Sedera by TruHealth Health Sharing Plans

Sedera’s affordability has been a huge relief for me. My monthly contributions are far lower than what I was paying for traditional health insurance, and the savings have been significant. I’ve been able to manage my healthcare costs much more effectively, and I’m no longer worried about high premiums. Sedera offers great protection for larger medical events while keeping the costs reasonable, which is exactly what I was looking for.

I submitted a claim for a hospital visit, and while the expenses were eventually shared, it took about two months for the bills to be processed. The process worked, but it wasn’t fast, and I had to deal with calls from the hospital about unpaid bills in the meantime. The delay made it hard to rely on Sedera for quick reimbursement, but the bills were covered in the end.

The freedom to choose our healthcare providers, coupled with the cost-sharing model, has made healthcare affordable and empowering. Sedera’s commitment to a member-centric experience is evident in every interaction. The simplicity of the claims process and the speed of reimbursement are noteworthy. The peace of mind that comes with knowing our family’s health is in good hands is invaluable. If you’re looking for a health share plan that delivers on its promises, look no further than Sedera!

The plan’s affordability and flexibility have been a game-changer. Since we enrolled, the process has been seamless, and the coverage has exceeded our expectations. Sedera’s commitment to member support is evident in its responsive and knowledgeable customer service team. The community aspect of sharing medical expenses adds a personal touch to healthcare. It’s not just a plan; it’s a community that cares.

The plan has been a blessing for our family. The emphasis on a holistic approach to health, combined with the cost-sharing model, sets Sedera apart. The comprehensive coverage and the ability to share medical expenses with a community of like-minded individuals make healthcare more accessible. We appreciate the transparency and integrity that Sedera upholds.

The simplicity and transparency of the plan make it stand out. The cost-sharing aspect has made healthcare affordable, and the freedom to choose our providers is invaluable. Our claims have been processed smoothly, and the reimbursement process is efficient. The wellness resources provided by Sedera have been an added bonus, helping us stay proactive about our health.

First, it’s way cheaper than regular insurance. I save about half off my old premiums from my former plan.

I can pick my doctor. There’s no network I have to worry about.

I’ve had a couple of medical events and got reimbursed within two weeks both times.

Preventive care is covered.

Great customer support.

I get big discounts because providers think of me as a cash customer. Which I am.

Sedera’s not for everyone. But for self-employed creatives who don’t get a break from an Obamacare subsidy (like me!) it’s a great option.

We submitted our new baby to the portal within the 30 day window that we were instructed. This update is not auto-approved, though. It is delayed. This put us in a position where our baby was not approved in their 30 day window so they rejected all of her claims. They told us that we were supposed to call to have it approved sooner, but they never communicated that in their initial emails. My partner submitted the addition within 2 weeks of having the baby, but we did not get a confirmation email which we should have received from the system. Instead, we got an email several weeks later, on august 1st, saying that the changes made on august 2nd (???) would be approved august 3rd. However, I went through my partners browsering history and she was not on the Sedera account page on the 1st or the 2nd. This means that we did not get the email confirmation at the right time and were unable to have them change the time that our baby was added to fit in the 30 day window. They said they couldn’t accept our browsing history as proof, and we didn’t have any confirmation otherwise because the email was not sent when she completed the account change. I tried to test the email confirmation by adding a new account, and we got an email right away, but that did not happen the first time. I found it strange that the wording of the email confirmation was different the first time than the test time, but the rep I spoke to claimed that was due to a time discrepancy with a tech company they contract. This is not to mention that they are tirelessly picking apart every claim that we submit saying that we don’t have the right information. It feels like they are picking us apart over every dollar, and that we got screwed on a tech issue when we tried our best to follow the policy. There is no element of basic human decency or trust. I would not recommend this company at all.

WHAT I LIKE: Sedera saves me almost half what I was paying for my family health insurance plan from Blue Cross. We earn just over the threshold for an ACA subsidy, so that’s a big deal for us.

Reimbursement is pretty quick. We had some shareable expenses and they sent what they were supposed to send within a week of us submitting all the bills.

When we do have an issue, customer service has been great. They’re easy to contact and very responsive.

WHAT I DON’T LIKE: Sedera doesn’t share costs for naturopathic, homeopathic or other alternative forms of care.

I’m very disappointed in my maternity experience with Sedera. There is already a high unshareable amount ($5,000) which we agreed to pay. I gave birth to my daughter in November 2021 and was told I needed to add her within 30 days to have her covered by Sedera. I tried to add her online 4 days after her birth and thought I added her successfully, only to realize too late that it didn’t work. I told them what happened and even sent my internet history showing I was on the Sedera website 4 days after her birth, but my request was denied. We now have to pay an additional 4k+ for her birth because of this mistake.

Terrific! I had to have minor surgery two weeks ago. I submitted the final bill to Sedera and they wired me the full shareable amount within a week! I didn’t even have to make a phone call.

It wasn’t the cheapest healthshare plan on the market, but I’d definitely recommend them.

I was in the E.R. really briefly, and it was covered by my Sedera program. But It took a few weeks for the sharing payment to come through. I was hoping it would be a little quicker. But it worked just like they said it would.

Hands down, these guys have the best customer service team in the business. If you’ve ever had to drive your kid to the hospital, then you know how much it means to have someone who truly cares handling the bill. I’ll never forget the love and care we received from the Sedera community in our time of need. Members for life.

Everyone was telling me that I needed to offer a health plan if I wanted my company to grow. I don’t need to offer anything because I only have about 20 employees. But Sedera lets me choose how much to contribute. I can pay a little towards their plans, and that’s much better than nothing.

Our small company transitioned to health sharing this year with Sedera. This was our first time offering an employee health benefit, and we weren’t sure how it would go. Last week we submitted our first needs claim, and the process was just as smooth as they said it would be. The employee got their check within weeks, which is even faster than they predicted.

The costs from my ER visit took about 30 days to process. I’ve heard other members getting their cost sharing handled in as fast as two weeks, so that was kind of a bummer. But other than that, Sedera has done a pretty good job. They’re team is super nice, and that’s always a big deal.

I’d love to give my employees a good health insurance plan, but since we’re so small, there’s just no way we can afford it yet. Sedera healthshare isn’t as comprehensive as some of the group plans that we looked at, but it’s a lot more affordable. Now, we at least have something in place for a benefits package. For now, it gets the job done.

I was diagnosed with an immune disorder in 2019. I was already signed up with Sedera, but I was terrified that it wasn’t going to be enough to pay for what was about to come. Once I was admitted to the ICU, I thought that I’d be paying a fortune. But Sedera connected me with my needs coordinator, they handled everything. The community came together and paid for my hospital costs, just like they said they would.

I got my small business signed up with Sedera last year, after the pandemic made it clear that I needed to offer some kind of health benefit. I was losing employees to other jobs that could offer health insurance. The Sedera Select plus plan lets me contribute however much I want, giving my workers an option that’s affordable. I think it’s working … We’re pretty happy with the program so far.