U.S. Health and Life Insurance Company
Get an Instant Online Quote!
The U.S. Health and Life Insurance Company is a Michigan-based firm that provides self-funded medical and prescription drug coverage, insured dental and life insurance benefits to employers and other groups in Illinois, Indiana, Michigan, Ohio, and Wisconsin.
Note that self-funded plans like U.S. Health and Life allow an employer to take on a larger share of the risk, often resulting in lower monthly costs.
About U.S. Health and Life Insurance
Founded in 1996, U.S Health and Life, currently covers nearly 500 groups, comprising more than 10,000 lives.
The plans are flexible, allowing you to adjust deductibles and copayments to fit your budget.
You can also structure employee participation however you wish – sharing in some or all (or none) of the cost for your employee, and their family.
HSA for American specializes in helping the smallest groups, often less than 30 employees. If your group is less than 10 employees, a self-funded plan may not be available.
However, we do have some other great strategies for small businesses, in our Complete Guide to Small Business Healthcare Plans. Explore the page to find the best strategy for your small business.
Group Prescription Drug Benefits
The company is known for its series of six standalone prescription drug plans, with copays tailored to suit a wide range of budgets. Their large network includes all major pharmacy chains.
A mail-order / home delivery program is available for maintenance drugs at a steep discount.
COVID Home Testing Program
US Health and Life also provides group sponsors with an innovative zero-copay COVID home test program.
Other US Health & Life Insurance Perks
U.S. Health and Life is now a subsidiary of Ascension, the largest non-profit hospital group in the country. Members get discounts and access to Cofinity, HAP, Trilogy, Sagamore, HFN, MMO, FirstHealth, Cigna, and PHCS, among others.
Ready To Set Up U.S. Health and Life Coverage for Your Group?
Click here and pick an appointment time for a free consultation and review.
Available Plans | HSA Info | Healthshare Info | FAQS | Blog | About Us | Contact Us | Agents Needed
1001-A E. Harmony Rd #519 Fort Collins, CO 80525
Telephone: 800-913-0172
[email protected] | © 2024 - All Rights Reserved
Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.