Prosper

While some representatives have been helpful and polite, others seemed unclear about the sharing rules and gave me conflicting information about my bills. While we really like our Prosper plan, it was frustrating having to call multiple times to get a straight answer. I felt that there was a lack of communication between departments, which made resolving issues more difficult.

The Universal Prosper Plan has truly exceeded my expectations in providing comprehensive health coverage for my family. The affordability and flexibility of their health share plan have been a game-changer for us. From routine check-ups to unexpected medical expenses, they’ve consistently delivered. The customer service is exceptional, always ready to assist with any inquiries or concerns promptly. I appreciate the peace of mind that comes with knowing our health is in good hands.

Universal HealthShare Programs has been a reliable partner in safeguarding my family’s health. The ease of enrollment, coupled with the flexibility of the plan, makes it a standout choice. The sharing community aspect creates a sense of solidarity, and we’ve witnessed the positive impact during challenging times. The affordability is a huge plus, ensuring that quality healthcare doesn’t break the bank. From preventive care to unforeseen medical events, they’ve got us covered.

Our experience with Universal HealthShare Programs has been nothing short of excellent. The affordability combined with the comprehensive coverage has made managing our family’s healthcare a breeze. The online portal is user-friendly, allowing us to access information and track claims effortlessly. The sense of community within the health-sharing network is reassuring, creating a supportive environment. The prompt and courteous customer service have made us feel valued as members.

As a middle-aged parent, finding the right health coverage is crucial, and Universal HealthShare Programs has exceeded our expectations. The straightforward enrollment process and the budget-friendly nature of their health share plan have made it a perfect fit for our family. The peace of mind that comes with knowing we have a reliable and supportive healthcare community is invaluable. The regular communication and updates keep us in the loop, and the customer service has been top-notch. A solid 5-star rating for a health share program that truly prioritizes its members’ well-being.

First, it saves us almost half compared to regular insurance. Second, it covers preventive care. Third, there was no open enrollment period. I was able to buy Universal for my family when I was ready, not because government told me I had to buy within a certain window. And unlike my previous group health plan, I can choose any hospital now.

When my wife had to go to the ER for a severe kidney infection, Universal came through and shared everything above our non-sharable amount, just as promised.

We saved hundreds every month by going with Universal! It’s a godsend for people like me: I’m an independent business owner: I run a dogwalking practice and drive uber at night.

They do have a network you have to use except for emergencies, but it’s pretty big (Multiplan PHCS) so I haven’t had trouble finding doctors in network to treat me. I like RxSimpleShare, too since I take multiple medications.

I was getting hammered by prescription drug costs. Then my HSA For America broker suggested Universal Healthshare’s RXSimpleShare program. They share prescription drug costs up to $500 a month. I have to pay $25/month and $5 per prescription which is a screaming deal compared to what I had to pay out of pocket before, even with insurance. Thanks, Universal!

I like being part of an organization like Universal Healthshare because they expect members to live a healthy lifestyle. That keeps costs low for everyone. I want people to get the help they need but I don’t want to subsidize drug addiction and alcohol abuse. Universal Healthshare makes everyone commit to drinking only in moderation, abstain from drug abuse, and exercise regularly.

Thanks to those screens, my family is saving almost 500 a month compared to what I would have had to pay in COBRA. And their prescription drug sharing plan is awesome too.

If you’re considering trying to save money on health insurance and going with a Universal Health Share plan, don’t do it!!! You will still pay them a large monthly premium and be out of pocket for everything else!

I found out that most doctors have never heard of Universal Healthshare, and don’t even realize that they take it. That’s because the network isn’t called Universal Healthshare. It’s called “MultiPlan/PHCS.” That caused us problems when we called ahead to verify. Once we figured that out the plan worked as intended. So 5 stars for the plan, 1 stars for the communications aspect with physicians