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What Is a Deductible in Health Insurance? Understanding Your Healthcare Costs

What Is a Deductible in Health Insurance? Understanding Your Healthcare Costs

Nov 4, 2025 | Health Insurance, Health Sharing Programs, Heathsharing

What is a deductible in health insurance?  It’s the number that decides how much you pay before your plan begins to help. Premiums are rising again. Some marketplace plans saw double-digit price hikes in 2025. When premiums go up, your deductible suddenly matters a...
What is an Out-of-Pocket Maximum & How Do They Work?

What is an Out-of-Pocket Maximum & How Do They Work?

Oct 28, 2025 | Health Insurance, Health Sharing Programs, Heathsharing

The out-of-pocket maximum is one of the most misunderstood but important parts of your healthcare plan. Ever opened a medical bill and thought, “Wait… how much do I still owe?” Even with health insurance, unexpected costs can pile up fast, leaving you stressed,...
Is Self-Funded Insurance Good for Your Employees?

Is Self-Funded Insurance Good for Your Employees?

Jul 31, 2025 | Health Insurance, Health Sharing Programs, Heathsharing

If you’re evaluating health insurance options for your business, you might be asking: “Is self-funded insurance a good choice for my employees?” Self-funded health insurance is becoming an increasingly popular option for employers looking to manage rising...
How Much Should I Contribute to My HSA?

How Much Should I Contribute to My HSA?

Jun 5, 2025 | Health Insurance, Health Sharing Programs, Heathsharing

If you have a high-deductible health plan, knowing “how much should I contribute to my HSA?” can help you save on taxes, prepare for medical costs, and build long-term financial security. Many people miss out on savings by guessing or just setting a random amount. But...
When Is Health Insurance Tax Deductible and Who Qualifies?

When Is Health Insurance Tax Deductible and Who Qualifies?

Jun 1, 2025 | Health Insurance, Health Sharing Programs, Heathsharing

Is health insurance tax deductible? The answer depends on your employment status and how you file your taxes. Health insurance can be one of your largest annual expenses, especially if you’re self-employed or don’t receive coverage through an employer. In this guide,...
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