Optum Bank HSA

Optum Bank HSA

Optum Bank offers one of the most popular HSA options out there. The Optum website is intuitive and easy to understand, and our clients seem to be very satisfied with Optum Bank.


Setup Fee Closing Fee Minimum Opening Deposit Monthly Fee Annual Fee
$12 $2 $25 $3 None

Access Fee


Investment Options

    • 7 non-proprietary funds. All funds have Morningstar ratings of 4 or higher.
    • There are NO fees with investment options.

Open Account Options

Online: You can visit Optum Financial Services at for complete information and application instructions.

Contact Phone


Disclaimer: The information listed above is current to best of our knowledge. Please visit this administrator’s web site or contact them directly to confirm you have the most current information available.

HSA for America is an independent  health insurance agency specializing in high deductible health plans qualified to work with health savings accounts. We provide  a list of recommended HSA administrators as a  service to our visitors and customers. We are NOT an administrator ourselves. If you have a question for a specific administrator, please contact them directly.

Please visit our HSA Administrators page for a list of the administrators we recommend.

For information on how to get instant quotes and choose a plan that is qualified to work with a health savings account, please visit our “How To” Guide page.

749 S. Lemay Ave, Suite A3-116, Fort Collins, CO 80524
Telephone: 800-913-0172 | Fax: 970-999-0989
info@HSAforAmerica.com | © 2021 - All Rights Reserved

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Disclaimer: All information on this website is relayed to the best of the Company's ability, but does not guarantee accuracy. Information may be out of date. The content provided on this site is intended for informational purposes only and does not guarantee price or coverage. This site is not intended as, and does not constitute, accounting, legal, tax, and/or other professional advice. Determination of actual price is subject to Carriers.