offices have heard of them.So I called altrua for help in locating a doctor that they might help me pay for. they told me to have doctors submit a form to them. These people will not help me . I am in pain and without help with my foot i can no longer help my disabled wife push her wheelchair. also the damond level seems to be worthless. maybe i did not pray enough for help from this company. But pay i do they love the money i spend.

When the pandemic hit almost my entire family stopped going to the doctor. Altrua gives us free telehealth, which makes it easy to consult with a professional without having to drive anywhere. I’m in the cheapest plan they have, and I still get telemedicine included.

After a few years with Altrua I decided to upgrade to the Diamond membership. It’s the only health sharing plan that I know of that has maternity and adoption benefits. It’s more expensive than what I used to be in but I know that it’s worth it.

The Diamond and Emerald plans are pretty impressive, especially for a health sharing program. They’re some of the only plans that have sharing options for maternity, adoption, and even funeral needs. The Diamond plan is definitely more expensive than the others, but it’s still keeping my family well-protected for a lot less than those ACA plans.

I’m pretty happy with our Altrua plan. We had tried health sharing once before, but once we decided to have a kid, we knew we’d need a program with better benefits. Our Altrua Diamond program has coverage for both pregnancy and adoption, with an MRA (kind of like a deductible) that we could afford. With my husband and I we’re only paying about $400 per month, which is way better than our old insurance plan.

Altrua has a lifetime sharing limit of $1,000,000. That might seem like a lot, but with what hospitals are charging these days, who knows. Anyway, the Ruby-level program is one of the most affordable healthshare options on the market. It’s only about $100 a month, so that makes it worth it for me in the end.

I originally gave Altrua a 4/5 because my daughter got sick as we were about to run out of sharing for office visits. Then they told me that our family program means that all of our office visits are pooled. Since the rest us haven’t had to see the doctor this year, my daughter can use those visits instead, and all we have to pay is the $45 MRA.

One of the only reasons I ended up with Altrua is because of the 30-day trial. I just wanted to see how everything worked, and how good the customer service was. I didn’t have any medical expenses during that time, but it was clear that these were the people that I wanted handling my healthcare.