IHC Group

About IHC Group

The IHC Group owns three insurance companies (Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company), and IHC Specialty Benefits, Inc., a technology-driven insurance sales and marketing company that creates value for insurance producers, carriers and consumers (both individuals and small businesses) through a suite of proprietary tools and products (including ACA plans and small group medical stop-loss). All products are placed with highly rated carriers.

Available IHC Group Health Plans

IHC Group has a supplemental gap plan available. The Metal 2 gap plan combines insurance benefits that can help cover a deductible, should you get into an accident or experience a serious illness. You can use the plan’s payment any way you want, including the deductible or expenses like credit card bills. Depending on the Metal Gap 2 plan, you will have to show that you have an ACA-compliant plan.

If you are diagnosed with a critical illness that is covered, you can get the IHC Group’s Critical Health Insurance plan, which gives you a lump sum cash benefit. Like with the Metal 2 gap plan, you can use the money any way you choose.

Other IHC Group Benefits

The IHC Group has other benefits for their customers, including a telemedicine service that is significantly less expensive than an office visit, and an RX pay card, that is accepted at over 55,000 pharmacies in the US.