HSA Secure Memberships

With HSA Secure, I get to use my doctors and keep control of my healthcare dollars.

HSA Secure has been a great way for me to control my healthcare costs. The monthly share amounts are reasonable, and I’ve been able to save significantly compared to traditional insurance plans. Since HSA Secure allows me to contribute to and use my HSA for medical expenses, I’m also taking advantage of the tax benefits, which is a huge plus. For people who are comfortable with managing their HSA funds, this is a very cost-effective option.

The customer service with HSA Secure has been very good. Whenever I’ve had questions, especially around using my HSA alongside the healthshare, the representatives were knowledgeable and quick to respond. It’s clear that they understand how to work with members who use HSAs, which made things a lot easier for me. They were patient in walking me through the process when I needed help submitting my bills.

One of the biggest downsides of HSA Secure is the limited coverage for routine and preventive care. I’ve had to pay for all my check-ups and screenings out of pocket, which has really added up over time. Additionally, the sharing process for larger expenses is slow, and the lack of communication has made it difficult to know when or if I’ll be reimbursed. The reliance on using my HSA for many of these costs feels like a burden rather than a benefit.

While the monthly contribution is lower than what I would pay for traditional insurance, I’ve found that I’m spending more than I anticipated on out-of-pocket costs. The savings aren’t as substantial when you factor in the expenses that aren’t eligible for sharing. I’ve had to pay for routine doctor visits and preventive care, which has made the cost savings less significant over time.

HSA Secure has earned my 4-star rating with its total package approach! The integration of a special HSA-qualified MEC insurance plan and a low-cost catastrophic healthshare is a brilliant strategy. I’m not only getting comprehensive health coverage but also the opportunity to make tax-deductible contributions to a health savings account (HSA). The cost-effectiveness, coupled with the tax benefits, makes HSA Secure the complete solution for my health and financial well-being. I’m grateful for the peace of mind and savings it brings to my healthcare journey.

This unique health sharing plan not only provides comprehensive coverage but also allows me to make tax-deductible contributions to a health savings account (HSA). The combination of a special HSA-qualified MEC insurance plan and low-cost catastrophic healthcare is a brilliant approach. I appreciate the flexibility and savings potential that HSA Secure offers. I feel secure in my health plan and optimistic about the financial benefits it brings.

HSA Secure gets a well-deserved 4 stars from me! The ability to contribute pre-tax dollars to a health savings account (HSA) sets this plan apart. The combination of a special HSA-qualified MEC insurance plan and a low-cost catastrophic healthshare is a smart solution for both health and savings. The cost-efficiency and comprehensive coverage provide peace of mind, and the tax benefits sweeten the deal. HSA Secure is a smart choice for anyone looking to optimize their health plan while maximizing their savings potential.

I recently purchased the HSA Secure plan, and I must say it’s a game-changer! The combination of a special HSA-qualified MEC insurance plan and a low-cost catastrophic healthshare allows me to enjoy the best of both worlds. The tax benefits of contributing to a health savings account (HSA) are a huge plus, giving me the opportunity to save pre-tax dollars for future medical expenses. The seamless integration of cost-efficiency and robust catastrophic care protection makes HSA Secure stand out. I feel confident in my health coverage and financial planning.

We were on the program for two years when my son got hit on his skateboard by a hit-and-run driver. He had two broken ribs, a broken wrist and a concussion. Mpowering came through for us. Yes, I had to pay my sharing amount but I expected that. Mpower paid the rest right away. Thank God the injuries weren’t worse!

They’re saving me hundreds of dollars a month health insurance is a total ripoff.

First, yes, Mpowering Benefits/Zion Healthcare is cheaper than health insurance. My family saved almost 500/month by using MPB.

They did really well after my daughter was injured playing softball and had to go to the ER after getting a concussion in a home plate collision.

