OneShare Health Programs

OneShare Health offers excellent healthcare options with a variety of plans to choose from. The coverage is comprehensive, and their customer service is top-notch. The only reason for not giving it 5 stars is the pricing, which can be a bit high.

OneShare Health Plans has provided me with affordable coverage, and I appreciate their commitment to transparency. My only concern is the waiting period for pre-existing conditions. Overall, it’s a solid choice for those looking for a unique approach to healthcare.

Our family of 4 has been enrolled with OneShare for almost 4 years. It’s perfect for not only basic medical needs but catastrophic as well. Their customer service team is always very helpful and the amount of money we have saved is a true blessing. Would definitely recommend!

OneShare Health Care Sharing Programs offer an interesting approach to healthcare costs, and I appreciate the sense of community. However, I’m rating them at four stars because the limitations on coverage and the paperwork involved in the reimbursement process can be a bit frustrating. It’s not as straightforward as I would like it to be.

We have had Oneshare for over a year now and everything seems to be working just fine. However, we have not had to make a claim yet, so I guess we’ll find out when that day comes.

Like some other people whose reviews I read, I was struggling because I was paying full price for health insurance. I’m an independent contractor, and I make too much money for an Obamacare plan. I was paying 1200/month for a family plan, which was ridiculous and they still didn’t cover everything I needed! So I went to look into my options.

With OneShare, my premiums fell to just under 750 per month! WIth no 20% coinsurance, and almost the same deductible or whatever they call it. Haven’t had to use it yet, though. So we’ll find out when the “Rubber meets the road,” so to speak.

My wife and I are Christian and strongly pro-life. We didn’t want to support an Obamacare insurance company or anyone else that covered abortions. So we looked around at several faith-based health sharing ministries. We considered several, and we chose OneShare.

They aren’t perfect. We’ve had some issues in the past getting an ER bill paid. Our dermatologist’s office wouldn’t work with us. But that’s because they didn’t understand how health sharing programs work. Once we ironed that out the process was pretty easy.

I don’t understand why people are rating this company based on the ease of sign up- OF COURSE that will be a great experience; they want your money!!! Might want to wait until you ACTUALLY need to use it before doing so…

If I could give them ZERO stars, I would. Be prepared to not have A CLUE in how much they will ‘share’, if anything, towards medical claims. They also do not have EDUCATED staff to review medical records before making determinations as to what qualifies or breaks their ‘rules’. I was involved in a NO-FAULT accident, shattered my pelvis on both sides, had to be transported to the hospital via ambulance and spent 4 days there. The medical bills were HUGE. They first tried to get me to work with the hospital and get financial relief (I was out of work for the 1st and only time in my life due to Covid and business basically shutting down) so they could get out of sharing anything- The hospital didn’t buy that and said Altrua had to FIRST contribute and whatever was remaining they would work with me on. Fast-forward and they then DENIED ALL CLAIMS, stating ‘excessive alcohol’ use. When you sign up for this membership, and in order to remain eligible for sharing you have to live a healthy lifestyle- No smoking, no excessive alcohol… The medical records team read my blood test wrong!!! 24ml equates to a .02 BAC. It even said on the test result ‘null / none found’. But they conveniently ignored that, either played stupid or truly weren’t smart enough to convert it and *decided* that my BAC was .24. After hours and hours of phone calls, 4 appeal letters explaining this…. They FINALLY started sharing. But they screwed me ROYALLY- Because bills went unpaid and to collections, my credit score went from over 800 down to under 700. Fast forward over 2 YEARS later and I’m STILL working to get the last item paid and removed from the credit reporting agencies. This last one they submitted as a ‘Workman’s Comp’ claim so they could get a lower negotiated rate (they are responsible for 100% of this bill) and it was rejected because it was obviously filed under false pretenses. Even when this last item is paid and removed from my credit score, it will take YEARS before it goes back up to where it was.

Literally, a nightmare. I’d just assume not have insurance / healthshare coverage at all. Over 2 YEARS of dealing with just this, the financial impact, stress… NO THANK YOU. I dumped them and am now with Oneshare Health and have never been happier.

