HSA For America
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Affordable Healthcare Alternatives to Expensive Insurance

Compare top Healthshare plans in minutes — and save thousands annually.

Benefits of Healthshare Plans

Healthshare plans offer a better alternative to traditional health insurance, with significant advantages for families and individuals.

Low Monthly Costs

Save up to 50% compared to traditional health insurance premiums.

Freedom to Choose Providers

Select your preferred doctors and hospitals without restrictive networks.

Easy Enrollment — Year-Round

No need to wait for open enrollment periods, join anytime throughout the year.

What Our Clients Say

We have helped over 16 thousand people find health insurance or a health sharing plan.

"Switching to a healthshare plan saved our family over $600 per month while still giving us the coverage we need. The enrollment process was simple, and we've never had issues with our medical bills."

Sarah Johnson

Denver, CO

"After years of struggling with rising insurance premiums, I found HSA For America. Their healthshare options provided better coverage at nearly half the cost. I wish I'd known about this years ago!"

Michael Rodriguez

Atlanta, GA

"As a self-employed consultant, finding affordable healthcare was a challenge. The healthshare plan recommended by HSA For America has been a game-changer for my business and personal finances."

Emily Wilson

Portland, OR

Frequently Asked Questions

Get answers to common questions about healthshare plans.

A healthshare plan is an alternative to traditional health insurance where members share medical costs with one another. Members contribute a monthly amount that is typically lower than insurance premiums, and these funds are used to share eligible medical expenses among members.
Healthshare plans typically cost 30-50% less than traditional insurance premiums. They provide similar coverage for major medical expenses but operate under different rules since they're not insurance. Members often have more freedom to choose their providers and aren't restricted to specific networks.
Most healthshare organizations have some limitations on pre-existing conditions. Some may offer limited sharing for pre-existing conditions after a waiting period, while others may gradually increase coverage over time. Our specialists can help you understand the specific policies of each healthshare organization.
Yes, most healthshare plans allow you to see any provider you choose. Unlike traditional insurance networks, healthshare plans typically don't restrict which doctors or hospitals you can visit. This gives members greater flexibility in their healthcare choices.
The federal tax penalty for not having health insurance (the individual mandate) was reduced to $0 starting in 2019. However, some states have their own individual mandates. Healthshare memberships may qualify as exempt from state mandates, but it's best to check your state's specific requirements.
Most healthshare plans can be effective as soon as the first of the following month after you enroll. The application process is typically simpler and faster than traditional insurance enrollment.

Ready to Start Saving on Healthcare?

Join thousands of families who've switched to healthshare plans and saved up to 50% on their healthcare costs.