WHAT ARE THE BEST HEALTH SHARING PLANS IN AMERICA?

HEALTHSHARE PLANS

TRINITY HEALTHSHARE

LIBERTY

HEALTHSHARE PLANS

SAMARITAN

UNITED REFUAH 

PRE-EXISTING CONDITIONS

-Two to Five year waiting period

PROVIDER NETWORKS

-MultiPlan Practitioner Only PPO

-Must sign a statement of standards

STATEMENT OF FAITH

HSA OPTION

-None

-$2,000,000 lifetime maximum; telemedicine; counseling

PERKS

PRE-EXISTING CONDITIONS

-Accepted

CONTRIBUTION AMOUNTS

-$225 – $685

-Any doctor or hospital

PROVIDER NETWORKS

STATEMENT OF FAITH

-Not required

HSA OPTION

-Yes

-Mental health counseling included

PERKS

TRINITY HEATHSHARE

PRE-EXISTING CONDITIONS

-Will not disqualify you

CONTRIBUTION AMOUNTS

-$142 – $490

-PPO

PROVIDER NETWORKS

TRINITY HEATHSHARE

STATEMENT OF FAITH

-Must sign a statement of beliefs

HSA OPTION

-None

-Offers interim and catastrophic plans; RX and dental

PERKS

PRE-EXISTING CONDITIONS

-Considered, but not guaranteed to be accepted

CONTRIBUTION AMOUNTS

-$135 – $470

-PHCS network

PROVIDER NETWORKS

STATEMENT OF FAITH

-Must sign (and possibly have verified) a statement of faith

HSA OPTION

-None

-Telemedicine; dental, vision and RX savings

PERKS

LIBERTY

PRE-EXISTING CONDITIONS

-Yes; limited to three (3) years of assistance

CONTRIBUTION AMOUNTS

-$199 – $675

-PHCS

PROVIDER NETWORKS

LIBERTY

STATEMENT OF FAITH

-Must agree to a set of  5 core values

HSA OPTION

-None

-Discounts on pharmacy, vision, hearing, and chiropractic costs

PERKS

SAMARITAN

PRE-EXISTING CONDITIONS

-Not eligible for regular sharing

CONTRIBUTION AMOUNTS

-$200 – $495

-PHCS

PROVIDER NETWORKS

SAMARITAN

STATEMENT OF FAITH

-Strict; must attend church regularly

HSA OPTION

-Unknown

-$250,000 maternity limit; 120-day supply of medication is shareable

PERKS

UNITED REFUAH

PRE-EXISTING CONDITIONS

-Eligible after 1 year of membership, with a $25,000 share cap in years 2 and 3

-$200 – $520

CONTRIBUTION AMOUNTS

PROVIDER NETWORKS

-Open (No network limitations)

UNITED REFUAH

STATEMENT OF FAITH

-Strict; must attend church regularly

-None

HSA OPTION

PERKS

-Open-network means you can choose any doctor or hospital; 24/7 tele-medicine practitioners are not subject to PreShare amounts

PRE-EXISTING CONDITIONS

-Restricted; Varies by membership level share cap in years 2 and 3

-$190 – $240

CONTRIBUTION AMOUNTS

PROVIDER NETWORKS

-PHCS

STATEMENT OF FAITH

-Must agree to the Covenant Seven Statements of Faith; No church attendance required

HSA OPTION

-None

PERKS

-Includes sharing for both routine primary care visits and certain preventive care services

PRE-EXISTING CONDITIONS

-Some limitations

CONTRIBUTION AMOUNTS

-Uses Multiplan/PHCS Network

BEST OVERALL HEALTHSHARE

-$115 – $450

PROVIDER NETWORKS

STATEMENT OF FAITH

-Must sign a ‘light’ statement of faith

-None

BEST OVERALL HEALTHSHARE

HSA OPTION

-Dental discount; diabetic care and supplies; lab discount, telemedicine

PERKS