Hi, I’m Caleb Burdett

The HSA for America mission lines up with how I already try to show up in my own life.

  I am thoughtful and careful by nature. I like to understand a situation thoroughly before I act, and I pay close attention to the balance between managing risk and keeping things affordable. When I work with you, my goal is to give you the time, the straight answers, and the options you need to make the choice that actually fits your life. Not the choice that pays the biggest commission. Not a rushed quote. A real recommendation.

From telling other people’s stories to helping you write a better one

I studied Cinematic Arts Production in college and earned a Bachelor of Fine Arts (BFA) in the field. For years I worked as a video producer crafting stories about purpose-driven changemakers. I led media teams for a nonprofit, trained teammates in video production, and helped build an educational content library designed to propel teenagers into college and career success.

I loved the work. What started to tug at me was the distance. I was telling stories about people who were directly changing lives, and I realized I wanted that for myself. I wanted a role where, at the end of a conversation, someone walks away better off because we talked. Health coverage is one of the most confusing, high-stakes decisions a family makes, and I saw a real chance to take what feels like a labyrinth and walk people through it.

An industry that usually chases commissions. A team that chose service instead.

When I was looking at where to hang my hat, what set HSA for America apart for me was the culture. In an industry that often prioritizes making money off of individuals, it is genuinely refreshing to be part of a company where the first question is how do we actually serve this client, not how do we close this sale. Service and integrity are not a tagline here. They are how the team operates, and that is the kind of table I want to sit at.
That culture shapes how I work with you. I am not going to push a plan because it pays me more. I am going to listen, dig into the details of your situation, lay out your real options, and help you pick the one that fits.

The savings vehicle I have genuinely fallen in love with

A Health Savings Account (HSA) is a tax-advantaged savings account linked to a qualifying health insurance plan. You fund it with pre-tax dollars, and you can use it to pay for a wide range of health care costs. When you pair it with a qualifying plan, you take on a yearly deductible in exchange for lower premiums and, in most cases, 100 percent preventive health care coverage.

What if I get hurt or sick before my HSA is built up?

This is the question I hear most, and it is the right one to ask. Plans that qualify for an HSA usually carry lower monthly premiums than more traditional options, and I can help you find a plan where your maximum out-of-pocket costs stay reasonable even in a bad year. The math works in years when your health is good, because you are quietly building savings. And it can still work in years when life gets hard, because a well-chosen plan caps what you will owe.

The part that genuinely excites me: the tax advantages

If there is one thing I will champion loudly, it is the tax side of HSAs. They are an incredible saving and investing vehicle, and they help people keep money in their pocket in three different ways. You contribute pre-tax. Your money grows tax-free. And when you spend it on qualified health care, you never pay tax on the withdrawal either. I have not seen another account in personal finance that pulls off that trifecta.

There is also a long game here. As your HSA balance grows, you can switch to a plan with a higher deductible and a lower premium, reinvest the savings, and let the account compound. Over years, that builds a meaningful cushion.

Community teamwork is why healthshare plans won me over

Healthshare programs are a great option for a lot of families, and what I love about them is the structure. They are built around community teamwork to meet people’s individual needs. Members share in each other’s medical costs, and the affordability is often the deciding factor for folks who do not qualify for a subsidy on a traditional plan. For the right family, a healthshare plan can be the difference between having coverage and going without. It is worth a real conversation to see whether it fits.

The tree did not stop me, and neither does the unexpected

One of the clearest memories from my childhood is falling out of a tree and breaking my arm. The arm healed, and funny enough it did not stop me from climbing trees afterward. I still think about that sometimes when I am sitting across from a client. Life is going to hand you the unexpected. Kids fall. Accidents happen. Diagnoses come out of nowhere. The question is not whether surprises will show up. It is whether you are set up to handle them when they do. That is what good coverage is for, and that is where I try to be useful.

A house from 1889, a summit over 14,000 feet, and 41 states of coffee sleeves

Outside of work, I am happiest when I am outside. I am a hiker, a camper, and an avid downhill skier. I grew up skiing thanks in large part to my grandfather, who kept skiing with the family until he was 85. That kind of lifelong love for the mountains shaped me.