Term Life Insurance Quotes
HSA for America has access to the lowest life insurance rates available. Get an instant quote now!
About Term Life Insurance
Term insurance is life insurance that lasts for a certain period or a term. Once the term ends, members are then free to switch plans or renew their current policy, typically at a higher rate.
Compared to whole life or universal life plans, term life insurance can save you thousands of dollars and is very affordable. For example, depending on the plan and term, a 30-year-old man may pay around $26 a month for term life insurance. Keep in mind that life insurance rates increase with age.
How Much Coverage Should You Get?
When choosing life insurance, first decide your desired coverage amount. To determine this, add up your financial obligations, debts, and expenses. Commonly people choose coverage that is 5 – 10 times their annual income.
After deciding the coverage amount, the next step is to determine the length of the policy term. Common terms are 10, 20, and 30 years. During that policy length, coverage will remain in place and premiums will stay the same. Premiums cannot increase until the term is up.
How to Sign Up
Fill out the form above for instant quotes on the lowest-priced plans available. You can apply online, or talk to one of our Personal Benefits Managers for no-cost individualized assistance.
After you apply, the insurance company will review your application, and let you know if they need any more information.
Because interest rates are low and lifespans are increasing, life insurance rates are lower than they’ve ever been. With our system, you have instant access to quotes on the lowest priced plans available, from numerous A-rated insurance companies.
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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.