Everything You Need to Know About Healthshare Programs
Check Rates For Individuals and Families Now
Save Thousands of Dollars Every Year
Healthcare at Affordable Prices for Everyone
Are you tired of paying outrageous premiums for your health insurance? Healthshare plans offer coverage at less than half the cost of conventional health insurance.
According to the Affordable Care Act, people who are members of healthcare sharing plans are exempt from the requirements to carry government-approved health insurance.
Note these plans are NOT health insurance, but rather membership-based health sharing plans.
With Over 1 Million People Joining A Healthshare Plan
Considerably More Affordable
Healthshare programs do not have “premiums”, but rather “contribution amounts”. Typically, these amounts are half or less the cost of an unsubsidized health insurance policy.
There are several reasons for this. The first is that because healthshare programs will not cover pre-existing conditions for at least two years, the people joining healthshare plans are, on average, much healthier than those buying health insurance.
Healthshare programs are also not required to cover birth control, preventive care, and many of the other essential benefits required under the Affordable Care Act.
Special Requirements and Conditions
Unlike health insurance plans, healthshare programs are not required to cover pre-existing conditions. In most cases, there will be at least a two year period before pre-existing conditions are covered.
They also generally do not cover cancer for the first 12 months of the policy, and most have a lifetime limit of $1,000,000 in cost sharing.
Because healthshare programs are offered by faith-based groups, they also often have additional rules and restrictions. Some do not accept smokers, most do not cover for drug rehabilitation, and some require that you attend church regularly.
They also all have a statement of faith that you must sign. Some are Christian-based, and others are non-denominational.
Please read the details thoroughly, so you understand any restrictions on the program you choose.
See How Much You Can Save!
HSA for America offers healthshare programs through Aliera, Altrua, Medi-Share, and OneShare Health. We also offer a healthshare plan option that you can pair with a Health Savings Account through Mpowering Benefits.
Select your state below to view the rates and coverage options in your area!