Altrua Members present themselves as self-pay patients when they visit a doctor. They can go to any provider or facility, regardless of their network affiliation.
Altrua HealthShare is not available in Florida or Montana.
There is no physical health screening required for membership in Altrua Healthshare. However, all members must complete an online application which includes a personal medical history. Submitting inaccurate medical information could lead to limitation or denial of membership
All Altrua Healthshare members can receive sharing for maternity costs after a 90-day waiting period. Sharing benefits increase after 1 year and 2 years of membership to a maximum of $25,000.
Altrua Healthshare members must sign a Statement of Standards. This includes commitment to good nutrition and a rejection of tabacco and illicit drugs, as well as some biblical-based ideals on marriage, community, and abortion. However, there is no requirement to be an active member of the church.
Simply present your Altrua Healthshare Membership ID to your provider, explaining that you are a member of a recogized Health Care Sharing Ministry. Your provider will send the bill to Altrua Healthshare, who will process payment after the expense is approved.