But when my husband had a heart attack, they turned down the claim. They said it was “pre-existing.” But he had never been diagnosed with any heart problems. He’d never taken any heart medications, or even high blood pressure medications. He told the doctor he had been feeling easily fatigued before the heart attack. So so far we’’ve got a $98,000 bill from the hospital and another $7,000 bill from the cardiologist and they’re not sharing.

We’re appealing. But their definition of “pre-existing” is absolutely ridiculous.

I’m a self-employed freelancer and Mpowering benefits was just what the doctor ordered! They have a package designed especially for solo freelancers. I like the fact that it has no caps on annual or lifetime sharing!

I’m in the ‘Direct’ plan, and so far it’s fantastic. I get to see my doctor whenever I want. This feels like real insurance, but I’m still only paying about $300 between my DPC and MPB.

I got MPB setup for my company last year. We just had to deal with our first sharing request, and it was really easy. I only have a few employees but so far they’ve all been happy to sign up for the plan, and I get to choose exactly how much to contribute.

Healthcare in this country is ridiculous. Mpowering is at least making it a little more affordable. They have a couple of good cheap plans to choose from. I think we will keep them for now.

MPB Health’s member program is really impressive. All members have access to free counseling, stress management, and substance abuse stuff. And it’s free for members. That’s what healthshare is about I think, helping each other out, making things better for us all.

I’ve been with the same primary care doc for a few years now, and I am never going to change. When he started offering DPC, we jumped on board. Then he told me that you can add a MPowering plan to DPC just for the big stuff. Feel good because I’m still paying less than with insurance.

I sure as heck wasn’t going to stick with my old insurance plan anymore once my subsidy was canceled. Almost my whole promotion was wiped out by how much more I was paying in premiums. My MPB healthshare works with my HSA … So I was like, buh-bye insurance.

I’ve got a small furniture store in the country and got a Mpowering plan for the company. There’s only about 10 of us but I wanted to keep everyone happy and healthy in any way I could. What’s really great is that I can choose exactly how much I want to contribute each month.

Between my wife and I we’ve got a bunch of different prescriptions. Our medical costs were going way up which is why we switched to MPB. The online pharmacy is an awesome tool … I can track all of our medicine right there in one place, and see which pharmacies have the best prices.

I have my employees signed up for a Group plan with MPB healthshare. It was a heck of a lot easier than getting a group insurance plan started, and it was less than a month before our program went into effect. Some of my employees were a little unsure about health sharing in general, but now that they’ve seen how it works, I think they’re pretty happy. I’ll have to switch to traditional insurance if I ever have more than 50 employees, but for now, I think this is a great fit.

I’m blown away by MPB’s member assistance programs. Beyond the protection you get from the medical cost sharing, members also can get help with stress, grief, bereavement, substance abuse, and even marital issues. As a mental health professional, I think it’s fantastic that healthshare companies are starting to give their members access to critical programs like these without charging any extra.

MPB has done a great job of helping me find cheaper prescriptions. Their online pharmacy page shows me where I can find the lowest prices, and exactly how much it’s going to cost me when I get to the counter. I can also track all the medications I’ve purchased and see the full history whenever I want. They even helped me find a more affordable asthma inhaler from overseas.

I’ve been with MPowering for a while now. The last time I called them it took over a week for them to get back to me. I wish they’d move a little bit faster, but overall, all of my health costs have been shared just like they said they would. At the very least, it’s a lot better than being forced into an Obamacare plan.

This is one of the only healthshare companies that said they would work with my Direct Primary Care doctor. I’ve been doing direct care for almost a year now, and it’s helped get me into the best shape of my life. Now, with MPB Direct, I can also stay protected against emergency costs if I ever get into an accident.

I switched to MBP health sharing when I found out that I could also have an HSA. I’ve been wanting to ditch Obamacare for years but I didn’t want to lose out on that part of my investment portfolio. My agent helped me combine an MPB health sharing program with a minimum benefits plan, which allowed me to keep using an HSA just like before.