Rhode Island Health Insurance Plans and Health Sharing Programs
HSA for America Offers Rhode Island Health Insurance Plans and Healthshare programs at the Lowest Rates Available!
HSA-QUALIFIED HEALTH INSURANCE QUOTE
The word "HSA" will be in the plan name if the plan is HSA-qualified. You will also see quotes for non-HSA plans.
HEALTH SHARING PLAN QUOTE
Health sharing plans are not insurance but a more affordable way to make sure your family is protected from unexpected medical expenses.
In Rhode Island there is a state mandate requiring residents of the state to carry qualified health insurance.
Health insurance is only available from a couple of insurance companies, and is exceedingly expensive for anyone who does not qualify for a subsidy. If you do qualify for a subsidy, we recommend you get coverage through the Rhode Island Health Insurance Exchange.
Because members of qualifying health cost sharing plans are exempt from the mandate to carry health insurance, many people in Rhode Island are choosing to join one of these organizations. Below are the health sharing plans we recommend.
Altrua Healthshare has thousands of members in a majority of the states. Members of healthshare plans are exempt from the requirements of the Affordable Care Act, including the requirement to purchase a government-approved health insurance plan.
Altrua is known as being very easy to work with.
DPC Direct is a non-insurance health sharing program designed specifically for people who are members of a Direct Primary Care medical clinic. DPC clinics charge a low monthly fee to cover all primary care, including preventive care and unlimited doctor visits, while the DPC Direct protects from emergency and hospitalization expenses. (Read more about Direct Primary Care in our Complete Guide to Direct Primary Care).
Until recently, it was impossible for most people to combine the benefits of health sharing with the tax benefits of contributing to a health savings account. At last, those days are over – thanks to HSA MEC.
With three different plan options available, netWell members have access to health plans that are suited to them. Note that health sharing is NOT the same thing as health insurance. In addition to free 24/7 telemedicine, netWell also offers preventive screening benefits that other healthshare plans do not.
Read More about netWell Healthshare Plans
A subsidiary of the prominent health care sharing ministry NetWell, NetWellRx makes the 605 most-prescribed generic prescription drugs available to subscribers for free.
OneShare Health is one of the most popular medical cost sharing program we offer. Monthly contributions vary by state, so in some states it is not priced as well, but it often offers the best combination of price and benefits.
This is not health insurance, but rather a more affordable alternative, particularly if you do not qualify for health insurance subsidies.
Read More about Oneshare Health
Sedera is one of the most popular health sharing programs available to small groups.
Health sharing programs are not health insurance, but they do serve the same purpose. Monthly contribution amounts are typically less than half the cost of health insurance.
Universal HealthShare has up to seven different sharing programs to choose from. Each program has a unique monthly cost, as well as a specific Non-Shareable Amount (NSA). The NSA is the amount that the member must pay each year before medical costs become eligible for sharing.
Read More about Universal Healthshare
Prosper is a new health sharing program offered by Universal Health Fellowship, an established non-profit health care ministry based in Alpharetta, Georgia.
Read More about Universal Healthshare Prosper Program
WBA offers a very low-priced supplemental accident plan that will reduce your deductible for any accident, to just $100. To learn more and sign up, visit the Accident Plans page.
HSA-QUALIFIED HEALTH INSURANCE QUOTE
HEALTH SHARING PLAN QUOTE
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