My wife is 61 and was afraid to go to the doctor’s office because of Covid but OneShare came to the rescue. They have a really good telemedicine program and we were able to do all our consults and checkups over a cell phone.

We also like being able to save so much money in monthly premiums. We haven’t had to do a big claim yet so we’ll see.

You can definitely save money with OneShare Health. We earned too much to qualify for an Obamacare subsidy but not enough to afford health insurance for our whole family because we live in a high cost of living area. We used HSA for America who suggested we consider a health sharing ministry. With my husband, me, and my three children we’re able to save over 40 percent compared to our previous family plan from Aetna. Definitely continuing with OneShare!

Our PBM recommended that we choose OneShare because of my husband’s diabetic needs. It came with a great discount program that is making all our supplies a lot cheaper, just for being a member. Most health shares don’t seem to care about diabetics.

OneShare claims to be a healthshare ministry but I don’t see much evidence of that. They just let everybody in. I miss the smaller Christian community that we used to have. I’m switching to MediShare.

Zion lets you contribute to an HSA if you’re in the right plan. That was reason enough for us to switch. We’re paying a bit more than our old OneShare plan but Zion seems way better so far.

I was in a serious accident last year … with some huge bills. My OneShare plan maxed out at $500K for the year. I know that’s a lot, but it still left me with some pretty serious bills to cover on my own. Check your plan’s annual limits before you sign up!

Although One Share isn’t as openly Christian as some of the other companies, I have no doubt that they are truly doing the Lord’s work with their cost sharing programs. I have a friend who has been getting free help with her mental health through OneShare … multiple free sessions a year and a 24/7 crisis line that she’s used on more than one occasion. That’s why I switched to OneShare, and probably for good.

My health insurance guy told me that OneShare had some of the lowest monthly costs out of all the healthshare plans, so I decided to give it a shot. I’m in the “Catastrophic” plan, and I’m paying just over a hundred bucks a month for decent health protection. Thinking of upgrading to the Complete option next year because there’s no limit on sharing amounts.

I had to go with health sharing because I missed the insurance deadline or whatever. I was able to sign up with OneShare right away. As in right away. My plan was up and running within 24 hours of when I first made the call. The folks that were helping me were really nice, too!

My advisor told me to take a look at One Share ever since they expanded their preferred networks. She was right … OneShare has a lot of options to choose from if you’re looking to keep your costs down. Totally satisfied so far … Will update my review if anything changes.

Since meeting my annual portion, I’ve used my OneShare plan twice. Both times they processed the cost sharing in under a month, which is a bit faster than what the other healthshare companies can do from what I’m told. Just make sure that you’re submitting a medical receipt that is “qualified”. Actually it’s best to check beforehand, because if it isn’t on their list, they won’t approve it for sharing.

Our family switched to One Share once we found out about their prescription drug program. We both take various medications, and having a little help with the cost each month is really nice. On top of that, we’re getting health protection for the ‘bigger’ stuff just in case anything happens. Super happy with OneShare.

I switched to OneShare because an agent told me I’d be saving a few hundred bucks a month. So far, the savings have been pretty good. I’m in the Catastrophic program, which I think is the lowest cost.

My wife and I switched to OneShare from a different sharing program because we were looking for more help with our prescription drugs. OneShare has a discount prescription program that included the medications that we both needed. We’ve been super happy since making the switch.

OneShare is better than a lot of the other HCSMs out there, primarily because they offer free mental health services. All members get 4 counseling sessions per year, as well as access to a 24/7 crisis line. This used to be one of the big things lacking with health sharing, but it’s good to know that at least one company knows how important it is.

I was surprised at how fast it was to sign up for OneShare. Our family had a healthshare program up and running by the very next day. We haven’t been enrolled for that long, but if their service department is any indicator, I think we’re going to stick with these guys for a while.

OneShare’s concierge people are great. They’ve helped me find a network provider more than once, and since they merged with First Health Network, I’ve got more options than I used to. I used to be on MediShare, but I’d say that OneShare is just a bit more modern.

The cost sharing is pretty fast with OneShare… Usually I get paid out within a month. But I didn’t realize that my Catastrophic plan had a per-incident limit on it. I’m thinking of changing it from $150,000 to $250,000 just in case something happens.