Assurity Life Insurance

Multiple Benefits across Three Categories

Multiple Assurity Life Insurance Benefits within a Single Category

Your benefit can be used for more than one condition in a single category. If you receive less than 100 percent of the benefit amount for a condition in one category, and are diagnosed with another condition within the same category, you will receive the remaining benefit amount up to 100 percent for that category.

Coverage begins immediately for all conditions in Categories II and III. A waiting period of 90 days applies for conditions in Category I. The benefit payment is paid directly to you for use as needed (medical bills, mortgage/rent, credit card payments, travel, alternative treatments, etc.). Your spouse and children may receive critical illness insurance through riders on your policy without an additional premium.

The policy includes a return of premium provision upon your death—100% premiums paid less benefits received if you die of any cause; maximum benefit less prior benefits received within the illness category with criteria met—to be paid to your beneficiaries.

Assurity offers riders such as Return of Premium rider at age 75, Disability Waiver of Premium rider, Accidental Death benefit rider, Spouse Critical Illness rider, and Children’s Critical Illness rider.